Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Higher income from funds invested, including interest on loans; higher interest on loans resulting from growth in the loan balance and higher yields; and higher non-interest business income, among other factors.
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | ¥25,175 million (YoY +25.8%) |
| Profit attributable to owners of the parent | ¥17,584 million (YoY +25.1%) |
| Net income per share | ¥46.46 |
| Equity ratio | End of the current fiscal period 5.8% / End of previous period 5.7% |
| Total assets | ¥10,883,706 million |
| Net assets | ¥632,403 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥95,000 million (YoY +11.9%) / Net income ¥65,000 million (YoY +10.4%) |
| Annual Dividend Forecast | ¥62.00 → ¥70.00 |
| Segment revenue | Banking ¥61,952 million, Leasing ¥9,691 million |
| Segment profit | Banking ¥23,656 million, Leasing ¥414 million |
| Depreciation and amortization | ¥1,599 million |
| Impairment loss | No applicable matters. |
| Breakdown of extraordinary income (loss) | Gain on disposal of fixed assets ¥61 million, Losses on disposal of fixed assets ¥141 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name No change from the end of the same period of the previous year |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 395,888,177 Shares |
| Treasury Shares at Period-End | 17,388,619 Shares |
| Factors Behind Changes in Business Performance | Higher income from funds invested, including interest on loans; higher interest on loans resulting from growth in the loan balance and higher yields; and higher non-interest business income, among other factors. |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased, mainly due to higher interest and fees on funds invested, including interest on loans. Ordinary expenses increased, despite a decrease in other operating expenses, due mainly to higher funding costs, including interest on deposits. The main factors behind core business net income were higher interest on loans resulting from growth in the loan balance and higher yields, as well as an increase in non-interest business income.