Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Growth in investment assets and higher investment yields following the Bank of Japan's policy rate hike, growth in the number of accounts and progress in their use as primary household accounts, growth in deposits and higher deposit interest rates, and increases in personnel expenses, software amortization, outsourcing expenses and advertising expenses, among others
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | 30,209 Millions of yen (YoY +26.1%) |
| Profit attributable to owners of the parent | 20,965 Millions of yen (YoY +24.5%) |
| Net income per share | ¥120.14 |
| Equity ratio | End of the current fiscal period 2.3 / End of previous period 2.2 |
| Total assets | 16,486,390 Millions of yen |
| Net assets | 418,294 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 125,780 Millions of yen (YoY +22.0%) / Net income 88,145 Millions of yen (YoY +20.6%) |
| Revision to Earnings Forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income Not disclosed → 125,780 Millions of yen / Net income Not disclosed → 88,145 Millions of yen |
| Annual Dividend Forecast | ¥0 → ¥0（0.0%） |
| Depreciation and amortization | 2,288 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on reversal of subscription rights to shares 0 Millions of yen / Extraordinary loss Losses on disposal of fixed assets 2 Millions of yen |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | 0 companies added or excluded (no material changes) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Available (for institutional investors and analysts) |
| Issued Shares at Period-End | 174,510,680 |
| Treasury Shares at Period-End | 144 |
| Factors Behind Changes in Business Performance | Growth in investment assets and higher investment yields following the Bank of Japan's policy rate hike, growth in the number of accounts and progress in their use as primary household accounts, growth in deposits and higher deposit interest rates, and increases in personnel expenses, software amortization, outsourcing expenses and advertising expenses, among others |
Items this document does not state (15)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Interest and dividend income increased as investment assets grew and investment yields rose following the Bank of Japan's policy rate hike. Fees received for foreign exchange transactions, account transfers and card-related services also increased as the number of accounts grew and more accounts became primary household accounts. Expenses also increased due to growth in deposits, higher deposit interest rates, and increases in personnel expenses, software amortization, outsourcing expenses and advertising expenses, among others.