Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Increases in interest on loans, interest and dividends on securities, fees and commissions, and the top lines of the consolidated group companies. On the expense side, interest on deposits and losses on sales of government bonds and other securities increased, while credit-related expenses decreased.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | ¥41,378 million |
| Ordinary income | ¥10,431 million |
| Profit attributable to owners of the parent | ¥7,219 million |
| Equity ratio | End of the current fiscal period 11.42 / End of previous period 11.36 |
| Total assets | ¥3,025,456 million |
| Net assets | ¥164,338 million |
| Cash flows from operating activities | ¥84,720 million |
| Cash flows from investing activities | ¥-78,648 million |
| Cash flows from financing activities | ¥-2,164 million |
| Cash and cash equivalents at end of period | ¥200,568 million |
| Revision to Earnings Forecast | No change |
| Depreciation and amortization | ¥1,102 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount ¥8 million / Extraordinary loss Item Loss on disposal of fixed assets / Amount ¥15 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Availability of Supplementary Financial Results Materials | Available |
| Factors Behind Changes in Business Performance | Increases in interest on loans, interest and dividends on securities, fees and commissions, and the top lines of the consolidated group companies. On the expense side, interest on deposits and losses on sales of government bonds and other securities increased, while credit-related expenses decreased. |
Items this document does not state (18)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Interest on loans increased as the company responded to stronger demand for funds driven by higher loan yields and a strong prefectural economy. Interest and dividends on securities, fees and commissions, and the top lines of the consolidated group companies also increased. Ordinary expenses increased due to higher interest on deposits amid policy rate hikes and losses on sales of bonds and other securities associated with qualitative improvements to the portfolio, despite a decrease in credit-related expenses.