Risk of Decline in Capital Adequacy Ratio
First written in FY2016. 14 of 33 entries say "Restated". Latest entry: 2026-08-03.
The whole theme swung hardest in 2022: 5 of 12 companies on the "Worse" side.
7 other companies' latest entry also says "Mitigated".
- 2026-08-03MitigatedEarnings
「Total capital ratio 15.73 % 0.60 % 0.68 % 15.13 % 15.05 %」
The consolidated total capital ratio rose from 15.13% at the end of the previous fiscal year to 15.73%, continuing to exceed the target of at least 13.5% for the fiscal year ending March 2028. - FY2026MitigatedAnnual report
「31 March 2026 1 Consolidated total capital ratio (4/7) 15.13 2 Consolidated Tier 1 ratio (5/7) 14.34 3 Consolidated Common Equity Tier 1 ratio (6/7) 13.58」
The consolidated total capital ratio rose from 13.12% to 15.13%, exceeding the target of 13.5% or higher for the fiscal year ending March 2028. - 2026-05-11MitigatedRevision of earnings forecasts
「Total capital ratio 15.13% 0.36% 2.01% 14.77% 13.12%」
The total capital ratio rose from 13.12% at the end of the previous fiscal year to 15.13%, exceeding the target of at least 13.5% for the fiscal year ending March 2028. - FY2026-H1MitigatedAnnual report
「1 Consolidated total capital ratio (4/7) 14.77 2 Consolidated Tier 1 ratio (5/7) 13.98 3 Consolidated Common Equity Tier 1 ratio (6/7) 13.48」
The consolidated total capital ratio was 14.77% at the end of September 2025, up from 13.12% at the end of the previous fiscal year. It also exceeded the target of 13.5% or higher for the fiscal year ending March 2028. - FY2025WorsenedAnnual report
「The total capital ratio declined by 1.74 percentage points from the end of the previous consolidated fiscal year to 13.12%, mainly because risk-weighted assets increased.」
The total capital ratio fell from 14.86% in the previous fiscal year to 13.12%, below the new medium-term management plan target of 13.5% or higher for the fiscal year ending March 2028. - FY2025-H1MitigatedAnnual report
「1 Consolidated total capital ratio (4/7) 14.62 2 Consolidated Tier 1 capital ratio (5/7) 13.82 3 Consolidated Common Equity Tier 1 ratio (6/7) 13.30」
The consolidated total capital ratio was 14.62% at the end of September 2024, up from 13.82% at the end of March 2024. It also exceeded the target of 13.5% or more for the fiscal year ending March 2025. - FY2024-Q3RestatedAnnual report
「There were no newly arising business or other risks during the third quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2024-Q2WorsenedAnnual report
「1 Consolidated total capital ratio (4/7) 13.43」
The consolidated total capital ratio was 13.43% at the end of September 2023. It declined from 13.82% at the end of March 2023 and was below the target of 13.5% or more for the fiscal year ending March 2025. - FY2024-Q1RestatedAnnual report
「There were no newly arising business or other risks during the first quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2023MitigatedAnnual report
「The total capital ratio increased by 1.42 percentage points from the end of the previous consolidated fiscal year to 13.82%, mainly because risk-weighted assets declined, primarily as a result of the impact of early adoption of the finalized Basel III framework.」
The consolidated total capital ratio increased from 12.40% to 13.82%, exceeding the target of 13.5% or more for the fiscal year ending March 2025. - FY2023-Q2WorsenedAnnual report
「1 Consolidated total capital ratio (4/7) 12.23 2 Consolidated Tier 1 capital ratio (5/7) 11.05 3 Consolidated Common Equity Tier 1 ratio (6/7) 11.05」
The consolidated total capital ratio was 12.23% and the consolidated Common Equity Tier 1 ratio was 11.05% at the end of September 2022. The former declined from 12.40% at the end of the previous consolidated fiscal year. - FY2022WorsenedAnnual report
「The total capital ratio declined by 0.34 percentage points from the end of the previous consolidated fiscal year to 12.40%, mainly because total capital decreased, primarily due to a decline in the valuation difference on other securities.」
The consolidated total capital ratio declined from 12.74% to 12.40%, leaving it below the new plan's target of 13.5% or more for the fiscal year ending March 2025. - FY2022-Q3RestatedAnnual report
「There were no newly arising business or other risks during the third quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank continues to disclose that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2022-Q2MitigatedAnnual report
「1 Consolidated total capital ratio (4/7) 13.20 2 Consolidated Tier 1 capital ratio (5/7) 12.03 3 Consolidated Common Equity Tier 1 ratio (6/7) 12.03」
The consolidated total capital ratio was 13.20% at the end of September 2021, up from 12.74% at the end of March 2021. - FY2021MitigatedAnnual report
「At the end of the current consolidated fiscal year, the total capital ratio was 12.74%, up 0.79 percentage points from the end of the previous consolidated fiscal year, mainly because total capital increased, driven primarily by an increase in the valuation difference on other securities. The ratio remained above the numerical target in the medium-term management plan.」
The consolidated total capital ratio increased from 11.95% to 12.74%, exceeding the plan target in the 12% range. - FY2021-Q3RestatedAnnual report
「There were no newly arising business or other risks during the third quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2021-Q2MitigatedAnnual report
「1 Consolidated total capital ratio (4/7) 12.57 2 Consolidated Tier 1 capital ratio (5/7) 11.37 3 Consolidated Common Equity Tier 1 ratio (6/7) 11.37」
The consolidated total capital ratio increased from 11.95% in the previous consolidated fiscal year to 12.57%. The consolidated Common Equity Tier 1 ratio was 11.37%, and the bank's capital position improved compared with the previous fiscal year's total capital ratio. - FY2021-Q1RestatedAnnual report
「There were no newly arising business or other risks during the first quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2020MitigatedAnnual report
「Total capital ratio 11.95%」
The consolidated total capital ratio declined from approximately 12.25% in the previous fiscal year to 11.95%, below the “12% range” target for the fiscal year ending March 2022, while edging up from the previously disclosed 11.93%. - FY2020-Q2MitigatedAnnual report
「3 Consolidated Common Equity Tier 1 ratio (6/7) 11.93」
As of 30 September 2019, the consolidated Common Equity Tier 1 ratio was 11.93%, up from 11.45% at the end of March 2019. - FY2019WorsenedAnnual report
「The consolidated Common Equity Tier 1 ratio was 11.45%, primarily because risk-weighted assets increased as loans grew in response to customer demand for borrowing and due to active securities investment, but the ratio remained at a high level.」
The consolidated Common Equity Tier 1 ratio was 11.45%, below the 12% range targeted for the fiscal year ending March 2019, meaning the target was not achieved. - FY2019-Q3RestatedAnnual report
「There were no newly arising business or other risks during the third quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2019-Q2MitigatedAnnual report
「3 Consolidated Common Equity Tier 1 ratio (6/7) 12.16」
The consolidated Common Equity Tier 1 ratio was 12.16%, up from 11.83% in the fiscal year ended March 2018. It reached the 12% range targeted for the fiscal year ending March 2019, as disclosed previously. - FY2019-Q1RestatedAnnual report
「There were no newly arising business or other risks during the first quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2018WorsenedAnnual report
「Consolidated Common Equity Tier 1 ratio 11.83% 12% range」
The consolidated Common Equity Tier 1 ratio was 11.83%, below the 12% range targeted for the fiscal year ending March 2019 under the medium-term management plan. The consolidated total capital ratio was 12.41%. - FY2018-Q3RestatedAnnual report
「There were no newly arising business or other risks during the third quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2018-Q2RestatedAnnual report
「There were no newly arising business or other risks during the second quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2018-Q1RestatedAnnual report
「There were no newly arising business or other risks during the first quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2017RestatedAnnual report
「The consolidated total capital ratio under Basel III was 12.58%.」
The bank disclosed a consolidated total capital ratio of 12.58%, a consolidated Tier 1 capital ratio of 11.94%, and a consolidated Common Equity Tier 1 ratio of 11.93%. While these exceeded regulatory levels, the bank continues to describe the risk of fluctuations in the ratios. - FY2017-Q3RestatedAnnual report
「There were no newly arising business or other risks during the third quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2017-Q2RestatedAnnual report
「There were no newly arising business or other risks during the second quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2017-Q1RestatedAnnual report
「There were no newly arising business or other risks during the first quarter of the current consolidated cumulative period. In addition, there were no material changes to the business or other risks described in the securities report for the previous fiscal year.」
The bank has comprehensively disclosed that there have been no new developments or material changes in the risk of a decline in the capital adequacy ratio. - FY2016First statedAnnual report
「Our bank currently exceeds the above standards by a substantial margin for all ratios, although the ratios are affected by retained earnings, unrealized gains and losses on securities held, and changes in risk-weighted assets.」
Although the bank currently exceeds regulatory levels, it states that the ratios fluctuate with changes in retained earnings, unrealized gains and losses, and risk-weighted assets.