Komori
Okinawa Financial Group (7350) · InitiativeDecrease in total deposits driven by a decline in public-sector depositsLatest Earnings (2026-08-14): "Advanced"

Expanding the Deposit Base by Deepening Retail and Corporate Business

First written in FY2023-Q3. 7 of 10 entries say "Advanced", first in FY2023. Latest entry: 2026-08-14.

10entries
4years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2023 – FY2025OtherFY2026-H1 – FY20262023: 420232024: 220242025: 220252026: 22026
Same theme, other companies

The whole theme swung hardest in 2025: 2 of 17 companies on the "Worse" side.

8 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 17 companies compared. The sentences above are computed from all 17.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-14AdvancedEarnings

    「Deposits increased for both individuals and corporations, driven by favorable economic conditions in the prefecture, the expansion of remote channels, and various campaigns. Public-sector deposits also increased, bringing total deposits in the banking and trust accounts to ¥2,814.9 billion, an increase of ¥168.0 billion from the end of the previous consolidated fiscal year.」

    The company disclosed an increase in total deposits from the end of the previous fiscal year, including increases in individual, corporate, and public-sector deposits.
  2. FY2026Decrease in total deposits driven by a decline in public-sector depositsAnnual report

    「Deposits at the end of the current consolidated fiscal year declined by ¥48.7 billion from the end of the previous consolidated fiscal year to ¥2,646.9 billion in the combined bank and trust accounts, mainly because public-sector deposits decreased as the number of appointments as designated financial institution changed periodically.」

    Total deposits declined by ¥48.7 billion due to a decrease in public-sector deposits, while the customer base for individual deposits and other transactions continued to be maintained.
  3. FY2026-H1Individual deposits up, total deposits downAnnual report

    「Although individual deposits increased, deposits declined by ¥25.6 billion from the end of the previous consolidated fiscal year to ¥2,670.0 billion in the combined bank and trust accounts, mainly because public-sector deposits decreased as the number of appointments as designated financial institution declined.」

    Individual deposits increased, while total deposits declined by ¥25.6 billion from the end of the previous consolidated fiscal year due to a decrease in public-sector deposits.
  4. FY2025AdvancedAnnual report

    「Deposits at the end of the current consolidated fiscal year increased by ¥40.1 billion from the end of the previous consolidated fiscal year to ¥2,695.7 billion in the combined bank and trust accounts, driven by an increase in public-sector deposits due to the higher number of appointments as designated financial institution and increases in individual and financial institution deposits.」

    The deposit balance increased by ¥40.1 billion from the end of the previous consolidated fiscal year, driven by increases in public-sector, individual and financial institution deposits.
  5. FY2025-H1AdvancedAnnual report

    「Although corporate deposits declined, deposits increased by ¥43.9 billion from the end of the previous consolidated fiscal year to ¥2,699.4 billion in the combined bank and trust accounts, as individual and public-sector deposits increased.」

    Corporate deposits declined, while increases in individual and public-sector deposits resulted in a ¥43.9 billion increase in the deposit balance from the end of the previous consolidated fiscal year.
  6. FY2024-Q3AdvancedAnnual report

    「Regarding the balances of major accounts, deposits increased by ¥94.8 billion from the end of the previous consolidated fiscal year to ¥2,634.8 billion in the combined bank and trust accounts. This reflected an increase in corporate deposits as economic activity became more active following the reclassification of COVID-19 to Category 5, increases in individual deposits through initiatives promoting transactions such as pension, payroll deposit and retirement benefit transactions, and an increase in public-sector deposits.」

    The deposit balance increased by ¥94.8 billion from the end of the previous consolidated fiscal year, driven by corporate deposits, individual transactions such as pension, payroll deposit and retirement benefit transactions, and public-sector deposits. The increase was smaller than the ¥110.4 billion increase at the end of the previous quarter.
  7. FY2024-Q2AdvancedAnnual report

    「Regarding the balances of major accounts, deposits increased by ¥110.4 billion from the end of the previous consolidated fiscal year to ¥2,650.4 billion in the combined bank and trust accounts. This reflected an increase in corporate deposits as economic activity became more active following the reclassification of COVID-19 to Category 5, as well as increases in public-sector and individual deposits.」

    Corporate, public-sector and individual deposits increased, resulting in a ¥110.4 billion increase in the deposit balance from the end of the previous consolidated fiscal year.
  8. FY2024-Q1AdvancedAnnual report

    「Corporate deposits increased as a result of deepening relationships and promoting employee transactions through SR (Strong Relationship) activities with corporate customers, along with the recovery in economic activity following the reclassification of COVID-19 to Category 5. Individual and public-sector deposits also increased, resulting in a ¥102.5 billion increase in deposits from the end of the previous consolidated fiscal year to ¥2,642.5 billion in the combined bank and trust accounts.」

    The deposit balance increased by ¥102.5 billion from the end of the previous consolidated fiscal year, driven by SR activities with corporate customers, employee transactions, and increases in individual and public-sector deposits.
  9. FY2023AdvancedAnnual report

    「Deposits increased by ¥84.8 billion from the end of the previous consolidated fiscal year to ¥2,539.9 billion in the combined bank and trust accounts. This resulted from an increase in demand deposits amid efforts to deepen relationships and promote employee transactions through SR (Strong Relationship) activities with corporate customers, in addition to initiatives focused on individual deposits, as well as the continued decline in individual consumption and stagnation in corporate distribution channels.」

    The bank promoted individual transactions such as pension and payroll deposits, SR activities for corporate customers and employee transactions, resulting in an ¥84.8 billion increase in the deposit balance.
  10. FY2023-Q3First statedAnnual report

    「Deposits increased by ¥85.7 billion from the end of the previous consolidated fiscal year to ¥2,540.9 billion in the combined bank and trust accounts. This reflected an increase in demand deposits resulting from initiatives to promote pension, payroll deposit and retirement benefit transactions among individual customers, the deepening of relationships and promotion of employee transactions through SR (Strong Relationship) activities with corporate customers, and the efforts of corporations and individuals to secure cash on hand amid the spread of COVID-19.」

    The bank promoted pension, payroll deposit and retirement benefit transactions, SR activities with corporate customers and employee transactions, resulting in an ¥85.7 billion increase in the deposit balance from the end of the previous consolidated fiscal year.
Moved together

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  1. ★This thread
  2. 1Providing Solution Services Through Group Collaboration6×
  3. 2Supporting the Regional Economy through Financial Facilitation and Consulting5×
  4. 3Efficient Management of Securities Holdings in Light of Financial Market Trends5×
  5. 4Combining Human Touch and Digital Services Through a Market-In Approach3×
  6. 5Performance-Linked Shareholder Returns Based on Stable Dividends3×
  7. 6Risks from Fluctuations in Interest Rates, Prices and Exchange Rates2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Okinawa Financial Group yet. It last moved in the Earnings of 2026-08-14: "Advanced".
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