In a survey of 107 people currently investing in real estate, 80.4% said that an increase in the policy interest rate would affect their real estate investments. Most concerns related to higher loan repayment burdens, while loan refinancing was the most frequently cited measure.
Real Estate Investment Forest, operated by 株式会社AlbaLink, conducted a survey on investors’ views of rising policy interest rates among 107 people currently investing in real estate. The survey was conducted from 30 September to 14 October 2026, and there were 107 valid responses, comprising 76 men and 31 women. The key finding was that 80.4% said that the current rise in policy interest rates would affect their real estate investments.
The most common concern among real estate investors regarding rising policy interest rates was the increased burden of loan repayments, cited by 47.7%. This was followed by falling real estate prices at 9.3% and lower yields at 8.4%, indicating that concerns have also spread to uncertainty about the future outlook.
The most common measure that real estate investors had taken or were considering was loan refinancing, at 17.8%. This was followed by keeping more cash on hand at 15.9% and making early repayments at 15.0%, highlighting efforts to stabilise funding plans.
Regarding their stance on real estate investment in light of future policy interest rate trends, the most common response was “Monitor developments and consider suitable properties if any become available,” at 52.4%. This indicates an approach of continuing to manage investments cautiously while avoiding excessive expansion.