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The Gunma Bank (8334) · PolicyAdvanced

Strengthening Profitability with a Focus on Consolidated ROE

First written in FY2017. 8 of 14 entries say "Advanced", first in FY2018. Latest entry: 2026-08-03.

14entries
10years
5from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2022 – FY20252017: 120172018: 120182019: 120192020: 120202021: 120212022: 120222023: 120232024: 020242025: 120252026: 62026
Same theme, other companies
ROE Improvement TargetA theme 254 companies write about · 3 as a headwind · 254 as a tailwind

The whole theme swung hardest in 2020: 27 of 113 companies on the "Worse" side.

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 197 companies compared. The sentences above are computed from all 197.Comparing 200 of the theme's 258 threads.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「ROE rose 2.23 percentage points from the previous consolidated fiscal year to 9.95%. The company will continue working to improve ROE by strengthening earnings capacity through initiatives to establish an optimal capital structure and further developing purpose-driven sales.」

    ROE rose from 7.72% to 9.95%, approaching the target of 10.0% or higher for the fiscal year ending March 2028.
  2. FY2025AdvancedAnnual report

    「ROE rose 2.0 percentage points from the previous consolidated fiscal year to 7.7%. The company will continue working to improve ROE by strengthening earnings capacity through initiatives to establish an optimal capital structure and further developing purpose-driven sales.」

    Consolidated ROE rose from 5.7% to 7.7% and remains above the long-term target of 5% or higher.
  3. FY2023AchievedAnnual report

    「ROE rose 0.4 percentage points from the previous consolidated fiscal year to 5.3%. The company will continue working to improve ROE through effective capital utilization and stronger earnings capacity.」

    Consolidated ROE rose from 4.9% to 5.3%, reaching the long-term target of 5% or higher.
  4. FY2022AdvancedAnnual report

    「ROE, the long-term target profitability metric, increased by 2.3 percentage points from the previous consolidated fiscal year to 4.9%. The company will continue to focus on strengthening earnings through appropriate risk-taking using the RAF (Risk Appetite Framework) and will work to improve ROE.」

    ROE improved from 2.6% to 4.9% but fell just short of the long-term target of 5% or higher. The company will continue to strengthen earnings by leveraging its risk appetite framework (RAF).
  5. FY2021WorsenedAnnual report

    「RORA was 0.30%, while ROE, the long-term profitability metric, was 2.6%.」

    ROE declined from 4.4% in the previous fiscal year to 2.6%, falling below the long-term target of 5% or higher. RORA was also 0.30%, below the target of 0.5% or higher.
  6. FY2020RestatedAnnual report

    「ROE, the long-term profitability metric, was 4.4%, unchanged from the previous consolidated fiscal year.」

    Consolidated ROE was 4.4%, at the same level as the previous fiscal year, and remains below the long-term target of 5% or higher.
  7. FY2019WorsenedAnnual report

    「Consolidated ROE was 4.4%.」

    Consolidated ROE declined from 5.4% in the previous fiscal year to 4.4%, falling below the target in the 5% range for the fiscal year ending March 2019.
  8. FY2018AdvancedAnnual report

    「ROE (consolidated) 5.4% 0.3% 5% range」

    The company disclosed that consolidated ROE was 5.4%, reaching its target in the 5% range for the fiscal year ending March 2019.
  9. FY2017First statedAnnual report

    「Among its earnings metrics, the company will place emphasis on consolidated ROE.」

    The company independently stated for the first time its policy of emphasizing consolidated ROE as an earnings metric, but did not specify a target level.
Moved together

"Risk of Non-Performing Loans and Deteriorating Borrower Conditions" moved the same way as this thread, in the same document, in 10 of its 14 moves.

1099776★123456
  1. ★This thread
  2. 1Risk of Non-Performing Loans and Deteriorating Borrower Conditions10×
  3. 2Pursuing Value-Adding Proposals and Strengthening Earnings Power9×
  4. 3Strengthening mortgage, apartment and unsecured consumer loans9×
  5. 4Life-stage-based consultative sales and stronger non-face-to-face channels7×
  6. 5Strengthening International Operations and Supporting Overseas Expansion7×
  7. 6Market Risk from Interest Rate, Foreign Exchange and Share Price Fluctuations6×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Gunma Bank yet. It last moved in the Results briefing materials of 2026-08-03: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Strengthening Profitability with a Focus on Consolidated ROE | The Gunma Bank,Ltd. (8334) | Komori