Maintaining the Regulatory Capital Ratio
First written in FY2016. 9 of 17 entries say "Worsened", first in FY2017. Latest entry: 2026-08-06.
The Chiba Kogyo Bank moved to the "Worse" side of this theme in 2017, 1 year before the typical company in this theme (2018).
The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.
9 other companies' latest entry also says "Worsened".
- 2026-08-06WorsenedEarnings
「The standalone capital adequacy ratio of the bank at the end of June 2026 decreased by 1.52 percentage points year on year to 7.78%. The consolidated capital adequacy ratio also decreased by 1.26 percentage points to 8.04%.」
The consolidated capital adequacy ratio declined from 9.14% at the end of March 2026 to 8.04%, remaining at or above 8%. - FY2026WorsenedAnnual report
「As a result, the consolidated capital adequacy ratio under domestic standards fell 0.05 percentage points from the end of March 2025 to 9.14%.」
The consolidated capital adequacy ratio fell from 9.19% at the end of the previous fiscal year to 9.14%. However, it remained above both 4% under domestic standards and the medium-term management plan target of at least 8.5%. - 2026-05-14WorsenedRevision of earnings forecasts
「The consolidated capital adequacy ratio under domestic standards at the end of the consolidated fiscal year decreased by 0.05 percentage points from 31 March 2025 to 9.14%.」
The consolidated capital adequacy ratio declined from 9.19% at the end of the previous fiscal year to 9.14%. Supplemental materials, meanwhile, showed a level above 8%. - FY2026-H1MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.75 percentage points from the end of September 2024 to 9.39%.」
The consolidated capital adequacy ratio rose 0.75 percentage points from the end of the same period of the previous year to 9.39%, remaining above the regulatory level. - FY2025-H1WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.40 percentage points from the end of September 2023 to 8.64%.」
The consolidated capital adequacy ratio fell from 9.04% at the end of the same period of the previous year to 8.64%, but remained above 4% under domestic standards. - FY2024-Q2MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.14 percentage points from the end of September 2022 to 9.04%.」
The consolidated capital adequacy ratio rose from 8.90% at the end of the same period of the previous year to 9.04%, remaining above the regulatory level under domestic standards. - FY2023-Q2MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.30 percentage points from the end of September 2021 to 8.90%.」
The consolidated capital adequacy ratio under domestic standards rose 0.30 percentage points from the end of the same period of the previous year to 8.90%. - FY2022MitigatedAnnual report
「As a result, the consolidated capital adequacy ratio under domestic standards rose 0.09 percentage points from the end of March 2021 to 8.58%.」
The consolidated capital adequacy ratio rose from 8.49% at the end of the previous fiscal year to 8.58%, maintaining a level of at least 4% under domestic standards. - FY2022-Q2MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.07 percentage points from the end of September 2020 to 8.60%.」
The consolidated capital adequacy ratio rose from the end of the same period of the previous year and remained above the regulatory level of at least 4% under domestic standards. - FY2021-Q2WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.18 percentage points from the end of September 2019 to 8.53%.」
The consolidated capital adequacy ratio fell from the end of the same period of the previous year, but remained above 4% under domestic standards. - FY2020-Q2MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.29 percentage points from the end of September 2018 to 8.71%.」
The consolidated capital adequacy ratio rose from the end of the same period of the previous year and remained above the regulatory level of at least 4% under domestic standards. - FY2019-Q2WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.34 percentage points from the end of September 2017 to 8.42%.」
The consolidated capital adequacy ratio fell from the end of the same period of the previous year, but remained above 4% under domestic standards. - FY2018WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.28 percentage points from the end of March 2017 to 8.40%.」
The consolidated capital adequacy ratio fell from 8.68% to 8.40%, but remained at least 4% under domestic standards. - FY2018-Q2WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.13 percentage points from the end of September 2016 to 8.76%.」
The consolidated capital adequacy ratio fell from the end of the same period of the previous year, but remained at least 4% under domestic standards. - FY2017WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.13 percentage points from the end of March 2016 to 8.68%.」
The consolidated capital adequacy ratio fell from 8.81% to 8.68%, but remained at least 4% under domestic standards. - FY2017-Q2RestatedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.19 percentage points from the end of September 2015 to 8.89%.」
The consolidated capital adequacy ratio was 8.89%, remaining above the regulatory level under domestic standards. - FY2016First statedAnnual report
「If the bank’s capital adequacy ratio falls below 4%, it will be subject to various orders from the Commissioner of the Financial Services Agency, including orders to suspend all or part of its operations.」
The consolidated capital adequacy ratio for the period was 8.81%, and the bank explains that maintaining a ratio of at least 4% under domestic standards is a key regulatory risk.