Transition to a Holding Company Structure and a “Next-Generation Regional Comprehensive Company”
First written in FY2022-Q3. 9 of 15 entries say "Advanced", first in FY2022. Latest entry: FY2026.
13 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「The Group, comprising the Company and its affiliated companies, consists of the Company and 13 consolidated subsidiaries. It conducts banking operations as its core business, as well as leasing, credit guarantee services related to consumer finance, credit card operations, receivables collection and management, system development and operations management, investment advisory services, consulting and administrative outsourcing, fund management and other businesses.」
Following the establishment of CCIエンタベース, its acquisition of 株式会社ハニービースポーツ and 金沢サムライズ as subsidiaries, and the change in the trade name of FDAlco to CCIアセットパートナーズ, the number of consolidated subsidiaries increased to 13. - FY2026-H1AdvancedAnnual report
「株式会社ＣＯＲＥＺＯ, formerly a consolidated subsidiary, was excluded from the scope of consolidation after being absorbed in a merger by 株式会社地域未来創造, an equity-method non-affiliate.」
COREZO was absorbed in a merger by 株式会社地域未来創造 and excluded from the scope of consolidation. The number of consolidated subsidiaries declined from 12 in the previous fiscal year to 11. - FY2025AdvancedAnnual report
「The Group, consisting of the company and its affiliates, comprises the company and 12 consolidated subsidiaries. It conducts banking, leasing, credit guarantee services related to consumer finance, credit card operations, EC marketplace operations, receivables collection and management, system development and operations management, investment advisory services, consulting and outsourced administrative services, fund management and other businesses.」
With the addition of the newly established 株式会社ハニービースポーツ, the number of consolidated subsidiaries increased to 12. In addition, 株式会社CCイノベーション absorbed 株式会社BPOマネジメント in a merger effective 1 March 2025, further reorganising specialised functions within the Group. - FY2025-H1AdvancedAnnual report
「In addition, 株式会社ＱＲパートナーズ, newly established by the Group, has been included in the scope of consolidation from the current interim consolidated accounting period.」
The newly established 株式会社ＱＲパートナーズ was added to the scope of consolidation from the current interim consolidated accounting period, increasing the number of consolidated subsidiaries from 11 to 12. - FY2024RestatedAnnual report
「The Group, consisting of the company and its affiliates, comprises the company and 11 consolidated subsidiaries. It conducts banking, leasing, credit guarantee services related to consumer finance, credit card operations, EC marketplace operations, receivables collection and management, system development and operations management, investment advisory services, consulting, fund management, outsourced administrative services and other businesses.」
The Group has 11 consolidated subsidiaries under the holding company and includes multiple specialised businesses in addition to banking. - FY2024-Q1RestatedAnnual report
「The company acquired shares in ＡＬＣＯＬＡＢ and made it a subsidiary on 31 May 2023. The merger of ＦＤアドバイザリー and ＡＬＣＯＬＡＢ was completed on 1 June 2023.」
The acquisition of ALCOLAB as a subsidiary and completion of its merger with FDアドバイザリー are reaffirmed in the business combination notes. - FY2023AdvancedAnnual report
「At a meeting of the Board of Directors held on 31 March 2023, the company resolved to acquire shares in ALCOLAB and make it a subsidiary for the purpose of integrating management with its consolidated subsidiary 株式会社ＦＤアドバイザリー, and to merge ＦＤアドバイザリー and ＡＬＣＯＬＡＢ. The company acquired the shares in ＡＬＣＯＬＡＢ and made it a subsidiary on 31 May 2023. The merger of ＦＤアドバイザリー and ＡＬＣＯＬＡＢ was completed on 1 June 2023.」
Under the holding company structure, the Group completed the acquisition and merger of the investment advisory subsidiary and ALCOLAB, further incorporating specialised functions. - FY2023-Q3RestatedAnnual report
「In addition, from the first quarter of the consolidated fiscal year, 株式会社ＢＰＯマネジメント, established through an incorporation-type company split of 北國マネジメント株式会社, has been included in the scope of consolidation. At the same time, 北國マネジメント株式会社 changed its name to 株式会社ＣＯＲＥＺＯ.」
The inclusion of BPOマネジメント in the scope of consolidation and its name change to COREZO are restated as treatments from the first quarter of the consolidated fiscal year. - FY2023-Q2RestatedAnnual report
「In addition, from the first quarter of the consolidated fiscal year, 株式会社ＢＰＯマネジメント, established through an incorporation-type company split of 北國マネジメント株式会社, has been included in the scope of consolidation. At the same time, 北國マネジメント株式会社 changed its name to 株式会社ＣＯＲＥＺＯ.」
The inclusion of BPOマネジメント in the scope of consolidation and its name change to COREZO are restated as treatments from the first quarter of the consolidated fiscal year. - FY2023-Q1RestatedAnnual report
「From the current first quarter of the consolidated fiscal year, 株式会社BPOマネジメント, established through an incorporation-type company split of 北國マネジメント株式会社, has been included in the scope of consolidation. At the same time, 北國マネジメント株式会社 changed its name to 株式会社COREZO.」
The inclusion of BPOマネジメント in the scope of consolidation and its name change to COREZO are reaffirmed as accounting treatments from the current first quarter. - FY2022AdvancedAnnual report
「On 1 April 2022, the company carried out an incorporation-type company split transferring the rights and obligations relating to outsourced administrative services to the newly established 株式会社BPOマネジメント. At the same time, 北國マネジメント株式会社 changed its name to 株式会社COREZO.」
Under the holding company structure, the Group separated its outsourced administrative services into BPOマネジメント and changed the name of 北國マネジメント to COREZO as part of an additional organisational reorganisation. - FY2022-Q3First statedAnnual report
「To become a corporate group chosen by customers and developing together with local communities, the Group established 株式会社北國フィナンシャルホールディングス on 1 October 2021 and transitioned to a holding company structure. By placing 株式会社北國銀行 and other Group operating companies, including 株式会社ＣＣイノベーション, a consulting company, 株式会社ＱＲインベストメント, an investment company, and 株式会社ＦＤアドバイザリー, an investment advisory company, which were newly established in the first quarter of the fiscal year ending March 2022, under the holding company, the Group will pursue a broad range of initiatives beyond the framework of banking and provide more specialised, higher-quality services.」
The Group moved from a structure centred on the standalone bank to a holding company structure with multiple specialised companies under its umbrella.