Komori
Jimoto Holdings (7161) · RiskMitigated

Risk of a Decline in the Capital Adequacy Ratio and Regulatory Action

First written in FY2016. 18 of 34 entries say "Worsened", first in FY2017. Latest entry: 2026-08-14.

34entries
11years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseMitigatedFY2025-H1 – FY2026-H12016: 220162017: 220172018: 420182019: 420192020: 420202021: 320212022: 420222023: 420232024: 320242025: 220252026: 22026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 45 companies write about · 38 as a headwind · 13 as a tailwind

Jimoto Holdings moved to the "Worse" side of this theme in 2017, 1 year before the typical company in this theme (2018).

The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.

23 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 45 companies compared. The sentences above are computed from all 45.
Full recordFilings, disclosures and news, newest first
  1. FY2026-H1MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 8.12」

    The regulatory consolidated capital adequacy ratio was 8.12% at the end of September 2025, up from 8.04% at the end of March 2025.
  2. FY2025MitigatedAnnual report

    「Equity ratio % Approximately 7.4 8.04 Approximately 0.6」

    The consolidated capital adequacy ratio for the fiscal year ending March 2025 was 8.04%, above the medium-term management plan target of approximately 7.4%. It also rose from 7.62% at the end of the previous fiscal year.
  3. FY2025-H1MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 7.69」

    The consolidated capital adequacy ratio at the end of September 2024 was 7.69%, up from 7.62% at the end of March 2024. It also remains above the required domestic-standard level of at least 4%.
  4. FY2024WorsenedAnnual report

    「Equity ratio % Approximately 8.2 7.62 Approximately △0.58」

    The consolidated capital adequacy ratio for the fiscal year ending March 2024 was 7.62%, approximately 0.58 percentage points below the plan of approximately 8.2%. It also declined from 7.67% at the end of the previous fiscal year.
  5. FY2024-Q3MitigatedAnnual report

    「Equity ratio % 2.97 3.70 2.91」

    The equity ratio as a key management indicator rose to 3.70% from 2.97% for the same period of the previous year and 2.91% for the previous fiscal year.
  6. FY2024-Q2MitigatedAnnual report

    「30 September 2023 1. Consolidated capital adequacy ratio (2/3) 8.93」

    Against the backdrop of the raising of COVID-19 special public funds and other factors, the regulatory consolidated capital adequacy ratio rose to 8.93% from 7.67% at the end of March 2023. It also remains above the required domestic-standard level of at least 4%.
  7. FY2024-Q1WorsenedAnnual report

    「Equity ratio % 3.27 2.91 2.91」

    The equity ratio as a key management indicator fell to 2.91% from 3.27% for the same period of the previous year, reaching the same level as at the end of the previous fiscal year.
  8. FY2023WorsenedAnnual report

    「31 March 2023 1. Consolidated capital adequacy ratio (2/3) 7.67」

    The consolidated capital adequacy ratio was 7.67%, below the medium-term plan target of approximately 8.1%. It remains above the domestic-standard level of at least 4%, although it is below the plan target.
  9. FY2023-Q3WorsenedAnnual report

    「Equity ratio % 4.24 2.97 3.73」

    The equity ratio as a key management indicator was 2.97%, below 4.24% for the same period of the previous year and 3.73% for the previous fiscal year.
  10. FY2023-Q2WorsenedAnnual report

    「30 September 2022 1. Consolidated capital adequacy ratio (2/3) 8.09」

    The regulatory consolidated capital adequacy ratio fell to 8.09% from 8.15% at the end of March 2022. It remains above the required domestic-standard level of at least 4%.
  11. FY2023-Q1WorsenedAnnual report

    「Equity ratio % 4.25 3.27 3.73」

    The equity ratio as a key management indicator was 3.27%, below 4.25% for the same period of the previous year and 3.73% for the previous fiscal year.
  12. FY2022Regulatory ratio rises while key indicator declinesAnnual report

    「Consolidated capital adequacy ratio (domestic standards) 8.15% / Equity ratio 3.73%」

    The regulatory consolidated capital adequacy ratio rose to 8.15% from 8.07% at the end of the previous fiscal year, exceeding the medium-term plan target of approximately 8.0%, while the equity ratio as a key management indicator fell to 3.73% from 4.36% for the previous fiscal year.
  13. FY2022-Q3WorsenedAnnual report

    「Equity ratio % 4.26 4.24 4.36」

    The equity ratio as a key management indicator was 4.24%, below 4.26% for the same period of the previous year and 4.36% for the previous fiscal year.
  14. FY2022-Q2WorsenedAnnual report

    「30 September 2021 1. Consolidated capital adequacy ratio (2/3) 8.13」

    The regulatory consolidated capital adequacy ratio was 8.13%, compared with 8.07% at the end of the previous fiscal year and 8.29% at the end of the previous interim period. It remains above the required domestic-standard level of at least 4%.
  15. FY2022-Q1WorsenedAnnual report

    「Equity ratio % 4.29 4.25 4.36」

    The equity ratio as a key management indicator was 4.25%, below 4.29% for the same period of the previous year and 4.36% for the previous fiscal year.
  16. FY2021-Q3WorsenedAnnual report

    「Equity ratio % 4.56 4.26 4.46」

    The equity ratio as a key management indicator was 4.26%, below 4.56% for the same period of the previous year and 4.46% for the previous fiscal year. This is defined differently from the regulatory consolidated capital adequacy ratio.
  17. FY2021-Q2MitigatedAnnual report

    「30 September 2020 1. Consolidated capital adequacy ratio (2/3) 8.29」

    The consolidated capital adequacy ratio rose to 8.29% from 8.07% at the end of the previous fiscal year. It also remains above the required domestic-standard level of at least 4%.
  18. FY2021-Q1WorsenedAnnual report

    「Equity ratio % 4.59 4.29 4.46」

    The equity ratio as a key management indicator was 4.29%, below 4.59% for the same period of the previous year and 4.46% for the previous fiscal year. This is defined differently from the regulatory consolidated capital adequacy ratio disclosed previously.
  19. FY2020WorsenedAnnual report

    「31 March 2020 1. Consolidated capital adequacy ratio (2/3) 8.07」

    The consolidated capital adequacy ratio fell to 8.07% from 8.39% at the end of the previous fiscal year, below the medium-term management plan target of 8.41% for the fiscal year ending March 2020. However, it remains above the required level of at least 4%.
  20. FY2020-Q3Increase in the equity ratio, a key indicatorAnnual report

    「Equity ratio % 4.51 4.56 4.60」

    The company disclosed an equity ratio of 4.56% as a key management indicator. It increased from 4.51% for the same period of the previous year but remained below 4.60% for the previous fiscal year. This is defined differently from the regulatory consolidated capital adequacy ratio disclosed previously.
  21. FY2020-Q2WorsenedAnnual report

    「30 September 2019 1. Consolidated capital adequacy ratio (2/3) 8.24」

    The regulatory consolidated capital adequacy ratio fell to 8.24% from 8.39% at the end of March 2019. Although it remains above the required domestic-standard level of at least 4%, exposure to the risk of a decline in the capital adequacy ratio is increasing.
  22. FY2020-Q1Updated Equity RatioAnnual report

    「Equity ratio % 4.57 4.59 4.60」

    The company disclosed an equity ratio of 4.59% as a key management indicator. The comparative figures are 4.57% for the first quarter of the previous fiscal year and 4.60% for the previous fiscal year, and the ratio is defined differently from the regulatory consolidated capital adequacy ratio disclosed previously.
  23. FY2019WorsenedAnnual report

    「31 March 2019 1. Consolidated capital adequacy ratio (2/3) 8.39」

    The consolidated capital adequacy ratio fell to 8.39% from 8.70% at the end of the previous fiscal year, below the medium-term management plan target of 8.53%. However, it remains above the required level of at least 4%.
  24. FY2019-Q3WorsenedAnnual report

    「Equity ratio % 4.72 4.51 4.55」

    The equity ratio as a key management indicator was 4.51%, below 4.72% for the same period of the previous year and 4.55% for the previous fiscal year. This is defined differently from the regulatory consolidated capital adequacy ratio disclosed previously.
  25. FY2019-Q2Updated Equity RatioAnnual report

    「30 September 2018 1. Consolidated capital adequacy ratio (2/3) 8.70」

    The regulatory consolidated capital adequacy ratio was 8.70%, unchanged from the end of the previous consolidated fiscal year. The equity ratio as a key management indicator was 4.63%.
  26. FY2019-Q1Updated Equity RatioAnnual report

    「Equity ratio % 4.58 4.57 4.55」

    The company disclosed an equity ratio of 4.57% as a key management indicator. Comparative figures of 4.58% for the first quarter of the previous fiscal year and 4.55% for the previous fiscal year are also shown. This is defined differently from the regulatory consolidated capital adequacy ratio disclosed previously.
  27. FY2018WorsenedAnnual report

    「31 March 2018 1. Consolidated capital adequacy ratio (2/3) 8.70」

    The regulatory consolidated capital adequacy ratio fell to 8.70% from 9.12% at the end of the previous fiscal year. Although it remains above the required level of at least 4%, the company disclosed the risk of a decline in the ratio.
  28. FY2018-Q3Updated Equity RatioAnnual report

    「Equity ratio % 4.56 4.72 4.48」

    The company disclosed an equity ratio of 4.72% as a key management indicator. This is compared with 4.56% for the same period of the previous year and 4.48% for the previous fiscal year, and is defined differently from the regulatory consolidated capital adequacy ratio disclosed previously.
  29. FY2018-Q2WorsenedAnnual report

    「30 September 2017 1. Consolidated capital adequacy ratio (2/3) 8.99」

    The consolidated capital adequacy ratio fell to 8.99% from 9.44% at the end of the previous consolidated fiscal year and 9.12% at the end of March 2017. The company continues to disclose the risk associated with the obligation to maintain a domestic-standard ratio of at least 4%.
  30. FY2017WorsenedAnnual report

    「31 March 2017 1. Consolidated capital adequacy ratio (2/3) 9.12」

    The consolidated capital adequacy ratio was 9.12%, down from 9.34% in the previous disclosure and 9.44% at the end of the previous consolidated fiscal year. The company continues to disclose the risk associated with the obligation to maintain a domestic-standard ratio of at least 4%.
  31. FY2017-Q2Updated Equity RatioAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.34」

    The company disclosed a consolidated capital adequacy ratio of 9.34% as of 30 September 2016.
  32. FY2016First statedAnnual report

    「If our group's capital adequacy ratio falls below the required level, we will be subject to various orders from the supervisory authorities, including orders to suspend all or part of our operations.」

    A consolidated capital adequacy ratio of at least 4% under domestic standards is required to be maintained; the consolidated capital adequacy ratio for the period was 9.44%.
Moved together

"Risk of Impairment of Fixed Assets" moved the same way as this thread, in the same document, in 16 of its 34 moves.

161513876★123456
  1. ★This thread
  2. 1Risk of Impairment of Fixed Assets16×
  3. 2Market fluctuation risks in interest rates, stock prices and foreign exchange rates15×
  4. 3Risk of higher non-performing loans and loan-loss provisions13×
  5. 4Strengthening the Management Foundation Through Higher Earnings Power and Efficiency8×
  6. 5Stable Dividends and Strengthening Retained Earnings7×
  7. 6Risk of Deteriorating Earnings Due to Negative Interest Rates and Market Conditions6×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Jimoto Holdings yet. It last moved in the Earnings presentation of 2026-08-14: "Mitigated".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Risk of a Decline in the Capital Adequacy Ratio and Regulatory Action | Jimoto Holdings,Inc. (7161) | Komori