Funding Policy Based on Bank Borrowings and Maintaining Liquidity on Hand
First written in FY2016. 10 of 31 entries say "Advanced", first in FY2017. Latest entry: 2026-08-12.
The whole theme swung hardest in 2026: 2 of 24 companies on the "Worse" side.
8 other companies' latest entry also says "Advanced".
- 2026-08-12AdvancedResults
「固定負債は長期借入金の返済等により５億27百万円となり、前連結会計年度末に比べ１億68百万円減少いたしました。」
長期借入金の返済等により固定負債が減少し、資金調達・負債管理の状況が進展している。 - FY2025Expansion of overdraft facilities and reduction in interest-bearing debtAnnual report
「Total overdraft facility limit 1,000,000 thousand yen 1,300,000 thousand yen Drawn balance － － Available amount 1,000,000 1,300,000」
On a consolidated basis, the overdraft facility limit expanded from ¥1 billion to ¥1.3 billion, while the drawn balance remained zero. Interest-bearing debt declined from ¥1.134 billion in the previous fiscal year to ¥1.033 billion. - FY2025-H1AdvancedAnnual report
「Funds used in financing activities during the interim consolidated fiscal period amounted to ¥18 million. Although funds increased by ¥300 million in proceeds from long-term borrowings, funds decreased due to ¥158 million in repayments of long-term borrowings and ¥110 million in dividend payments, among other factors.」
Under a financing policy centered on bank borrowings, the company raised ¥300 million through long-term borrowings and repaid ¥158 million. The ¥1 billion overdraft facility limit with 4 banks was maintained, and the drawn balance was zero. - FY2024AdvancedAnnual report
「Funds provided by financing activities during the consolidated fiscal year amounted to ¥490 million. Although funds decreased mainly due to ¥275 million in repayments of long-term borrowings and ¥123 million in dividend payments, funds increased due to ¥739 million in proceeds from the issuance of bonds and ¥200 million in proceeds from long-term borrowings, among other factors.」
Under a policy emphasizing bank borrowings and cash on hand, the company raised ¥739 million through bonds and ¥200 million through long-term borrowings in connection with M&A and other matters. Interest-bearing debt at the end of the fiscal year stood at ¥1.134 billion. - FY2023-Q3RestatedAnnual report
「Total overdraft facility limit 800,000 thousand yen 1,000,000 thousand yen Drawn balance － － Available amount 800,000 1,000,000」
The company continued its overdraft facilities with 3 banks and disclosed a total limit of ¥1 billion and a zero drawn balance. - FY2023-Q2Overdraft facility maintained and drawn balance eliminatedAnnual report
「Total overdraft facility limit 800,000 thousand yen 1,000,000 thousand yen Drawn balance － － Available amount 800,000 1,000,000」
The ¥1 billion overdraft facility limit was maintained, while the ¥50 million drawn balance reported in the previous quarter had fallen to zero at the end of the second quarter. Separately, the company raised ¥300 million through long-term borrowings. - FY2023-Q1Expansion of overdraft facility and drawdownAnnual report
「Total overdraft facility limit 800,000 thousand yen 1,000,000 thousand yen Drawn balance － 50,000 Available amount 800,000 950,000」
The overdraft facility limit expanded from ¥800 million at the end of the previous consolidated fiscal year to ¥1 billion, and ¥50 million was drawn. - FY2022AdvancedAnnual report
「To ensure a stable supply of the funds required to maintain and expand the business activities of the group, the company finances its operations through the use of internal funds and borrowings from financial institutions. The company controls the principal working capital and capital expenditure funds, including those of its subsidiaries, while working to reduce financing costs and the group's total interest-bearing debt. As a result, interest-bearing debt stood at ¥317 million at the end of the consolidated fiscal year.」
While maintaining its policy of financing through internal funds and borrowings from financial institutions, the company reduced interest-bearing debt from ¥560 million at the end of the previous fiscal year to ¥317 million. - FY2022-Q3RestatedAnnual report
「Total overdraft facility limit 800,000 thousand yen 800,000 thousand yen Drawn balance － － Available amount 800,000 800,000」
The company continued its overdraft facilities with 3 banks and disclosed a total limit of ¥800 million and a zero drawn balance. - FY2022-Q2RestatedAnnual report
「Total overdraft facility limit 800,000 thousand yen 800,000 thousand yen Drawn balance － － Available amount 800,000 800,000」
The company continued its overdraft facilities with 3 banks and disclosed a total limit of ¥800 million and a zero drawn balance. - FY2022-Q1RestatedAnnual report
「To raise working capital efficiently, the Company has entered into overdraft agreements with 3 of its relationship banks. The undrawn amounts under these agreements are as follows.」
The company continued its overdraft facilities with 3 banks and disclosed a total limit of ¥800 million and a zero drawn balance. - FY2021Interest-bearing debt decreasedAnnual report
「As a result, interest-bearing debt stood at ¥560 million at the end of the consolidated fiscal year.」
While maintaining its policy of financing through internal funds and borrowings from financial institutions, the company reduced interest-bearing debt from ¥612.921 million at the end of the previous fiscal year to ¥560.45 million. The overdraft facility limit was ¥800 million, and the drawn balance was zero. - FY2021-Q3Reduction in overdraft facility and elimination of drawn balanceAnnual report
「Total overdraft facility limit 1,230,000 thousand yen 800,000 thousand yen Drawn balance 132,000 － Available amount 1,098,000 800,000」
The overdraft facility limit was reduced from ¥1.23 billion at the end of the previous consolidated fiscal year to ¥800 million, and the drawn balance fell from ¥132 million to zero. - FY2021-Q2Increase in overdraft borrowingsAnnual report
「Total overdraft facility limit 1,230,000 thousand yen 1,230,000 thousand yen Drawn balance 132,000 291,000 Available amount 1,098,000 939,000」
The overdraft facility limit was maintained at ¥1.23 billion, while the drawn balance increased from ¥132 million at the end of the previous consolidated fiscal year to ¥291 million. - FY2021-Q1Increase in overdraft borrowingsAnnual report
「Total overdraft facility limit 1,230,000 thousand yen 1,230,000 thousand yen Drawn balance 132,000 220,000 Available amount 1,098,000 1,010,000」
The overdraft facility limit was maintained at ¥1.23 billion, while the drawn balance increased from ¥132 million at the end of the previous consolidated fiscal year to ¥220 million. - FY2020Expansion of the overdraft facility and drawdownAnnual report
「Total overdraft facility limit 800,000 thousand yen 1,230,000 thousand yen Drawn balance － 132,000 Available amount 800,000 1,098,000」
On a consolidated basis, the overdraft facility limit expanded from ¥800 million in the previous fiscal year to ¥1.23 billion, and ¥132 million was drawn. Interest-bearing debt stood at ¥612.921 million. - FY2020-Q3Overdraft borrowings re-emergedAnnual report
「Total overdraft limit ¥800 million ¥800 million Outstanding borrowings — 200,000 Available amount 800,000 600,000」
The overdraft facilities with 3 banks remain in place with a total limit of ¥800 million. The drawn balance, which was zero at the time of the previous disclosure, was ¥200 million at the end of the third quarter. - FY2020-Q2Outstanding overdraft borrowings eliminatedAnnual report
「Total overdraft facility limit 800,000 thousand yen 800,000 thousand yen Drawn balance － － Available amount 800,000 800,000」
The overdraft facilities with 3 banks remain in place with a total limit of ¥800 million. The drawn balance of ¥300 million reported in the previous disclosure had fallen to zero at the end of the second quarter. - FY2020-Q1AdvancedAnnual report
「Total overdraft limit ¥800 million ¥800 million Outstanding borrowings — 300,000 Available amount 800,000 500,000」
The overdraft limit under the agreements with 3 relationship banks remains ¥800 million, but outstanding borrowings increased from zero at the end of the previous consolidated fiscal year to ¥300 million, indicating that the facilities are being used. - FY2019AdvancedAnnual report
「To ensure stable funding for the maintenance and expansion of the Group's business activities, the Group raises funds through the use of internal funds and borrowings from financial institutions. The Company controls the Group's principal working capital and capital expenditure funding, including that of its subsidiaries, while working to reduce funding costs and the Group's interest-bearing debt.」
The Company continues its policy of raising funds through internal funds and borrowings from financial institutions. During the current fiscal year, it raised ¥530 million in long-term borrowings and repaid ¥455 million. Interest-bearing debt stood at ¥742 million at the end of the fiscal year. - FY2019-Q3RestatedAnnual report
「To raise working capital efficiently, the Company has entered into overdraft agreements with 3 of its relationship banks. The undrawn amounts under these agreements are as follows.」
The Company has maintained overdraft agreements with 3 relationship banks and disclosed that the total overdraft limit is ¥800 million, with no outstanding borrowing. - FY2019-Q2AdvancedAnnual report
「Cash provided by financing activities during the six-month period ended the second quarter of the current fiscal year was ¥282 million. Although cash decreased mainly due to ¥211 million in repayments of long-term borrowings and ¥86 million in dividend payments, it increased due to ¥50 million in proceeds from an increase in short-term borrowings and ¥530 million in proceeds from long-term borrowings.」
The Company raised ¥50 million in short-term borrowings and ¥530 million in long-term borrowings and repaid ¥211 million in long-term borrowings, resulting in ¥282 million of cash provided by financing activities. - FY2019-Q1AdvancedAnnual report
「Total overdraft limit ¥800 million ¥800 million Outstanding borrowings — 200,000 Available amount 800,000 600,000」
The overdraft agreements with 3 relationship banks have been maintained, but outstanding borrowings increased from zero to ¥200 million, indicating that the facilities are being used. - FY2018-Q3RestatedAnnual report
「Total overdraft limit ¥800 million ¥800 million Outstanding borrowings — —」
The Company has maintained overdraft agreements with 3 relationship banks and disclosed that the total limit is ¥800 million, with no outstanding borrowing. - FY2018-Q2AdvancedAnnual report
「Cash used in financing activities during the six-month period ended the second quarter of the current fiscal year was ¥333 million. This resulted mainly from a decrease in cash due to repayments of ¥390 million in long-term borrowings and ¥121 million spent on the acquisition of treasury shares, despite increases in cash from a ¥50 million increase in short-term borrowings and ¥200 million in proceeds from long-term borrowings.」
The Company raised ¥50 million in short-term borrowings and ¥200 million in long-term borrowings and repaid ¥390 million in long-term borrowings, resulting in ¥333 million of cash used in financing activities. - FY2018-Q1RestatedAnnual report
「To raise working capital efficiently, the Company has entered into overdraft agreements with 3 of its relationship banks. The undrawn amounts under these agreements are as follows.」
The Company has maintained overdraft agreements with 3 relationship banks and disclosed that the total overdraft limit is ¥800 million, with no outstanding borrowing. - FY2017AdvancedAnnual report
「During the current consolidated fiscal year, the Company raised ¥500 million in long-term borrowings from a financial institution to fund the rebuilding of its head office building.」
The Company raised ¥500 million in long-term borrowings from a financial institution to fund the rebuilding of its head office building. This was a specific implementation of its funding policy centered on bank borrowings. - FY2017-Q3RestatedAnnual report
「To raise working capital efficiently, the Company has entered into overdraft agreements with 3 of its relationship banks. The undrawn amounts under these agreements are as follows.」
The Company has maintained overdraft agreements with 3 relationship banks and disclosed that the total overdraft limit is ¥800 million, with no outstanding borrowing. - FY2017-Q2RestatedAnnual report
「To raise working capital efficiently, the Company has entered into overdraft agreements with 3 of its relationship banks. The undrawn amounts under these agreements are as follows.」
The Company has maintained overdraft agreements with 3 relationship banks and disclosed that the total overdraft limit is ¥800 million, with no outstanding borrowing. - FY2017-Q1Reduction in overdraft facilityAnnual report
「To raise working capital efficiently, the Company has entered into overdraft agreements with 3 of its relationship banks. The undrawn amounts under these agreements are as follows.」
The overdraft agreements with 3 relationship banks have been maintained. The total overdraft limit decreased from ¥1.28 billion at the end of the previous consolidated fiscal year to ¥800 million, and there was no outstanding borrowing. - FY2016First statedAnnual report
「The Company raises the funds required in line with its business plans, mainly through bank borrowings and bond issuance. Temporary surplus funds are invested mainly in highly liquid financial assets, while short-term working capital is funded through bank borrowings.」
The Company sets out a policy of raising funds through bank borrowings and other means in line with its business plans, investing surplus funds in liquid assets and maintaining cash liquidity.