Expansion of Policy Lending and Loans to Small and Medium-Sized Enterprises
First written in FY2016. 17 of 38 entries say "Advanced", first in FY2018. Latest entry: 2026-08-07.
3 other companies' latest entry also says "Other".
- 2026-08-07OtherEarnings
「The balance of loans declined by ¥2.3575 billion from the end of the previous consolidated fiscal year to ¥1.917467 trillion, mainly because loans to small and medium-sized enterprises, etc. decreased.」
Consolidated loans declined from the previous fiscal year-end, and combined loans to small and medium-sized enterprises, etc. at the two banks also declined by ¥2.4322 billion. Lending to small and medium-sized enterprises continues to show weakness. - FY2026Concurrent Growth in Consumer Loans and Decline in SME LendingAnnual report
「The balance of loans increased by ¥17,800 million from the end of the previous consolidated fiscal year to ¥1,941,000 million, mainly due to an increase in consumer loans, including housing loans.」
Consolidated loans increased by ¥17,800 million, while the combined total for the 2 banks showed a ¥5,099 million decrease in loans to small and medium-sized enterprises and a ¥29,154 million increase in consumer loans. As in the previous fiscal year, the increase in the balance of loans is being driven primarily by consumer loans. - 2026-05-15OtherEarnings
「Loans to small and medium-sized enterprises, etc. 1,764,063 21,581 24,287 1,742,481 1,739,776」
Combined loans to small and medium-sized enterprises, etc. at the two banks increased, while loans specifically to small and medium-sized enterprises declined from the previous fiscal year-end, indicating divergent trends by borrower category. - FY2026-H1Increase in the balance of loans due to growth in consumer loansAnnual report
「The balance of loans increased by ¥5,231 million from the end of the previous consolidated fiscal year to ¥1,928,379 million, mainly due to an increase in consumer loans.」
The explanation shifted from one focused primarily on business loans and loans to small and medium-sized enterprises in the previous interim period to an overall increase in the balance of loans in the current interim period, driven mainly by growth in consumer loans. - FY2025Concurrent Growth in Consumer Loans and Decline in SME LendingAnnual report
「The balance of loans increased by ¥6,900 million from the end of the previous consolidated fiscal year to ¥1,923,100 million, mainly due to an increase in consumer loans, including housing loans.」
Consolidated loans overall increased by ¥6,900 million, while the combined total for the 2 banks showed a ¥12,476 million decrease in loans to small and medium-sized enterprises and a ¥45,493 million increase in consumer loans. - FY2025-H1Decrease in the balance of loans due to a decline in business loansAnnual report
「The balance of loans decreased by ¥13,904 million from the end of the previous consolidated fiscal year to ¥1,902,269 million, mainly due to a decline in business loans, including syndicated loans.」
The balance of loans, which had been on an upward trend through the previous fiscal year, decreased from the end of the previous fiscal year, primarily due to a decline in business loans, including syndicated loans. - FY2024AdvancedAnnual report
「The balance of loans increased by ¥33,100 million from the end of the previous consolidated fiscal year to ¥1,916,100 million, mainly due to increases in consumer loans, including housing loans, and loans to small and medium-sized enterprises.」
The balance of loans increased by ¥33,100 million from the end of the previous fiscal year. Consumer loans increased by ¥40,849 million, while loans to small and medium-sized enterprises increased by ¥3,697 million. - FY2024-Q3AdvancedAnnual report
「The balance of loans increased by ¥24,099 million from the end of the previous consolidated fiscal year to ¥1,907,127 million, mainly due to an increase in loans to small and medium-sized enterprises and other borrowers.」
The overall balance of loans increased by ¥24,099 million from the end of the previous fiscal year to ¥1,907,127 million, due to an increase in loans to small and medium-sized enterprises and other borrowers. - FY2024-Q2AdvancedAnnual report
「The balance of loans increased by ¥10,573 million from the end of the previous consolidated fiscal year to ¥1,893,601 million, mainly due to an increase in loans to small and medium-sized enterprises and other borrowers.」
The balance of loans, having reversed the decline reported in the previous quarter, increased by ¥10,573 million from the end of the previous consolidated fiscal year, due to an increase in loans to small and medium-sized enterprises and other borrowers. - FY2024-Q1Decline in loans outstanding due to a decrease in lending to small and medium-sized enterprises and other borrowersAnnual report
「The balance of loans outstanding decreased by ¥9.001 billion from the end of the previous consolidated fiscal year to ¥1,874.026 billion, mainly because lending to small and medium-sized enterprises and other borrowers declined.」
The balance of loans, which had increased through the previous fiscal year, decreased by ¥9,001 million from the end of the previous fiscal year, mainly due to a decline in loans to small and medium-sized enterprises and other borrowers. - FY2023AdvancedAnnual report
「The balance of loans outstanding increased by ¥9.7 billion from the end of the previous consolidated fiscal year to ¥1,883.0 billion, mainly because consumer loans, including housing loans, and lending to small and medium-sized enterprises increased.」
In the fiscal year ending March 2023, loans outstanding increased by ¥9.7 billion, lending to small and medium-sized enterprises increased by ¥12.0 billion, and consumer loans increased by ¥34.1 billion. - FY2023-Q3Increase in loans outstanding due to growth in lending to small and medium-sized enterprises and other borrowersAnnual report
「The balance of loans outstanding increased by ¥8.935 billion from the end of the previous consolidated fiscal year to ¥1,882.259 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Total loans outstanding increased from the previous fiscal year-end due to growth in lending to small and medium-sized enterprises and other borrowers. - FY2023-Q2Decline in loans outstanding due to a decrease in policy lending and other lendingAnnual report
「The balance of loans outstanding decreased by ¥8.087 billion from the end of the previous consolidated fiscal year to ¥1,865.236 billion, as policy lending and other lending declined despite an increase in lending to small and medium-sized enterprises and other borrowers.」
Although lending to small and medium-sized enterprises and other borrowers increased, total loans outstanding declined from the previous fiscal year-end due to a decrease in policy lending and other lending. - FY2023-Q1Decline in loans outstanding due to a decrease in lending to small and medium-sized enterprises and other borrowersAnnual report
「The balance of loans outstanding decreased by ¥10.553 billion from the end of the previous consolidated fiscal year to ¥1,862.770 billion, mainly because lending to small and medium-sized enterprises and other borrowers declined.」
The increase in loans outstanding centered on lending to small and medium-sized enterprises, which had continued through the previous full fiscal year, reversed, and total loans outstanding declined in the first quarter of the current fiscal year due to a decrease in lending to small and medium-sized enterprises and other borrowers. - FY2022AdvancedAnnual report
「The balance of loans outstanding increased by ¥28.5 billion from the end of the previous consolidated fiscal year to ¥1,873.3 billion, mainly because consumer loans, including housing loans, and lending to small and medium-sized enterprises increased.」
Loans outstanding increased by ¥28.5 billion from the previous fiscal year-end. Lending to small and medium-sized enterprises increased by ¥14.176 billion, and consumer loans increased by ¥38.184 billion. - FY2022-Q3AdvancedAnnual report
「Among the major account balances, the balance of loans outstanding increased by ¥15.410 billion from the end of the previous consolidated fiscal year to ¥1,860.182 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Total loans outstanding increased by ¥15.410 billion from the end of the previous consolidated fiscal year to ¥1,860.182 billion due to growth in lending to small and medium-sized enterprises and other borrowers. - FY2022-Q2AdvancedAnnual report
「The balance of loans outstanding increased by ¥4.503 billion from the end of the previous consolidated fiscal year to ¥1,849.275 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Total loans outstanding increased by ¥4.503 billion from the previous fiscal year-end due to growth in lending to small and medium-sized enterprises and other borrowers. - FY2022-Q1Decline in loans outstanding due to a decrease in lending to small and medium-sized enterprises and other borrowersAnnual report
「The balance of loans outstanding decreased by ¥3.046 billion from the end of the previous consolidated fiscal year to ¥1,841.726 billion, mainly because lending to small and medium-sized enterprises and other borrowers declined.」
The increase in loans outstanding centered on lending to small and medium-sized enterprises and other borrowers, which had continued through the previous fiscal year-end, reversed, and total loans outstanding decreased by ¥3.046 billion this quarter due to a decline in such lending. - FY2021-Q3AdvancedAnnual report
「The balance of loans outstanding increased by ¥67.004 billion from the end of the previous consolidated fiscal year to ¥1,831.612 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Total loans outstanding increased by ¥67.004 billion from the previous fiscal year-end due to growth in lending to small and medium-sized enterprises and other borrowers. - FY2021-Q2AdvancedAnnual report
「The balance of loans outstanding increased by ¥86.271 billion from the end of the previous consolidated fiscal year to ¥1,850.879 billion, as growth in lending to small and medium-sized enterprises and consumer loans more than offset the decline in lending to local governments.」
Total loans outstanding increased by ¥86.271 billion from the previous fiscal year-end due to growth in lending to small and medium-sized enterprises and consumer loans. - FY2021-Q1AdvancedAnnual report
「The balance of loans outstanding increased by ¥55.705 billion from the end of the previous consolidated fiscal year to ¥1,820.313 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased in response to strong demand for funds related to the novel coronavirus disease.」
Lending to small and medium-sized enterprises and other borrowers increased in response to demand for funds related to the infectious disease, and total loans outstanding also increased by ¥55.705 billion from the previous fiscal year-end. - FY2020AdvancedAnnual report
「The balance of loans outstanding increased by ¥1.8 billion from the end of the previous consolidated fiscal year to ¥1,764.6 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Total loans increased by ¥1.8 billion. Lending to small and medium-sized enterprises increased by ¥23.210 billion, and consumer loans increased by ¥30.150 billion. Although lending to local governments declined, the figures indicate expansion in lending to small and medium-sized enterprises and individuals. - FY2020-Q3AdvancedAnnual report
「The balance of loans outstanding increased by ¥14.423 billion from the end of the previous consolidated fiscal year to ¥1,777.173 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Total loans outstanding increased from the previous fiscal year-end due to growth in lending to small and medium-sized enterprises and other borrowers. - FY2020-Q2AdvancedAnnual report
「The balance of loans outstanding increased by ¥500 million from the end of the previous consolidated fiscal year to ¥1,767.753 billion, as growth in lending to small and medium-sized enterprises and consumer loans more than offset the decline in lending to local governments.」
Growth in lending to small and medium-sized enterprises and consumer loans offset the decline in lending to local governments, resulting in an increase in total loans outstanding from the previous fiscal year-end. - FY2020-Q1Decline in loans outstanding due to a decrease in lending to small and medium-sized enterprises and other borrowersAnnual report
「The balance of loans outstanding decreased by ¥22.127 billion from the end of the previous consolidated fiscal year to ¥1,740.622 billion, mainly because lending to small and medium-sized enterprises and other borrowers declined.」
Total loans outstanding declined from the previous fiscal year-end, mainly because lending to small and medium-sized enterprises and other borrowers decreased. - FY2019AdvancedAnnual report
「The balance of loans outstanding increased by ¥40.7 billion from the end of the previous consolidated fiscal year to ¥1,762.7 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Loans outstanding increased by ¥40.7 billion. Lending to small and medium-sized enterprises increased by ¥51.183 billion, from ¥866.170 billion to ¥917.353 billion. Consumer loans also increased by ¥34.981 billion. - FY2019-Q3AdvancedAnnual report
「Among the major account balances, the balance of loans outstanding increased by ¥7.009 billion from the end of the previous consolidated fiscal year to ¥1,729.013 billion, as growth in lending to small and medium-sized enterprises and other borrowers more than offset the decline in lending to local governments.」
Lending to small and medium-sized enterprises and other borrowers increased by more than lending to local governments declined, resulting in an increase in total loans outstanding from the previous fiscal year-end. - FY2019-Q2AdvancedAnnual report
「The balance of loans outstanding increased by ¥535 million from the end of the previous consolidated fiscal year to ¥1,722.539 billion, as growth in lending to small and medium-sized enterprises and consumer loans more than offset the decline in lending to local governments.」
Total loans outstanding increased from the previous fiscal year-end due to growth in lending to small and medium-sized enterprises and consumer loans. - FY2019-Q1Decline in loans outstanding due to a decrease in lending to small and medium-sized enterprises and other borrowersAnnual report
「Among the major account balances, the balance of loans outstanding decreased by ¥41.746 billion from the end of the previous consolidated fiscal year to ¥1,680.257 billion, mainly because lending to small and medium-sized enterprises and other borrowers declined.」
Loans outstanding had increased in the previous full fiscal year due to growth in lending to small and medium-sized enterprises, but declined from the fiscal year-end this quarter because lending to small and medium-sized enterprises and other borrowers decreased. - FY2018AdvancedAnnual report
「The balance of loans outstanding increased by ¥23.9 billion from the end of the previous consolidated fiscal year to ¥1,722.0 billion, mainly because lending to small and medium-sized enterprises and other borrowers increased.」
Lending to small and medium-sized enterprises increased by ¥50.188 billion, from ¥816.526 billion to ¥866.715 billion, and total loans outstanding also increased. - FY2018-Q3Continued decline alongside growth in lending to small and medium-sized enterprises and other borrowersAnnual report
「Among the major account balances, the balance of loans outstanding decreased by ¥11.905 billion from the end of the previous consolidated fiscal year to ¥1,686.147 billion, as lending to local governments declined despite an increase in lending to small and medium-sized enterprises and other borrowers.」
Although lending to small and medium-sized enterprises and other borrowers increased, total loans outstanding declined from the end of the previous consolidated fiscal year due to a decrease in lending to local governments. - FY2018-Q2Modest decline alongside growth in lending to small and medium-sized enterprises and other borrowersAnnual report
「The balance of loans outstanding decreased by ¥139 million from the end of the previous consolidated fiscal year to ¥1,697.914 billion, as lending to local governments declined despite an increase in lending to small and medium-sized enterprises and other borrowers.」
Although lending to small and medium-sized enterprises and other borrowers increased, total loans outstanding declined modestly from the fiscal year-end due to a decrease in lending to local governments. - FY2018-Q1Return to a decline after the increaseAnnual report
「The balance of loans outstanding decreased by ¥43.261 billion from the end of the previous consolidated fiscal year to ¥1,654.792 billion, mainly because lending to small and medium-sized enterprises and other borrowers declined.」
Loans outstanding had increased during FY2017 due to growth in business loans, but declined again from the fiscal year-end in the first quarter of the current fiscal year because lending to small and medium-sized enterprises and other borrowers decreased. - FY2017Turnaround to growth driven by business loansAnnual report
「The balance of loans outstanding increased by ¥19.1 billion from the end of the previous consolidated fiscal year to ¥1,698.0 billion, mainly because business loans increased.」
After declining through the previous quarter, loans outstanding increased in the current fiscal year, driven by growth in business loans. - FY2017-Q3RestatedAnnual report
「The balance of loans outstanding decreased by ¥33.667 billion from the end of the previous consolidated fiscal year to ¥1,645.256 billion, mainly because lending to local governments declined.」
Loans outstanding continued to decline, with lending to local governments again cited as the primary factor behind the decrease. - FY2017-Q2Change in the factors behind the declineAnnual report
「The balance of loans outstanding decreased by ¥25.309 billion from the end of the previous consolidated fiscal year to ¥1,653.614 billion, mainly because lending to local governments declined.」
The downward trend in loans outstanding was confirmed, with lending to local governments, rather than lending to small and medium-sized enterprises and other borrowers as in the previous quarter, identified as the primary factor behind the decline this time. - FY2017-Q1Changed from an increase to a decreaseAnnual report
「The balance of loans outstanding decreased by ¥64.114 billion from the end of the previous consolidated fiscal year to ¥1,614.809 billion, mainly because lending to small and medium-sized enterprises and other borrowers declined.」
Whereas the previous period showed growth in policy lending and lending to small and medium-sized enterprises, loans outstanding declined this quarter due to a decrease in lending to small and medium-sized enterprises and other borrowers. - FY2016First statedAnnual report
「The balance of loans outstanding increased by ¥78.5 billion from the end of the previous consolidated fiscal year to ¥1,678.9 billion, reflecting growth in policy lending and lending to small and medium-sized enterprises.」
The increase in loans outstanding demonstrated as a result of support for core business activities and regional businesses.