New Financial Services Using NEOBANK
First written in FY2021-Q3. 4 of 10 entries say "Advanced", first in FY2024-Q2. Latest entry: 2026-08-06.
Yamada Holdings moved to the "Worse" side of this theme in 2026.
0 other companies' latest entry also says "Worsened".
- 2026-08-06WorsenedEarnings
「Although transaction volume for short-term insurance products, including “Yamada’s Whole-Life Insurance,” remained strong, revenue increased but profit declined because procurement costs rose as a result of higher market interest rates.」
Transaction volume for financial services increased, while higher procurement costs caused by rising market interest rates emerged as a factor behind lower profit. - FY2026WorsenedAnnual report
「Revenue in the financial segment was ¥4.710 billion, up 4.8% year on year, while operating profit was ¥1.258 billion, down 3.7%. Loan performance coordinated with the remodeling business remained solid, and the volume of small-amount short-term insurance handled, including “ヤマダのくらしまるごと保険,” steadily increased. However, procurement costs for variable-rate products rose due to higher market interest rates, resulting in higher revenue but lower profit.」
The financial segment recorded higher revenue as loan and insurance volumes grew, but profit declined due to higher procurement costs resulting from rising market interest rates. - FY2026-H1AdvancedAnnual report
「Revenue in the financial segment was ¥2.346 billion, up 2.5% year on year, and operating profit was ¥651 million, up 0.3%. Although the segment was affected by factors including a decline in gross margin due to fewer Flat 35 cases and higher interest costs, loan performance coordinated with the Group's remodeling business grew, while the volume of small-amount short-term insurance handled, including “ヤマダのくらしまるごと保険,” steadily increased, with 50,000 new policies sold during the interim consolidated accounting period. As a result, revenue and profit increased.」
The financial business benefited from growth in remodeling-related loans and “ヤマダのくらしまるごと保険” and other products, with 50,000 new insurance policies sold, revenue up 2.5% and operating profit up 0.3%. - FY2025-H1AdvancedAnnual report
「Revenue in the financial segment was ¥2.289 billion, up 29.1% year on year, and operating profit was ¥649 million, up 201.7%. Revenue and profit increased due to growth in ヤマダ NEOBANK home loans and living loans, which are coordinated with the Group's housing and remodeling businesses, as well as growth in the performance of ヤマダ少額短期保険 and other factors.」
Expansion of ヤマダ NEOBANK home loans, living loans and small-amount short-term insurance drove financial segment revenue up 29.1% and operating profit up 201.7%. - FY2024-Q3AdvancedAnnual report
「Revenue in the financial business was ¥2.783 billion, up 72.0% year on year, and operating profit was ¥424 million, up 64.7%. The business recorded higher revenue and profit as organizational restructuring at ハウス・デポ・パートナーズ and the strengthening of the sales structure for ヤマダ NEOBANK home loans proved effective.」
The organizational restructuring at ハウス・デポ・パートナーズ and strengthening of the ヤマダ NEOBANK home loan sales structure produced results, with financial business revenue up 72.0% and operating profit up 64.7%. - FY2024-Q2AdvancedAnnual report
「In response to changes in the market environment, including the contraction of the Flat 35 market, the Company will pursue organizational restructuring and strengthen and rationalize the sales structure for ヤマダ NEOBANK home loans, thereby seeking to increase revenue and profit.」
For ヤマダ NEOBANK, the Company specified initiatives involving organizational restructuring and the strengthening and rationalization of the home loan sales structure in response to the contraction of the Flat 35 market and other factors. - FY2023-Q1RestatedAnnual report
「The Company will seek to deepen its “暮らしまるごと” strategy by providing new financial services through improvements in the convenience of the ヤマダ NEOBANK service.」
The policy of providing new financial services through improvements in the convenience of ヤマダ NEOBANK and deepening the “暮らしまるごと” strategy continued. - FY2022-Q3RestatedAnnual report
「The Company launched the ヤマダ NEOBANK service and the remodeling industry's first proprietary financial service from the current fiscal year, and will continue working to deepen its “暮らしまるごと” strategy by providing new financial services.」
The policy of using new financial services, including the ヤマダ NEOBANK service, to deepen the “暮らしまるごと” strategy continued to be stated. - FY2022-Q1AchievedAnnual report
「In the financial business, the Company launched the ヤマダ NEOBANK service on 1 July 2021 and aims to deepen its “暮らしまるごと” strategy by providing new financial services.」
The NEOBANK service was launched on 1 July 2021, advancing the provision of new financial services under the “暮らしまるごと” strategy. - FY2021-Q3First statedAnnual report
「Initiatives toward providing new financial services using the NEOBANK® service provided by 住信ＳＢＩネット銀行株式会社」
For the first time, the Company described its initiative to provide new financial services using 住信SBIネット銀行's NEOBANK service.