Credit and market risks arising from a downturn in overseas economies and financial system instability
First written in FY2023. 2 of 5 entries say "Restated". Latest entry: FY2026.
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- FY2026WorsenedAnnual report
「Top risk: global economic deterioration and financial market instability. • The impact of global economic deterioration resulting from the emergence of geopolitical risks and other factors spreads to the Kyushu economy, worsening the business conditions of counterparties and increasing credit costs. • Instability in financial markets worsens unrealized gains and losses on securities held.」
The risk of a downturn in overseas economies and financial market instability was specified as a top risk, including global economic deterioration resulting from the emergence of geopolitical risks and its impact on the Kyushu economy. - FY2026-H1RestatedAnnual report
「During the interim consolidated accounting period, no new business or other risks arose. In addition, there were no material changes to the business and other risks described in the Annual Securities Report for the previous consolidated fiscal year.」
It was explicitly stated that there were no new risks or significant changes from the risks described in the previous fiscal year. The discussion of the financial and economic environment also cited weak exports resulting from U.S. trade policy. - FY2025WorsenedAnnual report
「Top risk: global economic deterioration and financial market instability. • The impact of global economic deterioration resulting from the trade policies of various countries and other factors spreads to the Kyushu economy, worsening the business conditions of counterparties and increasing credit costs. • Instability in financial markets worsens unrealized gains and losses on securities held.」
The risks associated with a downturn in overseas economies and financial system instability were organized as top risks, including global economic deterioration resulting from the trade policies of various countries, its impact on the Kyushu economy, and deterioration in unrealized gains and losses on securities held. - FY2024-Q2RestatedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, the domestic economy recovered moderately. Exports and production moved broadly sideways, supported by easing supply constraints; private consumption increased steadily at a moderate pace as employment and income conditions improved; and capital investment increased moderately against a backdrop of high corporate earnings, despite downward pressure from slower overseas economic recovery.」
Downward pressure from the slowing pace of overseas economic recovery continues to be cited. Meanwhile, the domestic economy was described as recovering moderately on the back of private consumption and capital investment, and it was explicitly stated that there were no significant changes in business and other risks. - FY2023First statedAnnual report
「Amid continued global inflationary pressures, monetary tightening in various countries is weighing on overseas economies. Following bank failures in the United States and other events, concerns about financial system instability, particularly in the United States and Europe, remain elevated.」
The risk that a significant downturn in overseas economies or deterioration in market sentiment could increase credit costs for borrowers and reduce the value of securities held was newly described as a separate business environment risk.