Komori
Rakuten Bank (5838) · InitiativeAdvanced

Expanding payments, receipt and deposit management services closely tied to everyday life

First written in FY2023. 10 of 11 entries say "Advanced", first in FY2024-Q1. Latest entry: FY2026.

11entries
4years
2from disclosures
Share on X
How it moved
ProgressHeldSoftenedWorseAdvancedFY2024-Q1 – FY20262023: 320232024: 320242025: 220252026: 32026
Same theme, other companies
Integration and Diversification of Retail Financial FunctionsA theme 7 companies write about · 0 as a headwind · 7 as a tailwind

4 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「These initiatives bore fruit, with the number of payments in the fiscal year ending March 2026 reaching 977 million, up 9.1% year on year.」

    We expanded services closely tied to daily life, including public funds, utility bills, taxes, receipt of salaries and pensions, transfers and international remittances, and the number of payments increased from approximately 895 million in the previous fiscal year to 977 million.
  2. FY2026-H1AdvancedAnnual report

    「To enable customers to use their accounts with our bank more conveniently as everyday accounts, we began offering direct-debit services for public funds in Kobe, Hyogo; Komae, Tokyo; Chiba, Chiba; and Kitakyushu, Fukuoka, and for water and sewerage charges in Kawasaki, Kanagawa; Kobe, Hyogo; and Kitakyushu, Fukuoka.」

    We expanded the organizations newly supported for account transfers of public funds and water and sewerage charges, further expanding payment services closely tied to daily life.
  3. FY2025AdvancedAnnual report

    「These initiatives bore fruit, with the number of payments in the fiscal year ended March 2025 reaching approximately 895 million, up 12.1% year on year.」

    We expanded services closely tied to daily life, including public funds, utility bills, taxes, receipt of salaries and pensions, transfers and international remittances, and the number of payments increased from approximately 798 million in the previous fiscal year to approximately 895 million.
  4. FY2025-H1AdvancedAnnual report

    「To enable customers to use their accounts with our bank more conveniently as everyday accounts, we began offering direct-debit services for Kawasaki City public funds and Hokkaido Gas.」

    We expanded the scope of payment services closely tied to daily life by beginning to support account transfers for public funds in Kawasaki City and Hokkaido Gas.
  5. FY2024AdvancedAnnual report

    「These initiatives bore fruit, with the number of payments in the fiscal year ended March 2024 reaching approximately 798 million, up 10.1% year on year.」

    We expanded support for public funds, water charges, scholarships, Small Enterprise Mutual Aid, loan repayments and the local tax unified QR code, among others, and the number of payments increased to approximately 798 million.
  6. FY2024-Q3AdvancedAnnual report

    「During the third quarter, we began accepting account transfers for public funds in Utsunomiya City and Fukuoka City, and account transfers for water charges payable to the Utsunomiya City Water and Sewerage Bureau and Yokohama Waterworks Bureau.」

    We newly began accepting account transfers for public funds and water charges, expanding the organizations supported by payment services closely tied to daily life.
  7. FY2024-Q2AdvancedAnnual report

    「In our account transfer service, we also began accepting account transfers for scholarships provided by the Japan Student Services Organization, the Small Enterprise Mutual Aid administered by the Organization for Small & Medium Enterprises and Regional Innovation, and repayments of loans from the Japan Finance Corporation (National Life Business and Small and Medium Enterprise Business). We also began handling the local tax unified QR code through the Rakuten Bank Convenience Store Payment Service (bill payment through the app), further expanding the organizations for which payments can be made through the service.」

    We began supporting scholarship payments, Small Enterprise Mutual Aid, repayments of Japan Finance Corporation loans and the local tax unified QR code, expanding the scope of payment services closely tied to daily life.
  8. FY2024-Q1AdvancedAnnual report

    「First, in our account transfer and Pay-easy payment services, we began handling public funds for Hachioji City and accepting account transfers for scholarships provided by the Japan Student Services Organization. We also began handling the local tax unified QR code through the Rakuten Bank Convenience Store Payment Service (bill payment through the app), further expanding the bill issuers supported.」

    We disclosed concrete expansions of payment services closely tied to daily life, including support for public funds, scholarships and the local tax unified QR code.
  9. FY2023First statedAnnual report

    「We aim to address all of our customers' diverse financial service needs by providing FinTech services that go beyond conventional banking services.」

    We list account transfers, convenience-store payments, Pay-easy, receipt of salaries and pensions, foreign currency deposits and international remittances as means of converting accounts into customers' primary daily-use accounts. The number of payments in the fiscal year ended March 2023 was approximately 724 million.
Moved together

"Converting Personal Accounts into Primary Everyday Banking Accounts and Increasing the Primary-Account Ratio" moved the same way as this thread, in the same document, in 10 of its 11 moves.

101010998★123456
  1. ★This thread
  2. 1Converting Personal Accounts into Primary Everyday Banking Accounts and Increasing the Primary-Account Ratio10×
  3. 2Strengthening profitability through the two pillars of lending interest income and fee income10×
  4. 3Diversification of managed assets through personal loans, securitization and securities10×
  5. 4Expansion to 13.73 million accounts and ¥9.1 trillion in deposits9×
  6. 5Further Strengthening Equity Capital to Support Growth Investments9×
  7. 6Customer Acquisition and Retention through Synergies with the Rakuten Ecosystem8×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Rakuten Bank yet. It last moved in the M&A and Subsidiary Changes of 2026-05-20: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Expanding payments, receipt and deposit management services closely tied to everyday life | Rakuten Bank,Ltd. (5838) | Komori