Expansion of non-interest income from card services, leasing, consulting and other businesses
First written in FY2022-Q3. 10 of 13 entries say "Advanced", first in FY2023-Q3. Latest entry: FY2026.
The whole theme swung hardest in 2023: 1 of 6 companies on the "Worse" side.
3 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Cashless services 2,540 / Consulting services 2,473」
Revenue from contracts with customers amounted to ¥2,540 million from cashless services and ¥2,473 million from consulting services. Revenue from both businesses increased from ¥2,472 million and ¥2,201 million, respectively, in the previous fiscal year. - 2026-05-28AdvancedGeneral Meetings of Shareholders
「Cashless services 2,540 － 2,540 Consulting services 2,473 － 2,473」
Revenue from cashless services was ¥2.540 billion and revenue from consulting services was ¥2.473 billion in fiscal 2025, up from ¥2.472 billion and ¥2.201 billion, respectively, in the previous fiscal year. - FY2026-H1Interim revenue declinedAnnual report
「Cashless services 1,197 / Consulting services 1,045」
Revenue for the current interim consolidated accounting period amounted to ¥1,197 million from cashless services and ¥1,045 million from consulting services. Both businesses declined from ¥1,235 million and ¥1,122 million, respectively, in the same period of the previous year. - FY2025AdvancedAnnual report
「Cashless services 2,472 / Consulting services 2,201」
Recurring revenue from contracts with customers amounted to ¥2,472 million from cashless services and ¥2,201 million from consulting services. Compared with the previous fiscal year's ¥2,364 million from card services and ¥1,400 million from consulting services, consulting revenue increased particularly significantly. - FY2025-H1AdvancedAnnual report
「Cashless services (Note) 1,235 / Consulting services 1,122」
Recurring revenue from contracts with customers amounted to ¥1,235 million from cashless services and ¥1,122 million from consulting services. Consulting revenue increased from ¥696 million in the same period of the previous year. Cashless services include regional-currency-related services in addition to card services. - FY2024AdvancedAnnual report
「Card services 2,364 / Consulting services 1,400」
Revenue from contracts with customers increased from ¥2,233 million to ¥2,364 million for card services and from ¥1,086 million to ¥1,400 million for consulting services. - FY2024-Q3AdvancedAnnual report
「Card services 1,666 1,797 / Consulting services 818 1,102」
Year on year, revenue from card services increased from ¥1,666 million to ¥1,797 million, while revenue from consulting services increased from ¥818 million to ¥1,102 million. Recognition of non-interest income progressed through the cumulative third quarter. - FY2024-Q2AdvancedAnnual report
「Card services 1,142 / Consulting services 696」
For the current interim consolidated accounting period, revenue from contracts with customers amounted to ¥1,142 million from card services and ¥696 million from consulting services. Revenue from both businesses increased from ¥1,084 million and ¥440 million, respectively, in the same period of the previous year. - FY2024-Q1AdvancedAnnual report
「Card services 562 532 / Consulting services 153 335」
While revenue from card services declined year on year, revenue from consulting services increased from ¥153 million to ¥335 million. Total recurring revenue from contracts with customers also increased from ¥2,601 million in the same period of the previous year to ¥2,632 million. - FY2023AdvancedAnnual report
「Card services 2,233 / Consulting services 1,086」
Revenue from contracts with customers increased from ¥2,053 million to ¥2,233 million for card services and from ¥751 million to ¥1,086 million for consulting services. Recognition of non-interest income is also progressing on an annual basis. - FY2023-Q3AdvancedAnnual report
「Card services 1,230 1,666 / Consulting services 517 818」
Year on year, revenue from contracts with customers increased from ¥1,230 million to ¥1,666 million for card services and from ¥517 million to ¥818 million for consulting services, indicating progress in recognising the relevant non-interest income. - FY2023-Q2RestatedAnnual report
「Card services 1,084 / Consulting services 440」
For the current interim consolidated accounting period, revenue from contracts with customers included ¥1,084 million from card services and ¥440 million from consulting services. This indicates that the relevant non-interest income businesses continue to generate revenue, but no new initiatives or targets were stated. - FY2022-Q3First statedAnnual report
「We have also worked to strengthen non-interest income from cards, leasing, and consulting, while taking steps to respond to changes in the earnings environment.」
Non-interest income, including cards, leasing, and consulting, is being strengthened in response to the decline in funds-related income caused by low interest rates.