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Nishi-Nippon Financial Holdings (7189) · RiskWorsenedLatest Results (2026-11-10): "Mitigated"

Maintaining regulatory capital ratios

First written in FY2017-Q3. 12 of 19 entries say "Mitigated", first in FY2018. Latest entry: 2026-11-10.

19entries
10years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2017-Q3 – FY2018-Q2MitigatedFY2020-Q2 – FY2022-Q2MitigatedFY2023 – FY2026-H12017: 320172018: 220182019: 220192020: 120202021: 220212022: 120222023: 220232024: 120242025: 220252026: 32026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 57 companies write about · 48 as a headwind · 17 as a tailwind

The whole theme swung hardest in 2017: 11 of 49 companies on the "Worse" side.

29 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 57 companies compared. The sentences above are computed from all 57.
Full recordFilings, disclosures and news, newest first
  1. 2026-11-10MitigatedResults

    「自己資本比率 A÷B 11.63 % 0.19 pt △ 1.20 pt 11.44 % 12.83 %」

    連結自己資本比率は2026年3月末の11.44％から2026年9月末には11.63％へ上昇した。一方、前年9月末比では低下している。
  2. FY2026WorsenedAnnual report

    「31 March 2026 1. Consolidated capital adequacy ratio (2/3) 11.44 2. Amount of capital 5,059 3. Risk-weighted assets, etc. 44,192 4. Total required capital 1,767」

    The obligation to maintain at least 4% under the domestic standard continues, while the consolidated capital adequacy ratio declined from 12.59% in the previous fiscal year to 11.44%. The Group explains that risk-weighted assets increased by more than the increase in capital resulting from the accumulation of retained earnings.
  3. 2026-05-12WorsenedRevision to earnings forecast

    「自己資本比率は、11.44％（2025年3月末比△1.15pt）となりました。」

    連結自己資本比率は2025年3月末の12.59％から11.44％へ低下した。一方、国内基準の総所要自己資本額を上回る水準は維持している。
  4. FY2026-H1MitigatedAnnual report

    「30 September 2025 1. Consolidated capital adequacy ratio (2/3) 12.83 2. Amount of capital 5,016 3. Risk-weighted assets, etc. 39,081 4. Total required capital 1,563」

    Under the obligation to maintain at least 4% under the domestic standard, the consolidated capital adequacy ratio rose from 12.59% at the end of March 2025 to 12.83% at the end of September 2025.
  5. FY2025MitigatedAnnual report

    「31 March 2025 1. Consolidated capital adequacy ratio (2/3) 12.59 2. Amount of capital 4,882 3. Risk-weighted assets, etc. 38,759 4. Total required capital 1,550」

    Under the obligation to maintain at least 4% under the domestic standard, the consolidated capital adequacy ratio rose from 12.41% in the previous fiscal year to 12.59%.
  6. FY2025-H1MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 12.90」

    Under the early adoption of the final Basel III framework and the domestic standard, the consolidated capital adequacy ratio rose from 12.46% at the end of September 2023 to 12.90% at the end of September 2024.
  7. FY2024-Q2MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 12.46」

    Under the obligation to maintain the domestic standard and the early adoption of the final Basel III framework, the consolidated capital adequacy ratio rose from 12.10% at the end of March 2023 to 12.46% at the end of September 2023.
  8. FY2023MitigatedAnnual report

    「31 March 2023 1. Consolidated capital adequacy ratio (2/3) 12.10 2. Amount of capital 4,601 3. Risk-weighted assets, etc. 38,007 4. Total required capital 1,520」

    The consolidated capital adequacy ratio rose from 9.28% in the previous fiscal year to 12.10%. The obligation to maintain at least 4% under the domestic standard continues, and the finalization of Basel III has been adopted early from the end of March 2023.
  9. FY2022WorsenedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.28」

    Under the obligation to maintain at least 4% under the domestic standard, the consolidated capital adequacy ratio declined from 9.49% in the previous fiscal year to 9.28%.
  10. FY2022-Q2MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.68」

    Under the obligation to maintain at least 4% under the domestic standard, the consolidated capital adequacy ratio rose from 9.49% at the end of March 2021 to 9.68% at the end of September 2021.
  11. FY2021MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.49」

    Under the obligation to maintain at least 4% under the domestic standard, the consolidated capital adequacy ratio rose from 9.36% in the previous fiscal year to 9.49%.
  12. FY2021-Q2MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.59」

    The consolidated capital adequacy ratio rose from 9.36% at the end of March 2020 to 9.59% at the end of September 2020, increasing the cushion under the framework requiring maintenance of at least 4% under the domestic standard.
  13. FY2020-Q2MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.45」

    The consolidated capital adequacy ratio rose from 9.36% at the end of March 2019 to 9.45% at the end of September 2019. There is no change to the framework requiring maintenance of at least 4% under the domestic standard.
  14. FY2019WorsenedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.36」

    The obligation to maintain at least 4% under the domestic standard continues, while the consolidated capital adequacy ratio declined from 9.67% at the end of the previous fiscal year to 9.36%.
  15. FY2019-Q2MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.76」

    The consolidated capital adequacy ratio rose from 9.67% at the end of March 2018 to 9.76% at the end of September 2018. There is no change to the framework requiring maintenance of at least 4% under the domestic standard.
  16. FY2018MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.67」

    The obligation to maintain at least 4% under the domestic standard continues, while the consolidated capital adequacy ratio has risen from 9.53% in the previous fiscal year to 9.67%.
  17. FY2018-Q2RestatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.05」

    There is no material change to the framework requiring maintenance of at least 4% under the domestic standard. The consolidated capital adequacy ratio as of 30 September 2017 is stated as 9.05%.
  18. FY2017RestatedAnnual report

    「The Group is required to maintain a consolidated capital adequacy ratio of at least 4%, the domestic standard prescribed in Financial Services Agency Public Notice No. 20 of 2006.」

    The obligation to maintain the domestic standard of at least 4% is reiterated. A consolidated capital adequacy ratio of 9.53% is also stated as a reference figure, but the risk framework itself is unchanged.
  19. FY2017-Q3First statedAnnual report

    「The Group is required to maintain a consolidated capital adequacy ratio of at least 4%, the domestic standard prescribed in Financial Services Agency Public Notice No. 20 of 2006. Its banking subsidiaries, 西日本シティ銀行 and 長崎銀行, must also maintain consolidated and non-consolidated capital adequacy ratios of at least 4%, the domestic standard prescribed in Financial Services Agency Public Notice No. 19 of 2006.」

    A domestic standard requiring a capital adequacy ratio of at least 4% is specified for the Group and its banking subsidiaries.
Moved together

"Strengthening the financial position through retained earnings and stable shareholder returns" moved the same way as this thread, in the same document, in 14 of its 19 moves.

14111010108★123456
  1. ★This thread
  2. 1Strengthening the financial position through retained earnings and stable shareholder returns14×
  3. 2Risk of changes in assumptions underlying retirement benefit obligations and expenses11×
  4. 3Reduction of non-performing loans through corporate turnaround support and off-balance-sheet transfers10×
  5. 4Credit risk on loans and higher credit costs10×
  6. 5Fiscal 2017 first-quarter results and financial position10×
  7. 6Exposure to deterioration in regional economic conditions and major natural disasters8×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Nishi-Nippon Financial Holdings's next results are scheduled for 2026-11-10. Read the earnings preview It last moved in the Results of 2026-11-10: "Mitigated".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Maintaining regulatory capital ratios | Nishi-Nippon Financial Holdings,Inc. (7189) | Komori