Integrated provision of financial and insurance products through a cloud platform serving as the main bank for homebuilders

「As a long-term strategy, the company will focus on platform development and strategic alliances to realize housing as 'social infrastructure for living,' pursue rationalization and the creation of new value across the housing industry, provide financial, insurance, and payment services for transactions conducted on these platforms, and seek sustainable growth.」

「In the Home Defect Insurance Business, to promote sales of the core New Home Defect Insurance product for detached and multi-unit housing, the company continued its proactive sales activities focused on differentiation from competitors, including joint proposals combining the Housing Business Cloud System Suketto Cloud and the Ground Guarantee service, which it has long prioritized. It also promoted cross-selling by supporting the management of housing companies through combinations of its broad product lineup.」

「In the housing defect insurance and related business and the Housing Academia business, the company will support the digital transformation and management rationalization of housing businesses by providing its housing-business cloud system, Suketto Cloud, free of charge, thereby further strengthening its position as a company that helps housing businesses resolve management issues. At the same time, it will promote alliances and collaboration with companies expected to generate synergies, develop highly specialized products tailored to housing businesses, and provide them on a one-stop basis to drive the accumulation of revenue.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

「The company will further expand the free provision of its proprietary cloud service, Suketto Cloud, and seek vertical integration based on information concentration rather than capital concentration by encouraging broad use among the Group's stakeholders. It will promote vertical and horizontal corporate partnerships across the housing industry, with Suketto Cloud serving as the center of information concentration, to expand the share of the Group's products within the housing-industry platform.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and promoted cross-selling of multiple products.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and promoted cross-selling of multiple products.」

「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties.」

「This strategy begins transactions through the Group's most effective customer-acquisition service, which has a low barrier to entry for housing businesses. By providing a housing-business cloud system free of charge, the company seeks to retain housing businesses, monitor their management information and other data, provide business funding while minimizing credit loss risk, and link these relationships to lending for highly profitable mortgage products. The company will repeat this cycle to promote repeat sales.」

「The company pursued proactive sales that emphasized differentiation from competitors, including by jointly proposing Suketto Cloud, its end-to-end housing-industry cloud system, to housing businesses as an operating system needed for telework and other activities, and worked to acquire new customers.」

「In the housing defect insurance and related business, the company pursued proactive sales that emphasized differentiation from competitors, including by jointly proposing Suketto Cloud, its end-to-end housing-industry cloud service, to housing businesses as an operating system needed for telework and other activities alongside its core detached-home housing defect insurance product, and worked to acquire new customers.」

「The company will further advance its long-standing initiative of differentiation through the integration of housing finance and cloud services and strengthen support for housing-related businesses. Specifically, it will provide housing-related businesses free of charge with Suketto Cloud, a proprietary end-to-end housing-industry cloud service that centralizes information from housing sales through design and construction to post-handover maintenance, thereby strongly supporting improvements in operational efficiency and management rationalization.」

「In the housing defect insurance and related business, the company aims to expand its share of housing defect insurance by using the Main Bank Cloud for Builders, which provides the Group's financial and insurance products on an integrated basis using accumulated housing information.」