Climate Change Scenario Analysis and Creation of Opportunities to Support Decarbonization
First written in FY2023. 3 of 4 entries say "Advanced", first in FY2024. Latest entry: FY2026.
10 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Number of sustainable finance transactions (leasing, lending) 111 160 200 240」
Positioned decarbonization support as an opportunity for lending, leasing and consulting, and disclosed 111 sustainable finance transactions in fiscal 2025 and targets of 160, 200 and 240 transactions for fiscal 2026 through fiscal 2028, respectively. - FY2025AdvancedAnnual report
「By developing an understanding of customers’ businesses and sharing their challenges, we will support their transformation.」
Specified initiatives to turn climate change response into business opportunities by offering ESG and SDGs consulting, as well as lending, leasing, consulting and advisory services for decarbonization. - FY2024AdvancedAnnual report
「Estimated an approximately ¥4.0 billion increase in credit-related costs through 2050」
Expanded the scope of climate change scenario analysis to 6 sectors, quantifying transition-risk-related credit costs at approximately ¥4.0 billion and physical-risk-related increases in credit-related costs of up to ¥5.5 billion, with building damage of up to ¥500 million. - FY2023First statedAnnual report
「For scenario analysis, we calculated transition risks for 3 industries expected to have a significant impact on our company and local customers. For physical risks, referring to the 4°C and 2°C scenarios, we analyzed the impact of deterioration in customers’ business conditions and impairment of collateral values if a large-scale flood caused by climate change were to occur in Ishikawa Prefecture. Based on the results, we will engage in dialogue with customers, raise awareness of decarbonization in the region, and create business opportunities through consulting and other services.」
Analyzed transition risks in 3 industries and the impact of flooding under the 4°C and 2°C scenarios, and presented plans to connect the results to customer dialogue, greater awareness of decarbonization and consulting opportunities.