Consultation Services, Emergency Financing and Support Teams for Businesses Affected by COVID-19
First written in FY2020. 6 of 14 entries say "Restated". Latest entry: 2026-09-25.
Jimoto Holdings moved to the "Worse" side of this theme in 2026.
0 other companies' latest entry also says "Reframed".
- 2026-09-25ReframedManagement Planning
「新型コロナウイルス感染症の影響が沈静化した現在、顧客ニーズの変化や、人手不足に対応する設備投資への需要が高まっており、こうしたニーズに積極的に対応しております。」
感染症影響事業者への支援は、緊急融資・条件変更中心の段階から、事業再生、設備投資、省力化投資、補助金活用支援へ重点が広がっている。 - FY2024ReframedAnnual report
「きらやか銀行 will invite external experts in corporate support and an officer in charge of loan screening from 仙台銀行, among others, to enhance the effectiveness of efforts by the Group as a whole to rehabilitate the bank's management.」
The focus has shifted from initial support centered on consultation and lending for businesses affected by the infectious disease to management rehabilitation support involving an understanding of business partners' actual conditions, business revitalization support, and the use of external experts and officers responsible for loan screening. - FY2024-Q3AdvancedAnnual report
「The company will use all funds received through its investment to provide working capital, including loans, for the purpose of supporting businesses affected by COVID-19 and other factors. It will actively use the funds as needed to strengthen the smooth supply of funds to regional customers, including local small and medium-sized enterprises, through the exercise of its financial intermediation function, and to improve various services.」
The company has progressed to the stage of investing in full in きらやか銀行 the ¥1,966 million raised through the private placement of common shares by SBI地銀ホールディングス株式会社 and using the funds as working capital, including loans to businesses affected by the infectious disease and other factors. - FY2024-Q2AdvancedAnnual report
「The ¥18 billion raised through this private placement of preferred shares has been invested in full in きらやか銀行. With the bank's financial foundation expected to become more sound as a result of strengthening its capital base, the company believes that きらやか銀行 will be able to continue working to maintain and expand the provision of credit to small and medium-sized businesses and other regional enterprises through the exercise of its financial intermediation function, as well as to improve various services, by supporting businesses affected by COVID-19 and other factors, which is one of the bank's objectives.」
Regarding support for businesses affected by COVID-19, the company has progressed to the stage of investing in full in きらやか銀行 the ¥18 billion in public funds paid in on 29 September 2023 and using the funds to maintain and expand the provision of credit. - FY2024-Q1RestatedAnnual report
「The company will strengthen its involvement in the measures implemented by きらやか銀行 to restore its performance and will focus on managing and auditing credit risk.」
The company continues to support local businesses, including those affected by the infectious disease, and to be involved in きらやか銀行's performance recovery and credit risk management. - FY2023AdvancedAnnual report
「きらやか銀行 has steadily implemented measures to improve its performance, including overhauling its sales structure, revising its branch strategy and reducing expenses. In light of the further expansion of losses, it has again compiled an analysis of the bank's current condition and the causes and identified responsibility, while implementing additional improvement measures such as reducing the number of officers, strengthening its corporate support framework and strengthening its loan screening framework.」
Support has developed from initial consultation and lending assistance for businesses affected by the infectious disease into performance recovery measures covering an overhaul of the sales structure, branch strategy, expense reductions and stronger corporate support and loan screening frameworks. - FY2023-Q3RestatedAnnual report
「The company continues to investigate and assess the impact of the COVID-19 pandemic on local business partners while developing the necessary support framework.」
The company continues to assess the conditions of local business partners affected by the COVID-19 pandemic and develop a support framework. - FY2023-Q2RestatedAnnual report
「きらやか銀行 has been advancing support for business partners affected by the COVID-19 pandemic and continues to assess the impact of a further prolongation of the pandemic on those business partners through visits and other means.」
The company continues to support business partners affected by the infectious disease and assess its impact through visits to business partners and other means. - FY2022ReframedAnnual report
「As the management challenges facing small and medium-sized enterprises have shifted from cash-flow management during the COVID-19 pandemic to debt repayment, further provisioning against credit costs has become an issue.」
Support for businesses affected by the infectious disease has shifted from initial measures centered on consultation desks and emergency lending to medium- and long-term support covering debt repayment, business improvement, business restructuring and preparation for credit costs. - FY2022-Q2RestatedAnnual report
「The Group recognizes that continuously supporting businesses whose operations have been disrupted by the COVID-19 pandemic is a role that regional financial institutions should fulfill.」
The Group has reaffirmed that providing ongoing support to businesses affected by the pandemic is a role of a regional financial institution. - FY2022-Q1RestatedAnnual report
「Against this backdrop, the Group recognizes that continuously supporting businesses whose operations have been disrupted by COVID-19 is a role that regional financial institutions should fulfill.」
The company has reaffirmed that continued support for businesses affected by the infectious disease is a role of regional financial institutions, and its new medium-term management plan also calls for deeper support for customers' core businesses. - FY2021-Q2RestatedAnnual report
「The Group recognizes that supporting businesses whose operations have been disrupted by COVID-19 is a role that regional financial institutions should fulfill, and has been developing a support framework.」
The company continues to develop a support framework for businesses affected by the infectious disease as part of the role of a regional financial institution. - FY2021-Q1AdvancedAnnual report
「The balance of loans outstanding increased by ¥55.705 billion from the end of the previous consolidated fiscal year to ¥1,820.313 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased in response to strong demand for funds related to the novel coronavirus disease.」
The company has actively responded to funding needs related to the infectious disease, showing concrete progress in increases in loans to small and medium-sized enterprises and in the outstanding balance of loans. - FY2020First statedAnnual report
「The company established a support framework, including setting up consultation desks, beginning to offer emergency loans and establishing a support team within its head office divisions. It will continue to provide thorough support to businesses affected by the infectious disease.」
As a response to businesses whose operations have been disrupted by the infectious disease, the company established consultation desks, emergency lending facilities and a support team within head office.