An open API platform connecting financial institutions, Fintech companies and other industries

「In August 2025, the company began offering "BankVision Service GW Plus" and "CX LinkageⓇ." These functions make it easier to publish APIs through "BankVision," improving development efficiency and speed. They also enable smooth integration between internal bank systems and external services, improving development productivity and customer convenience while making it possible to build an API economy.」

「Meanwhile, a new adoption of the open core banking system "BankVision®" for regional financial institutions has been decided, and the number of adopting banks is steadily increasing.」

「As a platform for financial services in a new era, "BankVision on Azure" provides connectivity that enables seamless integration of banking functions with companies from other industries and Fintech companies, supporting the creation of new revenue opportunities.」

「Digital transformation-related businesses, including front-end system renewals that strengthen customer touchpoints for financial services, and core banking outsourcing projects for financial institutions are also increasing steadily.」

「As an example of an initiative in a priority area identified in the medium-term management plan, the company used the open API platform "Resonatex®" to enable direct account payments, securely linking deposit accounts at The Hyakugo Bank,Ltd. with the smartphone payment service "Origami Pay." This enables all individual customers with ordinary deposit accounts at The Hyakugo Bank,Ltd. to register their accounts through the Origami app and make immediate payments from their registered accounts using "Origami Pay." The Hyakugo Bank,Ltd. was the first bank to link bank accounts using "Origami Pay's" open API, specifically its update API.」

「As a new initiative in a priority area identified in the medium-term management plan, we launched an open API service for core banking systems targeting shinkin banks. Through core banking APIs, we will connect shinkin banks with Fintech services and businesses in a wide range of industries, create new financial services aligned with the needs of local consumers and companies, and work with regional financial institutions to improve convenience for consumers and revitalize local economies.」

「The company developed "Resonatex," a cloud-based platform service for publishing the Web APIs held by financial institutions and other business entities on the internet as open APIs. In addition to core banking Web APIs of financial institutions, including "BankVision®," Resonatex publishes Web APIs held by other business entities in a secure system environment, contributing to innovation in new financial services through horizontal collaboration among financial institutions, Fintech companies and companies from other industries.」