Interest Rate Risk
First written in FY2016. 12 of 24 entries say "Worsened", first in FY2023-Q2. Latest entry: 2026-08-04.
Umios moved to the "Worse" side of this theme in 2023, the same year as the typical company in this theme.
The whole theme swung hardest in 2025: 30 of 96 companies on the "Worse" side.
39 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Interest-bearing debt increased by ¥35,968 million from the end of the previous consolidated fiscal year to ¥306,880 million.」
Interest-bearing debt increased from ¥270,912 million to ¥306,880 million, and interest expense also increased from ¥4,195 million to ¥4,517 million. Exposure to interest rate risk has increased. - 2026-05-11WorsenedEarnings
「Interest expenses 4,195 4,517」
Interest expenses increased from ¥4,195 million to ¥4,517 million, increasing the interest burden. - FY2026-H1WorsenedAnnual report
「At the end of the current interim consolidated accounting period, interest-bearing debt consisted of ¥135,904 million in short-term borrowings, ¥15,000 million in commercial paper, ¥92,749 million in long-term borrowings and ¥51,000 million in bonds, for a total of ¥294,653 million.」
Interest-bearing debt increased from ¥270,912 million at the end of the previous consolidated fiscal year to ¥294,653 million, and interest expense also increased year on year. Exposure to interest rate risk has increased. - FY2025Decrease in interest-bearing debt / increase in interest expenseAnnual report
「Interest-bearing debt decreased by ¥13,438 million from the end of the previous consolidated fiscal year to ¥270,912 million.」
While interest-bearing debt decreased, interest expense increased from ¥3,454 million in the previous year to ¥4,195 million. Exposure to interest rate risk remains. - FY2025-H1WorsenedAnnual report
「At the end of the current interim consolidated accounting period, interest-bearing debt consisted of ¥153,124 million in short-term borrowings, ¥99,820 million in long-term borrowings and ¥33,000 million in bonds, for a total of ¥285,944 million.」
Interest-bearing debt increased from ¥284,351 million at the end of the previous consolidated fiscal year to ¥285,944 million. Interest expense also increased by ¥500 million year on year, resulting in a slight increase in exposure to interest rate risk. - FY2024-Q3WorsenedAnnual report
「At the end of the current third-quarter consolidated accounting period, interest-bearing debt consisted of ¥183,919 million in short-term borrowings, ¥107,441 million in long-term borrowings and ¥18,000 million in bonds, for a total of ¥309,361 million.」
Interest-bearing debt increased from ¥301,139 million at the end of the previous consolidated fiscal year to ¥309,361 million, increasing exposure to interest rate risk. Interest expense also increased by ¥914 million year on year. - FY2024-Q2WorsenedAnnual report
「At the end of the current second-quarter consolidated accounting period, interest-bearing debt consisted of ¥159,002 million in short-term borrowings, ¥127,971 million in long-term borrowings and ¥18,000 million in bonds, for a total of ¥304,974 million.」
Interest-bearing debt increased from ¥301,139 million at the end of the previous consolidated fiscal year to ¥304,974 million, increasing exposure to interest rate risk. - FY2024-Q1WorsenedAnnual report
「At the end of the current first-quarter consolidated accounting period, interest-bearing debt consisted of ¥171,705 million in short-term borrowings, ¥133,783 million in long-term borrowings and ¥5,000 million in bonds, for a total of ¥310,488 million.」
Interest-bearing debt increased from ¥301,139 million at the end of the previous consolidated fiscal year to ¥310,488 million, increasing exposure to interest rate risk. - FY2023WorsenedAnnual report
「Interest-bearing debt increased by ¥50,535 million from the end of the previous consolidated fiscal year to ¥301,139 million.」
Interest-bearing debt increased to ¥301,139 million, increasing exposure to interest rate risk. Interest expense also increased to ¥2,281 million. - FY2023-Q3WorsenedAnnual report
「At the end of the current third-quarter consolidated accounting period, interest-bearing debt consisted of ¥216,934 million in short-term borrowings, ¥119,386 million in long-term borrowings and ¥5,000 million in bonds, for a total of ¥341,321 million.」
Interest-bearing debt increased from ¥250,604 million at the end of the previous consolidated fiscal year to ¥341,321 million, increasing exposure to interest rate risk. - FY2023-Q2WorsenedAnnual report
「At the end of the current second-quarter consolidated accounting period, interest-bearing debt consisted of ¥196,302 million in short-term borrowings and ¥117,366 million in long-term borrowings, for a total of ¥313,669 million.」
Interest-bearing debt increased from ¥250,604 million at the end of the previous consolidated fiscal year to ¥313,669 million. This numerical update indicates greater exposure to interest rate risk. - FY2023-Q1Increase in Interest-Bearing DebtAnnual report
「At the end of the current first-quarter consolidated accounting period, interest-bearing debt consisted of ¥165,127 million in short-term borrowings and ¥125,728 million in long-term borrowings, for a total of ¥290,856 million.」
Interest-bearing debt increased from ¥250,604 million at the end of the previous consolidated fiscal year to ¥290,856 million. No occurrence of higher interest rates or change in interest rate risk itself was explicitly indicated. - FY2022Decrease in interest-bearing debtAnnual report
「Interest-bearing debt decreased by ¥9,233 million from the end of the previous consolidated fiscal year to ¥250,604 million.」
Interest-bearing debt decreased from ¥259,837 million to ¥250,604 million. No change in interest rate risk itself was explicitly indicated. - FY2022-Q3Update to interest-bearing debt balanceAnnual report
「At the end of the current third-quarter consolidated accounting period, interest-bearing debt consisted of ¥149,467 million in short-term borrowings and ¥123,561 million in long-term borrowings, for a total of ¥273,028 million.」
Interest-bearing debt at the end of the third quarter was updated to ¥273,028 million, comprising ¥149,467 million in short-term borrowings and ¥123,561 million in long-term borrowings. No change in interest rate risk itself was stated. - FY2022-Q2Update to interest-bearing debt balanceAnnual report
「At the end of the current second-quarter consolidated accounting period, interest-bearing debt consisted of ¥135,916 million in short-term borrowings and ¥124,373 million in long-term borrowings, for a total of ¥260,289 million.」
Interest-bearing debt at the end of the second quarter was ¥260,289 million, comprising ¥135,916 million in short-term borrowings and ¥124,373 million in long-term borrowings. No change in interest rate risk itself was indicated. - FY2022-Q1Update to interest-bearing debt balanceAnnual report
「Interest-bearing debt was ¥262,064 million, including ¥133,540 million in short-term borrowings, and we believe sufficient liquidity has been secured.」
The company disclosed interest-bearing debt of ¥262,064 million, including ¥133,540 million in short-term borrowings. No occurrence of higher interest rates or change in interest rate risk itself was explicitly indicated. - FY2021Full-year update to the balance of interest-bearing debtAnnual report
「Interest-bearing debt decreased by ¥1,878 million from the end of the previous consolidated fiscal year to ¥259,837 million.」
Interest-bearing debt was updated to ¥259,837 million, down ¥1,878 million from the previous year. No change in interest rate risk itself was explicitly indicated. - FY2021-Q2Update to interest-bearing debt balanceAnnual report
「Interest-bearing debt amounted to ¥272,773 million, including ¥127,775 million in short-term borrowings, and we believe that sufficient liquidity is secured on hand.」
Interest-bearing debt of ¥272,773 million and short-term borrowings of ¥127,775 million were disclosed. No occurrence of higher interest rates or change in interest rate risk itself was explicitly indicated. - FY2021-Q1Update to interest-bearing debt balanceAnnual report
「Interest-bearing debt amounted to ¥275,860 million, including ¥130,264 million in short-term borrowings, and we believe that sufficient liquidity is secured on hand.」
Interest-bearing debt of ¥275,860 million and short-term borrowings of ¥130,264 million were disclosed. No change in interest rate risk itself or occurrence of higher interest rates was explicitly indicated. - FY2018RestatedAnnual report
「The Group's borrowings amounted to ¥266,037 million at the end of the consolidated fiscal year. Depending on future interest rate trends, funding costs may fluctuate, which could affect the Group's operating results and financial position.」
The balance of borrowings was updated to ¥266,037 million, and the risk of funding cost fluctuations due to changes in interest rates continues to be disclosed. - FY2017RestatedAnnual report
「The Group's borrowings amounted to ¥272,208 million at the end of the consolidated fiscal year. Depending on future interest rate trends, funding costs may fluctuate, which could affect the Group's operating results and financial position.」
The balance of borrowings was quantified at ¥272,208 million, and the risk of fluctuations in funding costs due to interest rate trends continues to be disclosed. - FY2016First statedAnnual report
「The Group's borrowings amounted to ¥281,362 million at the end of the consolidated fiscal year. Depending on future interest rate trends, funding costs may fluctuate, which could affect the Group's operating results and financial position.」
The balance of borrowings was quantified, and fluctuations in funding costs due to interest rate trends were identified as a risk.