Reduction of Operating Expenses and Administrative Streamlining
First written in FY2016. 3 of 31 entries say "Advanced", first in FY2018. Latest entry: FY2026.
1 other company's latest entry also says "Other".
- FY2026Full-year increase in operating expensesAnnual report
「Operating expenses increased by ¥1,200 million from the previous consolidated fiscal year, to ¥2,610 million, due to increases in personnel expenses, including those resulting from salary revisions, and in non-personnel expenses such as system expenses.」
Operating expenses increased by ¥1,200 million year on year, mainly due to salary revisions, personnel expenses and system expenses. - FY2026-H1Interim-period increase in operating expensesAnnual report
「Operating expenses 12,629 12,935」
Operating expenses increased from ¥1,262.9 million in the same period of the previous year to ¥1,293.5 million in the first half. - FY2025Full-year decrease in operating expensesAnnual report
「Operating expenses decreased by ¥100 million from the previous consolidated fiscal year, to ¥2,490 million.」
Operating expenses decreased by ¥100 million year on year. In contrast, the banking business disclosed increases in personnel expenses associated with salary revisions and in system expenses. - FY2025-H1Interim-period decrease in operating expensesAnnual report
「Operating expenses 12,713 12,629」
Operating expenses decreased by ¥84 million, from ¥1,271.3 million in the same period of the previous year to ¥1,262.9 million in the first half. No causal relationship with the cost-cutting measures was explicitly stated. - FY2024-Q3Third-quarter increase in operating expensesAnnual report
「Operating expenses 18,288 18,776」
Operating expenses increased by ¥488 million, from ¥1,828.8 million in the cumulative third quarter of the previous year to ¥1,877.6 million in the cumulative third quarter. No causal relationship with the cost-cutting measures was explicitly stated. - FY2024-Q2Interim-period increase in operating expensesAnnual report
「Ordinary expenses increased by ¥480 million from the cumulative second quarter of the previous consolidated fiscal year, to ¥2,195.3 million, mainly due to increases in personnel expenses and non-personnel expenses.」
Ordinary expenses increased by ¥480 million year on year, mainly due to increases in personnel expenses and non-personnel expenses. Operating expenses increased from ¥1,228.7 million in the same period of the previous year to ¥1,271.3 million. - FY2024-Q1First-quarter increase in operating expensesAnnual report
「Operating expenses 6,244 6,625」
Operating expenses increased from ¥624.4 million in the same period of the previous year to ¥662.5 million in the first quarter. No causal relationship with the cost-cutting measures was explicitly stated. - FY2023-Q3Third-quarter decrease in operating expensesAnnual report
「Operating expenses 19,088 18,288」
Operating expenses decreased by ¥800 million, from ¥1,908.8 million in the cumulative third quarter of the previous year to ¥1,828.8 million in the cumulative third quarter. The current filing does not explicitly state a causal relationship with the cost-cutting measures. - FY2023-Q2Interim-period decrease in operating expensesAnnual report
「Operating expenses 12,889 12,287」
Operating expenses decreased by ¥602 million, from ¥1,288.9 million in the same period of the previous year to ¥1,228.7 million in the first half. The current filing does not explicitly state a causal relationship with the cost-cutting measures. - FY2023-Q1First-quarter decrease in operating expensesAnnual report
「Operating expenses 6,686 6,244」
Operating expenses decreased by ¥442 million, from ¥668.6 million in the same period of the previous year to ¥624.4 million in the first quarter. No causal relationship with the cost-cutting measures was explicitly stated. - FY2022AdvancedAnnual report
「Operating expenses decreased by ¥300 million from the previous consolidated fiscal year, to ¥2,530 million, as non-personnel expenses declined as a result of efforts to reduce costs such as administrative outsourcing expenses.」
Non-personnel expenses declined as a result of cost reductions such as administrative outsourcing expenses, and operating expenses decreased by ¥300 million year on year. - FY2022-Q3Third-quarter decrease in operating expensesAnnual report
「Operating expenses 19,388 19,088」
Operating expenses decreased by ¥300 million, from ¥1,938.8 million in the same period of the previous year to ¥1,908.8 million in the cumulative third quarter. No causal relationship with the cost-cutting measures was explicitly stated. - FY2022-Q1AchievedAnnual report
「At a meeting of the Board of Directors held on 29 September 2020, the bank resolved to absorb and merge its consolidated subsidiary Chiba Kogin Business Service Co., Ltd., and completed the merger on 1 April 2021.」
The absorption-type merger of the wholly owned subsidiary planned in the previous filing was completed on 1 April 2021, completing the measures aimed at improving management efficiency and making effective use of management resources. Operating expenses increased from ¥6,664 million to ¥6,686 million year on year. - FY2021-Q3Third-quarter decrease in operating expensesAnnual report
「Operating expenses 19,550 19,388」
Operating expenses decreased by ¥162 million, from ¥1,955.0 million in the same period of the previous year to ¥1,938.8 million in the cumulative third quarter of the current fiscal year. No causal relationship with cost-cutting measures is explicitly stated. - FY2021-Q2AdvancedAnnual report
「At a meeting of the Board of Directors held on 29 September 2020, the bank resolved, subject to approval and other requirements from the relevant authorities, to absorb and merge its consolidated subsidiary Chiba Kogin Business Service Co., Ltd., and entered into a merger agreement on the same date.」
The bank resolved and entered into an agreement for the planned absorption and merger of its wholly owned subsidiary engaged in administrative outsourcing on 1 April 2021. The stated objectives were to improve the management efficiency of the bank's group and make effective use of management resources. - FY2021-Q1First-quarter decrease in operating expensesAnnual report
「Operating expenses 6,715 6,664」
Operating expenses decreased by ¥51 million, from ¥671.5 million in the same period of the previous year to ¥666.4 million in the first quarter of the current fiscal year. No causal relationship with cost-cutting measures is explicitly stated. - FY2020-Q3Third-quarter increase in operating expensesAnnual report
「Operating expenses 19,290 19,550」
Operating expenses increased by ¥260 million, from ¥1,929.0 million in the same period of the previous year to ¥1,955.0 million in the cumulative third quarter of the current fiscal year. No causal relationship with cost-cutting measures is explicitly stated. - FY2020-Q2Interim-period increase in operating expensesAnnual report
「Operating expenses 13,008 13,126」
Operating expenses increased by ¥118 million, from ¥1,300.8 million in the same period of the previous year to ¥1,312.6 million in the current interim period. No causal relationship with cost-cutting measures is explicitly stated. - FY2020-Q1First-quarter increase in operating expensesAnnual report
「Operating expenses 6,705 6,715」
Operating expenses increased by ¥10 million, from ¥670.5 million in the same period of the previous year to ¥671.5 million in the first quarter of the current fiscal year. No causal relationship with cost-cutting measures is explicitly stated. - FY2019-Q3Third-quarter decrease in operating expensesAnnual report
「Operating expenses 19,506 19,290」
Operating expenses decreased by ¥216 million, from ¥1,950.6 million in the same period of the previous year to ¥1,929.0 million in the cumulative third quarter of the current fiscal year. No causal relationship with cost-cutting measures is explicitly stated. - FY2019-Q2Interim-period decrease in operating expensesAnnual report
「Operating expenses 13,104 13,008」
Operating expenses decreased by ¥96 million, from ¥1,300.4 million in the same period of the previous year to ¥1,300.8 million in the current interim period. The body of the filing does not explicitly state a causal relationship with cost-cutting measures. - FY2019-Q1Quarterly increase in operating expensesAnnual report
「Operating expenses 6,588 6,705」
Operating expenses increased from ¥658.8 million in the same quarter of the previous year to ¥670.5 million in the current quarter. - FY2018AdvancedAnnual report
「The bank and its consolidated subsidiaries, led by the bank, are working to update and maintain various facilities, including by improving the functionality of branches, in order to enhance customer convenience. They are also making investments to address the streamlining and diversification of administrative operations. In the banking business, capital investment of ¥2,834 million was made during the current consolidated fiscal year, mainly in branches and office equipment.」
Capital investment, including investment in streamlining and diversifying administrative operations, totaled ¥2,834 million for the full year. - FY2018-Q3Third-quarter decrease in ordinary expensesAnnual report
「Ordinary expenses decreased by ¥1,155 million from the third quarter of the previous fiscal year on a cumulative consolidated basis to ¥3,018.7 million.」
Ordinary expenses decreased by ¥1,155 million year on year. The body of the filing does not explicitly state a causal relationship with measures to reduce operating expenses. - FY2018-Q2Interim-period ordinary expenses unchangedAnnual report
「Meanwhile, ordinary expenses were ¥2,046.2 million, about the same as in the second quarter of the previous fiscal year on a cumulative consolidated basis.」
Ordinary expenses were about the same as in the same period of the previous year, showing a different trend from the previous year's increase in operating expenses and the decrease in operating expenses in the first quarter. - FY2018-Q1Quarterly decrease in operating expensesAnnual report
「Operating expenses 6,659 6,588」
Operating expenses decreased by ¥71 million, from ¥665.9 million in the same quarter of the previous year to ¥658.8 million in the current quarter. The body of the filing does not explicitly state a causal relationship with measures to reduce operating expenses. - FY2017Increase in operating expensesAnnual report
「Ordinary expenses increased by ¥1,615 million from the previous consolidated fiscal year to ¥4,293.2 million, mainly due to an increase in operating expenses and other factors.」
The increase in operating expenses is cited as a factor behind the full-year increase in ordinary expenses, and actual results continue to differ from the previous policy of reducing operating expenses. - FY2017-Q3Increase in operating expensesAnnual report
「Ordinary expenses increased by ¥685 million from the third quarter of the previous fiscal year on a cumulative consolidated basis to ¥3,134.2 million, mainly because operating expenses increased and for other reasons.」
The increase in operating expenses is cited as a factor behind the increase in ordinary expenses. - FY2017-Q2Increase in operating expensesAnnual report
「Ordinary expenses increased by ¥199 million from the second quarter of the previous fiscal year on a cumulative consolidated basis to ¥2,042.1 million, mainly because operating expenses increased due to an increase in personnel and other factors.」
While the company has stated its goal of reducing operating expenses, operating expenses increased year on year during the cumulative period of the current quarter, mainly due to an increase in personnel and other factors. - FY2017-Q1Increase in operating expensesAnnual report
「Ordinary expenses increased by ¥489 million from the first quarter of the previous fiscal year on a cumulative consolidated basis to ¥1,048.2 million, mainly because of higher operating expenses resulting from an increase in personnel and other factors.」
Although efforts to reduce operating expenses were described, operating expenses increased this quarter due to an increase in personnel. - FY2016First statedAnnual report
「Ordinary expenses increased by ¥1,237 million from the previous consolidated fiscal year to ¥4,131.7 million, despite efforts to reduce operating expenses, mainly due to an increase in credit-related expenses and other factors.」
While the company continues to pursue reductions in operating expenses, its discussion of capital investment also indicates investment in streamlining and diversifying administrative operations.