Komori
Sanyo Homes (1420) · RiskMitigated

Guarantee Obligations for Homebuyers’ Mortgages and Bridge Loans

First written in FY2018-Q1. 23 of 30 entries say "Mitigated", first in FY2019-Q1. Latest entry: FY2026.

30entries
10years
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How it moved
ProgressHeldSoftenedWorseMitigatedFY2019-Q1 – FY2021-Q3MitigatedFY2022-Q1 – FY2023-Q32017: 120172018: 420182019: 420192020: 320202021: 420212022: 420222023: 420232024: 320242025: 220252026: 12026
Same theme, other companies
Credit Exposure of Guarantee Obligations for Mortgage BorrowersA theme 36 companies write about · 36 as a headwind · 1 as a tailwind

The whole theme swung hardest in 2025: 8 of 33 companies on the "Worse" side.

18 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 36 companies compared. The sentences above are computed from all 36.
Full recordFilings, disclosures and news, newest first
  1. FY2026MitigatedAnnual report

    「Customers (housing loan obligations) ¥4,549.993 million ¥1,342.271 million」

    Guarantee obligations relating to homebuyers decreased from ¥4,549.993 million at the end of the previous fiscal year to ¥1,342.271 million, reducing guarantee exposure.
  2. FY2026-H1MitigatedAnnual report

    「Customers (housing loan obligations) ¥4,549.993 million ¥706.523 million」

    Guarantee obligations relating to homebuyers decreased from ¥4,549.993 million at the end of the previous fiscal year to ¥706.523 million at the end of the interim period.
  3. FY2025WorsenedAnnual report

    「Customers (housing loan obligations) ¥3,588.580 million ¥4,549.993 million」

    Guarantee obligations relating to homebuyers increased from ¥3,588.580 million at the end of the previous fiscal year to ¥4,549.993 million.
  4. FY2025-H1MitigatedAnnual report

    「The amounts guaranteed by the Company to financial institutions on behalf of its homebuyers using housing loans and bridge loans are as follows. Previous fiscal year (31 March 2024) Current interim consolidated period (30 September 2024) Customers (housing loan obligations) ¥3,588.580 million ¥728.557 million」

    Guarantee obligations relating to homebuyers decreased from ¥3,588.580 million at the end of the previous fiscal year to ¥728.557 million at the end of the interim period.
  5. FY2024WorsenedAnnual report

    「Customers (housing loan obligations) ¥2,782.711 million ¥3,588.580 million」

    Guarantee obligations relating to homebuyers increased from ¥2,782.711 million at the end of the previous fiscal year to ¥3,588.580 million, expanding guarantee exposure.
  6. FY2024-Q3MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,782.711 million ¥840.560 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,782.711 million at the end of the previous fiscal year to ¥840.560 million at the end of the third quarter.
  7. FY2024-Q2MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,782.711 million ¥2,271.072 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,782.711 million at the end of the previous consolidated fiscal year to ¥2,271.072 million.
  8. FY2024-Q1MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,782.711 million ¥661.330 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,782.711 million at the end of the previous consolidated fiscal year to ¥661.330 million at the end of the first quarter.
  9. FY2023WorsenedAnnual report

    「Customers (housing loan liabilities) ¥2,026.633 million ¥2,782.711 million」

    Guarantee obligations relating to homebuyers increased from ¥2,026.633 million at the end of the previous fiscal year to ¥2,782.711 million, expanding the guarantee exposure.
  10. FY2023-Q3MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,026.633 million ¥650.349 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,026.633 million at the end of the previous fiscal year to ¥650.349 million at the end of the third quarter.
  11. FY2023-Q2MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,026.633 million ¥1,231.305 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,026.633 million at the end of the previous consolidated fiscal year to ¥1,231.305 million at the end of the second quarter.
  12. FY2023-Q1MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,026.633 million ¥679.777 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,026.633 million at the end of the previous consolidated fiscal year to ¥679.777 million at the end of the first quarter.
  13. FY2022MitigatedAnnual report

    「Customers (housing loan liabilities) ¥8,329.963 million ¥2,026.633 million」

    Guarantee obligations relating to homebuyers decreased from ¥8,329.963 million at the end of the previous fiscal year to ¥2,026.633 million.
  14. FY2022-Q3MitigatedAnnual report

    「Customers (housing loan liabilities) ¥8,329.963 million ¥649.182 million」

    Guarantee obligations relating to homebuyers decreased significantly from ¥8,329.963 million at the end of the previous fiscal year to ¥649.182 million at the end of the third quarter.
  15. FY2022-Q2MitigatedAnnual report

    「Customers (housing loan liabilities) ¥8,329.963 million ¥4,866.067 million」

    Guarantee obligations relating to homebuyers decreased from ¥8,329.963 million at the end of the previous consolidated fiscal year to ¥4,866.067 million.
  16. FY2022-Q1MitigatedAnnual report

    「Customers (housing loan liabilities) ¥8,329.963 million ¥841.174 million」

    Guarantee obligations relating to homebuyers decreased from ¥8,329.963 million at the end of the previous fiscal year to ¥841.174 million at the end of the first quarter.
  17. FY2021WorsenedAnnual report

    「The amounts guaranteed by the Company to financial institutions on behalf of its homebuyers using partner housing loans and bridge loans were as follows: customers (housing loan liabilities), ¥1,997.909 million and ¥8,329.963 million.」

    Guarantee obligations relating to homebuyers increased significantly from ¥1,997.909 million at the end of the previous fiscal year to ¥8,329.963 million.
  18. FY2021-Q3MitigatedAnnual report

    「Customers (housing loan liabilities) ¥1,997.909 million ¥560.332 million」

    Guarantee obligations relating to homebuyers decreased from ¥1,997.909 million at the end of the previous fiscal year to ¥560.332 million at the end of the third quarter.
  19. FY2021-Q2MitigatedAnnual report

    「Customers (housing loan liabilities) ¥1,997.909 million ¥1,071.532 million」

    Guarantee obligations relating to homebuyers decreased from ¥1,997.909 million at the end of the previous consolidated fiscal year to ¥1,071.532 million at the end of the second quarter.
  20. FY2021-Q1MitigatedAnnual report

    「Customers (housing loan liabilities) ¥1,997.909 million ¥423.750 million」

    Guarantee obligations relating to homebuyers decreased from ¥1,997.909 million at the end of the previous consolidated fiscal year to ¥423.750 million at the end of the first quarter.
  21. FY2020-Q3MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,750.294 million ¥434.182 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,750.294 million at the end of the previous consolidated fiscal year to ¥434.182 million at the end of the third quarter.
  22. FY2020-Q2MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,750.294 million ¥2,670.733 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,750.294 million at the end of the previous fiscal year to ¥2,670.733 million.
  23. FY2020-Q1MitigatedAnnual report

    「Customers (housing loan liabilities) ¥2,750.294 million ¥826.008 million」

    Guarantee obligations relating to homebuyers decreased from ¥2,750.294 million at the end of the previous consolidated fiscal year to ¥826.008 million at the end of the first quarter.
  24. FY2019MitigatedAnnual report

    「The amounts guaranteed by the Company to financial institutions on behalf of its homebuyers using partner housing loans and bridge loans were as follows: customers (housing loan liabilities), ¥5,009.203 million and ¥2,750.294 million.」

    Guarantee obligations relating to homebuyers decreased from ¥5,009.203 million at the end of the previous fiscal year to ¥2,750.294 million.
  25. FY2019-Q3MitigatedAnnual report

    「Customers (housing loan liabilities) ¥5,009.203 million ¥1,862.134 million」

    Guarantee obligations relating to homebuyers decreased from ¥5,009.203 million at the end of the previous fiscal year to ¥1,862.134 million at the end of the third quarter.
  26. FY2019-Q2MitigatedAnnual report

    「Customers (housing loan liabilities) ¥5,009.203 million ¥2,169.897 million」

    Guarantee obligations relating to homebuyers decreased from ¥5,009.203 million at the end of the previous fiscal year to ¥2,169.897 million at the end of the second quarter.
  27. FY2019-Q1MitigatedAnnual report

    「Customers (housing loan liabilities) ¥5,009.203 million ¥1,084.796 million」

    Guarantee obligations relating to homebuyers decreased from ¥5,009.203 million at the end of the previous consolidated fiscal year to ¥1,084.796 million at the end of the first quarter.
  28. FY2018WorsenedAnnual report

    「The amounts guaranteed by the Company to financial institutions on behalf of its homebuyers using partner housing loans and bridge loans were as follows: customers (housing loan liabilities), ¥5,009.203 million.」

    Guarantee obligations relating to homebuyers increased significantly from ¥790.289 million at the end of the third quarter to ¥5,009.203 million at year-end.
  29. FY2018-Q3WorsenedAnnual report

    「The amounts guaranteed by the Company to financial institutions on behalf of its homebuyers using housing loans and bridge loans were as follows: current third quarter consolidated accounting period (31 December 2017), ¥790.289 million.」

    Guarantee obligations relating to homebuyers increased from ¥606.825 million at the end of the first quarter to ¥790.289 million, updating the guarantee exposure.
  30. FY2018-Q1First statedAnnual report

    「The amounts guaranteed by the Company to financial institutions on behalf of its homebuyers using housing loans and bridge loans were as follows: current first quarter consolidated accounting period (30 June 2017), ¥606.825 million.」

    Guarantee obligations to financial institutions relating to housing loans and bridge loans for homebuyers totaled ¥606.825 million.
Moved together

"Expansion of Condominium Sales to Affluent and Family Buyers" moved the same way as this thread, in the same document, in 20 of its 30 moves.

20151513118★123456
  1. ★This thread
  2. 1Expansion of Condominium Sales to Affluent and Family Buyers20×
  3. 2Development of Lifestyle-Specific Housing Products15×
  4. 3Strengthening Proposals for Land Utilization and Rental Welfare Housing15×
  5. 4Integration of the Remodeling Division into サンヨーリフォーム株式会社13×
  6. 5Energy Generation, Energy Storage and Energy-Saving Technologies11×
  7. 6Interest-bearing debt and rising interest rates8×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Sanyo Homes's next results are scheduled for 2026-11-11. Read the earnings preview
News
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