Market Expansion Through Store Openings in Promising Regions
First written in FY2016. 6 of 8 entries say "Advanced", first in FY2017. Latest entry: FY2026.
The whole theme swung hardest in 2021: 1 of 6 companies on the "Worse" side.
2 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「The Kaneko Branch (left) and Kuragano Branch (right), relocated to newly constructed buildings with ZEB certification in March 2026 as part of branch consolidation」
Branch consolidation was linked not merely to downsizing, but to improving branch functions and environmental performance through relocation to newly constructed buildings that obtained ZEB certification. - FY2025AdvancedAnnual report
「In August 2024, in conjunction with the renovation of the Fukaya Branch, the bank opened the Personal Consultation Plaza Fukaya, its first holiday consultation center outside Gunma Prefecture, alongside the Fukaya Branch, and also worked to improve customer convenience and strengthen customer engagement.」
The branch network was developed beyond a simple focus on opening new branches, with an emphasis on strengthening functions by renovating branches and co-locating holiday consultation facilities. - FY2022ReframedAnnual report
「・Consolidated 28 branches over 3 years and introduced flagship and satellite branches in 3 areas (review of branch functions)」
The focus shifted from expanding the operating base by opening branches in promising regions to restructuring the branch network through branch consolidation and functional differentiation. - FY2021AdvancedAnnual report
「By restructuring its branch network, the bank is reallocating employees to strengthen its consulting operations and enhance value propositions for customers.」
Through branch consolidation and the establishment of flagship and satellite branches, the bank shifted from expanding its branch network to restructuring and reallocating it. - FY2020AdvancedAnnual report
「March 2020: The Kiryu City Tourism Information Center (Silkuru Kiryu) opened on the premises in conjunction with the rebuilding and grand reopening of the Kiryu Branch.」
The operating base and customer access points were expanded through the rebuilding and grand reopening of branches, the co-location of community facilities, and the opening of private consultation booths and consultation plazas. - FY2018AdvancedAnnual report
「Overall performance was driven by market expansion through newly opened branches, strengthened initiatives in growth sectors and promising industries such as healthcare, and the exercise of consulting capabilities including business matching.」
The expansion of the operating base through newly opened branches was identified as one of the factors behind the increase in lending to small and medium-sized enterprises, with the results linked to this initiative. - FY2017AdvancedAnnual report
「To expand the market, we continued opening new branches and other facilities in promising regions, while expanding customer access points by opening more Loan and Insurance Consultation Plazas that operate on Saturdays and Sundays and extending their operating hours.」
The Kasai Branch, Kasai Loan Station and Loan and Insurance Consultation Plaza EAST were opened, and plans were also made to open the Adachi Branch. - FY2016First statedAnnual report
「We continued opening new branches in promising regions and worked to expand the market.」
The bank uses the opening of branches, including in areas outside its core regions such as the Kawasaki and Kasai branches, to expand its operating base.