Komori
The Gunma Bank (8334) · InitiativeAdvanced

Strengthening mortgage, apartment and unsecured consumer loans

First written in FY2016. 29 of 36 entries say "Advanced", first in FY2017. Latest entry: 2026-08-03.

36entries
11years
4from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2020-Q3 – FY2021AdvancedFY2022 – 2026-08-032016: 120162017: 220172018: 420182019: 420192020: 420202021: 420212022: 420222023: 420232024: 220242025: 220252026: 52026
Same theme, other companies
Expanding the Retail Customer Base through Regional Cards and Personal LoansA theme 6 companies write about · 0 as a headwind · 6 as a tailwind

4 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「Loans increased by ¥381.0 billion during the period, or 5.5% from the end of the previous fiscal year, to ¥7.2261 trillion at period-end. Lending to large companies, head-office lending, including cross-border loans and structured finance, and overseas branches grew at high rates, while lending to mid-sized and small companies and individuals also increased steadily.」

    The loan balance expanded to ¥7.2261 trillion, reflecting broad-based growth in lending to large companies, through head-office operations and overseas branches, and to mid-sized and small companies and individuals.
  2. FY2026-H1AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥185.7 billion during the period to ¥6.9551 trillion.」

    The loan balance increased by ¥185.7 billion during the period to ¥6.9551 trillion.
  3. FY2025AdvancedAnnual report

    「Loans increased by ¥377.2 billion during the period, or 5.8% from the end of the previous fiscal year, to ¥6.8451 trillion at period-end, as retail lending, cross-border loans, structured finance, lending to large companies, and other categories all increased.」

    The loan balance expanded to ¥6.8451 trillion, driven by growth in retail lending, cross-border loans, structured finance, and lending to large companies.
  4. FY2025-H1AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥131.8 billion during the period to ¥6.5379 trillion.」

    The loan balance increased by ¥131.8 billion during the period to ¥6.5379 trillion.
  5. FY2024-Q3AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥272.8 billion during the period to ¥6.2641 trillion.」

    The loan balance increased by ¥272.8 billion from the end of March 2023 to the end of the third quarter, reaching ¥6.2641 trillion.
  6. FY2024-Q2AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥193.0 billion during the period to ¥6.1843 trillion.」

    The loan balance increased by ¥193.0 billion during the period, from ¥5.9912 trillion at the end of March 2023 to ¥6.1843 trillion.
  7. FY2024-Q1AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥45.6 billion during the period to ¥6.0369 trillion.」

    The loan balance increased by ¥45.6 billion during the period to ¥6.0369 trillion.
  8. FY2023AdvancedAnnual report

    「Loans increased by ¥231.5 billion during the period, or 4.0% from the end of the previous fiscal year, to ¥6.0497 trillion at period-end, owing to growth in corporate lending, particularly to large companies, nonresident lending, and residential-related individual lending, including residential mortgages.」

    The loan balance increased from ¥5.8181 trillion to ¥6.0497 trillion, driven by growth in corporate lending, nonresident lending, and residential mortgages.
  9. FY2023-Q3AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥101.5 billion during the period to ¥5.8596 trillion.」

    The loan balance increased by ¥101.5 billion during the third quarter to ¥5.8596 trillion.
  10. FY2023-Q2AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥45.8 billion during the period to ¥5.8039 trillion.」

    The loan balance increased by ¥45.8 billion during the period to ¥5.8039 trillion.
  11. FY2023-Q1AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥9.2 billion during the period to ¥5.7673 trillion.」

    The loan balance increased by ¥9.2 billion during the period to ¥5.7673 trillion.
  12. FY2022AdvancedAnnual report

    「Loans increased by ¥68.5 billion during the period, or 1.1% from the end of the previous fiscal year, to ¥5.8181 trillion at period-end, owing in part to growth in residential mortgages and corporate lending.」

    The loan balance increased to ¥5.8181 trillion, driven by growth in residential mortgages and corporate lending.
  13. FY2022-Q3Decline in the loan balance during the third quarterAnnual report

    「Among the principal accounts, loans decreased by ¥20.2 billion during the period to ¥5.6686 trillion.」

    The loan balance decreased by ¥20.2 billion during the third quarter to ¥5.6686 trillion.
  14. FY2022-Q2Decline in the loan balance during the interim periodAnnual report

    「Among the principal accounts, loans decreased by ¥15.5 billion during the period to ¥5.6732 trillion.」

    The loan balance decreased by ¥15.5 billion from the end of March 2021 to the end of September 2021, reaching ¥5.6732 trillion.
  15. FY2022-Q1Decline in the loan balance during the first quarterAnnual report

    「Among the principal accounts, loans decreased by ¥31.0 billion during the period to ¥5.6578 trillion.」

    The loan balance decreased by ¥31.0 billion during the first quarter to ¥5.6578 trillion.
  16. FY2021AdvancedAnnual report

    「Loans increased by ¥147.3 billion during the period, or 2.6% from the end of the previous fiscal year, to ¥5.7496 trillion at period-end, owing in part to steady growth in lending to small and medium-sized enterprises.」

    The loan balance increased to ¥5.7496 trillion, driven by growth in lending to small and medium-sized enterprises.
  17. FY2021-Q3AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥169.4 billion during the period to ¥5.7126 trillion.」

    The loan balance increased by ¥169.4 billion during the period to ¥5.7126 trillion. The growth trend from the previous interim period progressed further in the third quarter.
  18. FY2021-Q2AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥95.3 billion during the period to ¥5.6384 trillion.」

    The loan balance increased by ¥95.3 billion during the interim consolidated accounting period to ¥5.6384 trillion. Growth from the end of the previous fiscal year continued to progress.
  19. FY2021-Q1AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥66.2 billion during the period to ¥5.6093 trillion.」

    The loan balance increased by ¥66.2 billion from the end of March 2020 to ¥5.6093 trillion.
  20. FY2020AdvancedAnnual report

    「Loans to small and medium-sized enterprises and individuals increased, bringing the loan balance at period-end to ¥5.6023 trillion.」

    The loan balance increased from ¥5.5654 trillion at the end of the previous fiscal year to ¥5.6023 trillion, reflecting growth in lending to small and medium-sized enterprises and individuals.
  21. FY2020-Q3AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥12.2 billion during the period to ¥5.5243 trillion.」

    The loan balance increased by ¥12.2 billion during the third quarter to ¥5.5243 trillion. After turning from a decline in the interim period to an increase, it continued to grow.
  22. FY2020-Q2Decline in the loan balance during the interim periodAnnual report

    「Among the principal accounts, loans decreased by ¥12.4 billion during the period to ¥5.4997 trillion.」

    The loan balance decreased by ¥12.4 billion during the interim consolidated accounting period to ¥5.4997 trillion.
  23. FY2020-Q1Continued decline in the loan balance at quarter-endAnnual report

    「Among the principal accounts, loans decreased by ¥25.5 billion during the period to ¥5.4866 trillion.」

    The loan balance decreased by ¥25.5 billion from the end of March 2019 to the end of the first quarter, reaching ¥5.4866 trillion.
  24. FY2019AdvancedAnnual report

    「Although lending to small and medium-sized enterprises and individuals continued to grow strongly, public-sector lending declined, resulting in an overall increase of 0.8% from the end of the previous fiscal year. The loan balance at period-end was ¥5.5654 trillion.」

    Against a backdrop of strong growth in lending to small and medium-sized enterprises and individuals, total loans increased 0.8% from the end of the previous fiscal year to ¥5.5654 trillion.
  25. FY2019-Q3AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥34.8 billion during the period to ¥5.5083 trillion.」

    The loan balance increased by ¥34.8 billion during the third-quarter consolidated accounting period to ¥5.5083 trillion.
  26. FY2019-Q2AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥28.4 billion during the period to ¥5.5018 trillion.」

    The loan balance increased by ¥28.4 billion during the interim consolidated accounting period to ¥5.5018 trillion. It shifted from a decline in the previous quarter to an increase.
  27. FY2019-Q1Decline in the loan balance at quarter-endAnnual report

    「Among the principal accounts, loans decreased by ¥13.2 billion during the period to ¥5.4602 trillion.」

    The loan balance decreased by ¥13.2 billion during the first quarter to ¥5.4602 trillion.
  28. FY2018AdvancedAnnual report

    「Loans continued to grow strongly in both lending to small and medium-sized enterprises and individual lending, increasing 5.6% overall from the end of the previous fiscal year to ¥5.5186 trillion. Individual lending increased 4.4% from the end of the previous fiscal year to ¥2.2545 trillion, as residential-related lending continued to grow steadily. Residential mortgages increased 1.1% from the end of the previous fiscal year, reflecting efforts to meet customer needs through loan stations operating on Saturdays and Sundays and other services. Apartment loans increased 8.5% from the end of the previous fiscal year, owing in part to the establishment of an efficient and effective promotion structure, including dedicated promotion teams.」

    Total loans increased 5.6%, while residential mortgages and apartment loans also showed tangible expansion through the establishment of loan stations and dedicated promotion teams.
  29. FY2018-Q3AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥172.4 billion during the period to ¥5.3537 trillion.」

    The loan balance increased by ¥172.4 billion during the third-quarter consolidated accounting period to ¥5.3537 trillion.
  30. FY2018-Q2AdvancedAnnual report

    「Among the principal accounts, loans increased by ¥216.6 billion during the period to ¥5.3979 trillion.」

    The loan balance increased by ¥216.6 billion during the interim consolidated accounting period to ¥5.3979 trillion.
  31. FY2017AdvancedAnnual report

    「Residential-related lending, which accounts for the majority of individual lending, continued to grow steadily, increasing 5.8% from the end of the previous fiscal year to ¥2.0876 trillion at period-end.」

    Residential-related lending increased 5.8%, apartment loans increased 11.1%, and unsecured consumer loans reached ¥44.8 billion. Expansion of products and strengthening of digital channels also progressed.
  32. FY2016First statedAnnual report

    「The bank pursued active sales of residential mortgages and apartment loans while continuing efforts to expand unsecured consumer loans.」

    Residential mortgages, apartment loans, and unsecured consumer loans are priority areas for individual lending. Unsecured consumer loans are reported to have grown by more than 20% year on year for 2 consecutive years.
Moved together

"Strengthening International Operations and Supporting Overseas Expansion" moved the same way as this thread, in the same document, in 20 of its 36 moves.

201817171610★123456
  1. ★This thread
  2. 1Strengthening International Operations and Supporting Overseas Expansion20×
  3. 2Banks’ Concurrent Operation of Trust Businesses and Acceptance of Trust Assets18×
  4. 3Pursuing Value-Adding Proposals and Strengthening Earnings Power17×
  5. 4Performance-linked shareholder returns using a 40% return ratio as a guide17×
  6. 5Risk of Non-Performing Loans and Deteriorating Borrower Conditions16×
  7. 6Risk of Decline in Capital Adequacy Ratio10×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Gunma Bank yet. It last moved in the Earnings presentation of 2026-08-03: "Advanced".
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Strengthening mortgage, apartment and unsecured consumer loans | The Gunma Bank,Ltd. (8334) | Komori