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Rakuten Bank (5838) · TargetAdvanced

Further Strengthening Equity Capital to Support Growth Investments

First written in FY2023. 11 of 15 entries say "Advanced", first in FY2024-Q1. Latest entry: 2026-08-06.

15entries
4years
6from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2024-Q1 – 2026-05-122023: 320232024: 320242025: 220252026: 72026
Same theme, other companies
Strengthening the Financial Base Through Retained Earnings AccumulationA theme 53 companies write about · 0 as a headwind · 54 as a tailwind

14 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 53 companies compared. The sentences above are computed from all 53.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-06AdvancedFinancial results

    「利益剰余金が親会社株主に帰属する四半期純利益の計上により前連結会計年度末比20,965百万円増の365,970百万円となりました。純資産の部の合計額は、前連結会計年度末比28,764百万円増の418,294百万円となりました。」

    四半期利益の蓄積により利益剰余金と純資産が増加した。
  2. FY2026AdvancedAnnual report

    「The Bank's consolidated equity ratio, calculated as of the end of March 2026 in accordance with the formula prescribed in the "Criteria for determining whether a bank's capital adequacy is appropriate in light of its assets and other holdings, pursuant to Article 14-2 of the Banking Act (Financial Services Agency Notification No. 19 of 2006)," was 10.74%. The Bank is not in a situation requiring it to strengthen its equity base in the short term, and strengthening the equity base is not currently a priority. However, in view of the medium- to long-term build-up of investment assets, we believe it is necessary to steadily accumulate profits each fiscal year and further strengthen the equity base.」

    Retained earnings reached ¥345,004 million and net assets reached ¥389,529 million, reflecting progress in strengthening the equity base through profit accumulation.
  3. FY2026-H1AdvancedAnnual report

    「Retained earnings increased by ¥34,007 million from the end of the previous consolidated fiscal year to ¥305,938 million, reflecting the recognition of interim net income attributable to owners of the parent. Total net assets increased by ¥36,978 million from the end of the previous consolidated fiscal year to ¥356,095 million.」

    The accumulation of interim profit increased retained earnings and net assets, advancing the strengthening of the equity base supporting growth investment.
  4. FY2025AdvancedAnnual report

    「The Bank's consolidated equity ratio, calculated as of the end of March 2025 in accordance with the formula prescribed in the "Criteria for determining whether a bank's capital adequacy is appropriate in light of its assets and other holdings, pursuant to Article 14-2 of the Banking Act (Financial Services Agency Notification No. 19 of 2006)," was 10.61%. In view of the medium- to long-term build-up of investment assets, we believe it is necessary to steadily accumulate profits each fiscal year and further strengthen the equity base.」

    Retained earnings reached ¥271,931 million and net assets reached ¥319,117 million, reflecting progress in strengthening the equity base through profit accumulation.
  5. FY2025-H1AdvancedAnnual report

    「Retained earnings increased by ¥22,145 million from the end of the previous consolidated fiscal year to ¥243,297 million, reflecting the recognition of interim net income attributable to owners of the parent. Total net assets increased by ¥19,625 million from the end of the previous consolidated fiscal year to ¥299,212 million.」

    Profit accumulation following the listing-related capital increase increased retained earnings and net assets from the end of the previous consolidated fiscal year, advancing efforts to strengthen the equity base.
  6. FY2024AdvancedAnnual report

    「The Bank's consolidated equity ratio, calculated as of the end of March 2024 in accordance with the formula prescribed in the "Criteria for determining whether a bank's capital adequacy is appropriate in light of its assets and other holdings, pursuant to Article 14-2 of the Banking Act (Financial Services Agency Notification No. 19 of 2006)," was 10.93%. The Bank is not in a situation requiring it to strengthen its equity base in the short term, and strengthening the equity base is not currently a priority. However, in view of the medium- to long-term build-up of investment assets, we believe it is necessary to steadily accumulate profits each fiscal year and further strengthen the equity base.」

    Following the accumulation of ¥34,436 million in net income for the period after the listing-related capital increase, net assets reached ¥279,587 million and the consolidated equity ratio was 10.93%.
  7. FY2024-Q3AdvancedAnnual report

    「Regarding net assets, capital stock and capital surplus each increased by ¥6,662 million from the end of the previous consolidated fiscal year as a result of the capital increase and other transactions accompanying the April 2023 listing on the Tokyo Stock Exchange Prime Market, bringing capital stock to ¥32,616 million and capital surplus to ¥10,543 million. Retained earnings increased by ¥25,077 million from the end of the previous consolidated fiscal year to ¥211,792 million, reflecting the recognition of quarterly net income attributable to owners of the parent. Total net assets increased by ¥39,030 million from the end of the previous consolidated fiscal year to ¥270,714 million.」

    In addition to the listing-related capital increase, quarterly profit accumulated, increasing retained earnings and net assets from the end of the previous fiscal year.
  8. FY2024-Q2AdvancedAnnual report

    「Regarding net assets, the capital stock and capital surplus each increased by ¥6,662 million from the end of the previous consolidated fiscal year as a result of the capital increase accompanying the April 2023 listing on the Tokyo Stock Exchange Prime Market, bringing capital stock to ¥32,616 million and capital surplus to ¥10,543 million. In addition, retained earnings increased by ¥16,097 million from the end of the previous consolidated fiscal year to ¥202,812 million, reflecting the recognition of interim net income attributable to owners of the parent.」

    In addition to the listing-related capital increase, the accumulation of interim net income increased retained earnings by ¥16,097 million from the end of the previous fiscal year.
  9. FY2024-Q1AdvancedAnnual report

    「Regarding net assets, the capital stock and capital surplus each increased by ¥6,662 million from the end of the previous consolidated fiscal year as a result of the capital increase accompanying the April 2023 listing on the Tokyo Stock Exchange Prime Market, bringing capital stock to ¥32,616 million and capital surplus to ¥10,543 million. In addition, retained earnings increased by ¥8,087 million from the end of the previous consolidated fiscal year to ¥194,802 million, reflecting the recognition of interim net income attributable to owners of the parent. As a result, total net assets increased by ¥25,387 million from the end of the previous consolidated fiscal year to ¥257,071 million.」

    The listing-related public offering and third-party allotment, together with profit accumulation, led to specific increases in capital stock, capital surplus, retained earnings and net assets.
  10. FY2023First statedAnnual report

    「We believe it is necessary to strengthen the equity base through this public offering and to further strengthen it by steadily accumulating profits each fiscal year.」

    The consolidated equity ratio was 11.21% at the end of March 2023, and equity is positioned as the financial base for expanding loans and building up investment assets.
Moved together

"Strengthening profitability through the two pillars of lending interest income and fee income" moved the same way as this thread, in the same document, in 11 of its 15 moves.

1111101097★123456
  1. ★This thread
  2. 1Strengthening profitability through the two pillars of lending interest income and fee income11×
  3. 2Diversification of managed assets through personal loans, securitization and securities11×
  4. 3Expansion to 13.73 million accounts and ¥9.1 trillion in deposits10×
  5. 4Converting Personal Accounts into Primary Everyday Banking Accounts and Increasing the Primary-Account Ratio10×
  6. 5Expanding payments, receipt and deposit management services closely tied to everyday life9×
  7. 6Customer Acquisition and Retention through Synergies with the Rakuten Ecosystem7×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Rakuten Bank yet. It last moved in the Financial results of 2026-08-06: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Further Strengthening Equity Capital to Support Growth Investments | Rakuten Bank,Ltd. (5838) | Komori