Reduction of non-performing loans through corporate turnaround support and off-balance-sheet transfers
First written in FY2017-Q3. 15 of 32 entries say "Worsened", first in FY2019-Q2. Latest entry: 2026-11-10.
Nishi-Nippon Financial Holdings moved to the "Worse" side of this theme in 2021, 1 year before the typical company in this theme (2022).
The whole theme swung hardest in 2020: 4 of 13 companies on the "Worse" side.
6 other companies' latest entry also says "Mitigated".
- FY2026WorsenedAnnual report
「Total amount 152,051 million yen 156,199 million yen」
The total amount of risk-monitored loans increased from ¥152.051 billion at the end of March 2025 to ¥156.199 billion at the end of March 2026. Doubtful claims increased from ¥92.687 billion to ¥100.106 billion. - 2026-05-12WorsenedRevision to earnings forecast
「金融再生法開示債権の残高は、破産更生債権等、要管理債権は減少しましたが、危険債権が増加し、1,538億円となりました。また、金融再生法開示債権比率は、1.49％（2025年3月末比±0.00pt）となりました。」
金融再生法開示債権の残高は2025年3月末の1,498億円から1,538億円へ増加し、危険債権の増加が記載された。 - FY2026-H1MitigatedAnnual report
「Total amount 152,051 million yen 151,971 million yen」
The total amount of risk-monitored loans decreased slightly from ¥152.051 billion at the end of March 2025 to ¥151.971 billion at the end of September 2025. Meanwhile, restructured loans increased from ¥40.757 billion to ¥43.152 billion. - FY2025WorsenedAnnual report
「Total amount 144,248 million yen 152,051 million yen」
The total amount of risk-monitored loans increased from ¥144.248 billion at the end of March 2024 to ¥152.051 billion at the end of March 2025. Restructured loans also increased from ¥30.581 billion to ¥40.757 billion. - FY2025-H1MitigatedAnnual report
「Total amount 144,248 million yen 142,589 million yen」
The total amount of risk-monitored loans decreased from ¥144.248 billion at the end of March 2024 to ¥142.589 billion at the end of September 2024. While bankruptcy and reorganization claims, doubtful claims and loans past due three months or more decreased, restructured loans increased from ¥30.581 billion to ¥32.123 billion. - FY2024-Q3MitigatedAnnual report
「Total amount 145,685 million yen 143,035 million yen」
The total amount of risk-monitored loans decreased from ¥145.685 billion at the end of March 2023 to ¥143.035 billion at the end of December 2023. While doubtful claims and loans past due three months or more decreased, restructured loans increased from ¥32.771 billion to ¥33.325 billion. - FY2024-Q2MitigatedAnnual report
「Total amount 145,685 million yen 142,632 million yen」
The total amount of risk-monitored loans decreased from ¥145.685 billion at the end of March 2023 to ¥142.632 billion at the end of September 2023. Meanwhile, bankruptcy and reorganization claims increased from ¥16.709 billion to ¥21.956 billion, and loans past due three months or more increased from ¥796 million to ¥3.025 billion. - FY2024-Q1MitigatedAnnual report
「Total amount 145,685 million yen 145,350 million yen」
The total amount of risk-monitored loans decreased from ¥145.685 billion at the end of March 2023 to ¥145.350 billion at the end of June 2023. However, loans past due three months or more increased from ¥796 million to ¥1.155 billion. - FY2023WorsenedAnnual report
「Total amount 143,280 million yen 145,685 million yen」
The total amount of risk-monitored loans increased from ¥143.280 billion at the end of March 2022 to ¥145.685 billion at the end of March 2023. Initiatives including corporate rehabilitation support, management support and off-balance-sheet treatment are continuing. - FY2023-Q3WorsenedAnnual report
「Total amount 143,280 million yen 147,451 million yen」
The total amount of risk-monitored loans increased from ¥143.280 billion at the end of March 2022 to ¥147.451 billion at the end of December 2022. - FY2023-Q1WorsenedAnnual report
「Total amount ¥143,280 million ¥143,934 million」
The total amount of risk management loans increased from ¥143.280 billion at the end of March 2022 to ¥143.934 billion at the end of June 2022. Although efforts to reduce non-performing loans continued, the balance increased on a quarterly basis. - FY2022AdvancedAnnual report
「In addition to providing solutions for business succession, securing human resources and improving productivity, our group is working to support the corporate turnaround and management of borrowers, as well as to reduce non-performing loans through off-balance-sheet transfers and other measures.」
While these measures continued, the total amount of risk management loans decreased from ¥144.618 billion at the end of the previous fiscal year to ¥143.280 billion. - FY2022-Q3WorsenedAnnual report
「Total amount ¥144,286 million ¥146,260 million」
The total amount of risk management loans increased from ¥144.286 billion at the end of March 2021 to ¥146.260 billion at the end of December 2021. Loans delinquent for 3 months or more also increased from ¥128 million to ¥1.249 billion. - FY2022-Q2MitigatedAnnual report
「Total amount ¥144,286 million ¥143,930 million」
The total amount of risk management loans decreased from ¥144.286 billion at the end of March 2021 to ¥143.930 billion at the end of September 2021. However, loans requiring management increased from ¥25.6 billion to ¥38.0 billion, and loans delinquent for 3 months or more increased from ¥128 million to ¥506 million. - FY2022-Q1WorsenedAnnual report
「Total amount ¥144,286 million ¥147,489 million」
The total amount of risk management loans increased from ¥144.286 billion at the end of March 2021 to ¥147.489 billion at the end of June 2021. - FY2021WorsenedAnnual report
「In addition to providing solutions for business succession, securing human resources and improving productivity, our group is working to support the corporate turnaround and management of borrowers, as well as to reduce non-performing loans through off-balance-sheet transfers and other measures.」
Although these measures continued, the total amount of risk management loans increased from ¥128.403 billion at the end of March 2020 to ¥144.286 billion at the end of March 2021. - FY2021-Q3WorsenedAnnual report
「Total amount ¥128,403 million ¥131,520 million」
The total amount of risk management loans increased from ¥128.403 billion at the end of March 2020 to ¥131.520 billion at the end of December 2020. However, it decreased from ¥135.775 billion at the end of September 2020. - FY2021-Q2WorsenedAnnual report
「Total amount ¥128,403 million ¥135,775 million」
The total amount of risk management loans increased from ¥128.403 billion at the end of March 2020 to ¥135.775 billion at the end of September 2020. However, it decreased from ¥136.893 billion at the end of June 2020. - FY2021-Q1WorsenedAnnual report
「Total amount ¥128,403 million ¥136,893 million」
The total amount of risk management loans increased from ¥128.403 billion at the end of March 2020 to ¥136.893 billion at the end of June 2020. By category, loans to borrowers in legal bankruptcy or equivalent, delinquent loans, loans delinquent for 3 months or more, and loans with eased lending terms all increased. - FY2020AdvancedAnnual report
「In addition to providing solutions for business succession, securing human resources and improving productivity, our group is working to support the corporate turnaround and management of borrowers, as well as to reduce non-performing loans through off-balance-sheet transfers and other measures.」
The means of supporting corporate turnarounds were specified as business succession, securing human resources and improving productivity, among other measures. The total amount of risk management loans also decreased from ¥139.928 billion to ¥128.403 billion. - FY2020-Q3AdvancedAnnual report
「Total amount ¥139,928 million ¥132,819 million」
The total amount of risk management loans decreased from ¥139.928 billion at the end of March 2019 to ¥132.819 billion at the end of December 2019. This was an additional decrease in the balance indicating progress in reducing non-performing loans. - FY2020-Q2AdvancedAnnual report
「Total amount ¥139,928 million ¥133,272 million」
The total amount of risk management loans decreased from ¥139.928 billion at the end of March 2019 to ¥133.272 billion at the end of September 2019. An additional decrease in the non-performing loan balance was disclosed. - FY2020-Q1AdvancedAnnual report
「Total amount ¥139,928 million ¥137,551 million」
The total amount of risk management loans decreased from ¥139.928 billion at the end of March 2019 to ¥137.551 billion at the end of June 2019. This was an additional decrease in the balance indicating progress in reducing non-performing loans. - FY2019WorsenedAnnual report
「The total amounts of loans to borrowers in legal bankruptcy or equivalent, delinquent loans, loans delinquent for 3 months or more, and loans with eased lending terms are as follows.」
The total amount of risk management loans increased from ¥139.615 billion at the end of March 2018 to ¥139.928 billion at the end of March 2019. - FY2019-Q3WorsenedAnnual report
「Total amount ¥139,615 million ¥143,753 million」
The total amount of risk management loans increased from ¥139.615 billion at the end of March 2018 to ¥143.753 billion at the end of December 2018. It also increased from ¥140.564 billion at the end of the previous quarter. - FY2019-Q2WorsenedAnnual report
「Total amount ¥139,615 million ¥140,564 million」
The total amount of loans to borrowers in legal bankruptcy or equivalent, delinquent loans, loans delinquent for 3 months or more, and loans with eased lending terms increased from ¥139.615 billion at the end of March 2018 to ¥140.564 billion at the end of September 2018. No new explanation of measures to reduce non-performing loans was provided. - FY2019-Q1AdvancedAnnual report
「Total amount ¥139,615 million ¥138,659 million」
The total amount of risk management loans decreased from ¥139.615 billion as of 31 March 2018 to ¥138.659 billion as of 30 June 2018. No new explanation of measures to reduce non-performing loans was provided, but an additional decrease in the balance was disclosed. - FY2018AdvancedAnnual report
「Our group is working to reduce non-performing loans through corporate turnaround support and off-balance-sheet transfers, among other measures.」
In addition to the continuation of these measures, the total amount, including consolidated loans requiring management and other categories, decreased from ¥149.617 billion to ¥139.615 billion, while credit costs also decreased from ¥4.409 billion to ¥3.068 billion. - FY2017RestatedAnnual report
「Our group is working to reduce non-performing loans through corporate turnaround support and off-balance-sheet transfers, among other measures.」
There has been no material change in the measures used to address non-performing loans. - FY2017-Q3First statedAnnual report
「Our group is working to reduce non-performing loans through corporate turnaround support and off-balance-sheet transfers, among other measures.」
Corporate turnaround support and off-balance-sheet transfers are explicitly disclosed for the first time as measures to address non-performing loans.