Financial services combining member savings plans and installment sales
First written in FY2016. 20 of 32 entries say "Worsened", first in FY2018-Q1. Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026WorsenedAnnual report
「Financial services revenue 3,478 9」
Financial services revenue included in the kimono business declined substantially from ¥3.478 million in the previous year to ¥9 thousand, with the contraction in financial services revenue advancing further. - FY2026-H1WorsenedAnnual report
「Financial services revenue 2,675 9」
Financial services revenue within the single kimono business segment declined substantially from ¥2.675 million in the previous year-on-year period to ¥9 thousand, with the contraction in financial services revenue advancing further. - FY2025WorsenedAnnual report
「Financial services revenue 62,540 3,478」
Financial services revenue included in the kimono business declined substantially from ¥62.540 million in the previous year to ¥3.478 million. - FY2025-H1WorsenedAnnual report
「Financial services revenue 38,814 2,675」
Financial services revenue declined from ¥38.814 million in the previous year-on-year period to ¥2.675 million, and the contraction in financial services revenue continues. - FY2024WorsenedAnnual report
「Financial services revenue 83,699 62,540」
Financial services revenue integrated into the kimono store operations business declined from ¥83.699 million in the previous year to ¥62.540 million. - FY2024-Q3WorsenedAnnual report
「Financial services revenue 58,283 67,962」
Financial services revenue declined from ¥67.962 million in the previous year-on-year period to ¥58.283 million, and the decline in financial income integrated into the kimono store operations business continues. - FY2024-Q2WorsenedAnnual report
「Financial services revenue 45,700 38,814」
Financial services revenue declined from ¥45.700 million in the previous year-on-year period to ¥38.814 million. - FY2024-Q1Decline in financial services revenueAnnual report
「Financial services revenue 17,819 18,584」
Financial services revenue included in the kimono store operations business declined from ¥18.584 million in the previous year-on-year period to ¥17.819 million. - FY2023WorsenedAnnual report
「Financial services revenue 83,699 91,738」
Financial services revenue declined from ¥91.738 million in the previous year to ¥83.699 million, confirming a full-year decline in financial income integrated into the kimono store operations business. - FY2023-Q3Decline in financial services revenueAnnual report
「Financial services revenue 78,402 67,962」
Financial services revenue in the revenue breakdown declined from ¥78.402 million in the previous year-on-year period to ¥67.962 million. - FY2022RestatedAnnual report
「Because the “financial services business” consists of revenue associated with product sales at kimono stores, we decided to manage store-level profit and loss together with the “kimono-related business.”」
The annual report continues to present the post-reorganisation structure, under which the financial services business is included in the kimono store operations business and managed by store-level profit and loss. - FY2022-Q2ReframedAnnual report
「Because the “financial services business” consists of revenue associated with product sales at kimono stores, we decided to manage store-level profit and loss together with the “kimono-related business.”」
The financial services business has been reorganised so that it is no longer a separate reporting segment and is managed by store under the “kimono store operations business,” which includes the kimono-related business. - FY2021Continued Revenue and Profit Declines, with a Narrower DeclineAnnual report
「In the financial services business, revenue was ¥284 million, down 13.0% year on year, while operating profit was ¥204 million, down 14.1%.」
The declines in revenue and profit in the financial services business continued, but the decline rates narrowed slightly from the previous year, when revenue fell 14.7% and operating profit fell 14.3%. - FY2021-Q3WorsenedAnnual report
「In the financial services business, revenue was ¥213 million, down 13.7% year on year, while operating profit was ¥154 million, down 14.2%.」
Both revenue and operating profit in the financial services business declined year on year, and the downward trend in both revenue and profit continues. - FY2021-Q2WorsenedAnnual report
「In the financial services business, revenue was ¥141 million, down 14.8% year on year, while operating profit was ¥103 million, down 14.6%.」
Both revenue and operating profit in the financial services business declined year on year, and the downward trend in revenue and profit continues. - FY2021-Q1WorsenedAnnual report
「In the financial services business, revenue was ¥73 million, down 12.4% year on year, while operating profit was ¥52 million, down 12.5%.」
Both revenue and operating profit in the financial services business declined year on year, and the downward trend in revenue and profit continues. - FY2020WorsenedAnnual report
「In the financial services business, revenue was ¥327 million, down 14.7% year on year, while operating profit was ¥237 million, down 14.3%.」
For the full fiscal year, both revenue and operating profit in the financial services business declined, and the downward trend in revenue and profit continues. - FY2020-Q3RestatedAnnual report
「In the financial services business, revenue was ¥247 million, down 15.9% year on year, while operating profit was ¥179 million, down 15.5%.」
Both revenue and operating profit in the financial services business declined year on year, and the downward trend in revenue and profit continues. The decline rates were broadly at the same levels as in the previous quarter. - FY2020-Q2WorsenedAnnual report
「In the financial services business, revenue was ¥166 million, down 16.7% year on year, while operating profit was ¥120 million, down 16.7%.」
Both revenue and operating profit in the financial services business declined 16.7% year on year, and the downward trend in revenue and profit that had continued through the previous quarter remains in place. - FY2020-Q1WorsenedAnnual report
「In the financial services business, revenue was ¥84 million, down 17.7% year on year, while operating profit was ¥60 million, down 17.4%.」
The declines in revenue and profit in the financial services business continued, with the year-on-year decline rates for revenue and operating profit widening from the 15% range in the third quarter of the previous fiscal year to the 17% range. - FY2019-Q3RestatedAnnual report
「In the financial services business, revenue was ¥294 million, down 15.5% year on year, while operating profit was ¥212 million, down 15.8%.」
The declines in revenue and profit in the financial services business continue. The year-on-year decline rates were broadly at the same levels as in the previous quarter, when revenue fell 15.6% and operating profit fell 15.9%. - FY2019-Q2WorsenedAnnual report
「In the financial services business, revenue was ¥200 million, down 15.6% year on year, while operating profit was ¥144 million, down 15.9%.」
Both revenue and operating profit in the financial services business declined year on year, and the declines in revenue and profit widened from the previous full fiscal year and the previous quarter. - FY2019-Q1WorsenedAnnual report
「In the financial services business, revenue was ¥102 million, down 15.0% year on year, while operating profit was ¥72 million, down 15.6%.」
Both revenue and operating profit in the financial services business declined year on year, and the declines in revenue and profit widened. - FY2018WorsenedAnnual report
「In the financial services business, revenue was ¥457 million, down 13.5% year on year, while operating profit was ¥330 million, down 12.8%.」
Both revenue and operating profit in the financial services business declined year on year, and the declines in revenue and profit widened. - FY2018-Q3WorsenedAnnual report
「In the financial services business, revenue was ¥348 million, down 13.6% year on year, while operating profit was ¥252 million, down 12.6%.」
Both revenue and operating profit in the financial services business declined year on year, and the downward trend in both revenue and profit continues. - FY2018-Q2WorsenedAnnual report
「In the financial services business, revenue was ¥236 million, down 12.8% year on year, while operating profit was ¥172 million, down 11.7%.」
Both revenue and operating profit in the financial services business declined year on year, and the downward trend in both revenue and profit continues. - FY2018-Q1WorsenedAnnual report
「In the financial services business, revenue was ¥120 million, down 11.9% year on year, while operating profit was ¥86 million, down 11.3%.」
Both revenue and operating profit in the financial services business declined year on year, and the declines in revenue and profit widened slightly from the rates recorded in the previous year. - FY2017Continued decline in sales and profit in the financial services businessAnnual report
「Sales in the financial services business decreased 10.2% year on year to ¥529 million, while operating profit decreased 10.6% to ¥379 million.」
For the full fiscal year, the financial services business also saw revenue and operating profit decline year on year, with the downward trend in both revenue and profit continuing. - FY2017-Q3RestatedAnnual report
「Sales in the financial services business decreased 10.0% year on year to ¥403 million, while operating profit decreased 10.5% to ¥289 million.」
Both sales and operating profit in the financial services business declined year on year, and the decline in sales and profit continued. - FY2017-Q2Continued decline in sales and profit in the financial services businessAnnual report
「Sales in the financial services business decreased 10.1% year on year to ¥271 million, while operating profit decreased 10.5% to ¥195 million.」
Both sales and operating profit in the financial services business declined year on year, as the impact of lower orders received in previous fiscal years continued. - FY2017-Q1Decline in financial services business performanceAnnual report
「Due to the impact of the decline in orders received through the previous consolidated fiscal year, sales in the financial services business decreased 10.6% year on year to ¥136 million, while operating profit decreased 10.6% to ¥97 million.」
Sales and operating profit in the financial services business both decreased 10.6% year on year due to the impact of lower orders received in previous fiscal years. - FY2016First statedAnnual report
「株式会社京都きもの友禅友の会 (consolidated subsidiary) is a prepaid specified transactions business operator that conducts member savings activities under the Installment Sales Act. It issues an “Okaimono Card” to members, who make fixed monthly deposits, and adds a bonus amount when the deposits are used, thereby supporting the promotion of our sales of kimono and other traditional Japanese clothing through sales agency services (intermediation of kimono sales, Article 2, Paragraph 5 of the Installment Sales Act).」
The member savings plans and Okaimono Card of Tomo-no-Kai, together with the Company’s installment sales operations, are described as a financial services business that complements kimono sales.