Advancing Management Control, Including Securities Investment, Human Resources, Credit Risk, Auditing and Sustainability
First written in FY2022. 6 of 11 entries say "Advanced", first in FY2023. Latest entry: 2026-09-25.
The whole theme swung hardest in 2025: 2 of 8 companies on the "Worse" side.
8 other companies' latest entry also says "Advanced".
- FY2026-H1AdvancedAnnual report
「The bank's new management team is advancing cultural reform by emphasizing meetings and dialogue with employees, soliciting and implementing a range of opinions and ideas for the bank's recovery. じもとホールディングス and 仙台銀行 will continue to support these initiatives and work toward steady recovery and restoration of trust.」
Regarding きらやか銀行's management and recovery, the group has put into concrete form initiatives involving external specialists and an executive responsible for credit assessment at 仙台銀行, dialogue between the new management team and employees, implementation of employee feedback, and organizational culture reform. - FY2025AdvancedAnnual report
「Regarding credit risk management, we invited external specialists in corporate support and risk management and an executive responsible for credit assessment at 仙台銀行 to rebuild our corporate support and lending assessment frameworks. We are also working to contain credit risk by thoroughly visiting business partners and providing accurate support for management assistance, business restructuring and other matters.」
The rebuilding and management of きらやか銀行 have progressed to specific operational measures, including bringing in external specialists and an executive responsible for credit assessment at 仙台銀行, rebuilding the corporate support and credit assessment frameworks, and providing support through visits to business partners. - FY2024AdvancedAnnual report
「The bank had been strengthening its credit management framework, but determined that it was still a work in progress and that it was necessary to actively incorporate external perspectives in rebuilding its corporate support and credit assessment frameworks.」
Following the discovery of accounting fraud at a major business partner and the recognition of substantial provisions, the group has specified the rebuilding of きらやか銀行's corporate support and credit assessment frameworks and the introduction of external perspectives as specific management measures. - FY2024-Q3RestatedAnnual report
「The company will strengthen its involvement in the measures implemented by きらやか銀行 to restore its performance and will focus on managing and auditing credit risk.」
The policy of strengthening involvement in きらやか銀行's business recovery measures and managing and auditing credit risk on a focused basis is continuing. - FY2024-Q1RestatedAnnual report
「The company will strengthen its involvement in the measures implemented by きらやか銀行 to restore its performance and will focus on managing and auditing credit risk.」
The policy of strengthening involvement in きらやか銀行's business recovery measures and managing and auditing credit risk on a focused basis is continuing. - FY2023AdvancedAnnual report
「The company will strengthen its involvement in the measures implemented by きらやか銀行 to restore its performance and will focus on managing and auditing credit risk.」
Following the failure of a major business partner and the increase in provisions, the group has specified its involvement in きらやか銀行's improvement measures and the focused management and auditing of credit risk. - FY2023-Q3RestatedAnnual report
「In light of provisions recorded due to the poor performance of a specific large borrower at きらやか銀行, we will further strengthen the group's credit risk management framework.」
The policy of further strengthening the group's credit risk management framework in light of provisions related to large borrowers is continuing. - FY2023-Q2RestatedAnnual report
「In light of provisions recorded due to the poor performance of a specific large borrower at きらやか銀行, we will further strengthen the group's credit risk management framework.」
The strengthening of the group's credit risk management framework in light of provisions related to large borrowers is continuing. - FY2022First statedAnnual report
「We will actively use the SBI Group's expertise to enhance our securities investment management framework and develop human resources. We will also work to improve the effectiveness of our governance framework by strengthening credit risk management in preparation for the prolonged impact of COVID-19, management of subsidiary banks, group auditing and sustainability initiatives.」
As a key theme of the current medium-term management plan, the group has newly established comprehensive management controls covering securities investment management using SBI's expertise, human resources development, credit risk management, subsidiary bank management, group auditing and sustainability.