Reducing 荘内銀行’s disclosed claims balance to approximately ¥10 billion
First written in FY2020. 5 of 11 entries say "Advanced", first in FY2022. Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026AdvancedAnnual report
「Shonai Bank (non-consolidated): Assessed value of assets 31 March 2025 31 March 2026 Bankrupt or quasi-bankrupt claims 37 24 Doubtful claims 146 148 Claims requiring special management 4 10」
Shonai Bank's disclosed claims decreased from approximately ¥18.7 billion to approximately ¥18.2 billion. Although they remain above the target of reducing them to approximately ¥10 billion, a decline toward the target is reported. - 2026-05-15AdvancedEarnings
「荘内銀行's balance of disclosed claims was ¥18,206 million」
荘内銀行's balance of disclosed claims decreased from ¥18.6 billion in the previous disclosure to ¥18.206 billion, but remains above the reduction target of approximately ¥10 billion. - FY2026-H1AdvancedAnnual report
「Shonai Bank (non-consolidated): Assessed value of assets Classification of claims 30 September 2024 30 September 2025 Bankrupt or quasi-bankrupt claims 39 25 Doubtful claims 159 155 Claims requiring special management 4 6」
Shonai Bank's disclosed claims decreased from ¥20.2 billion to ¥18.6 billion. Although they remain above the target of reducing them to approximately ¥10 billion, a decline toward the target is reported for the bank. - FY2025-H1Increase in disclosed claims at Shonai Bank and Hokuto BankAnnual report
「Shonai Bank (non-consolidated): Assessed value of assets Classification of claims 30 September 2023 30 September 2024 Amount (¥100 million) Amount (¥100 million) Bankrupt or quasi-bankrupt claims 46 39 Doubtful claims 147 159 Claims requiring special management 4 4 Hokuto Bank (non-consolidated): Assessed value of assets (after partial direct write-offs) Classification of claims 30 September 2023 30 September 2024 Amount (¥100 million) Amount (¥100 million) Bankrupt or quasi-bankrupt claims 31 37 Doubtful claims 102 117 Claims requiring special management 1 7」
Shonai Bank's disclosed claims increased from ¥19.7 billion to ¥20.2 billion, while Hokuto Bank's increased from ¥13.4 billion to ¥16.1 billion. The gap between Shonai Bank's disclosed claims and its target of reducing them to approximately ¥10 billion therefore remains. - FY2024-Q2Increase in 荘内銀行’s disclosed claims balanceAnnual report
「Shonai Bank (non-consolidated): Assessed value of assets Classification of claims 30 September 2022 30 September 2023 Amount (¥100 million) Amount (¥100 million) Bankrupt or quasi-bankrupt claims 59 46 Doubtful claims 102 147 Claims requiring special management 8 4」
Shonai Bank's disclosed claims increased from ¥16.9 billion at the end of September 2022 to ¥19.7 billion at the end of September 2023, widening the gap from the target of reducing them to approximately ¥10 billion. - FY2023-Q2AdvancedAnnual report
「Asset assessment amounts for 荘内銀行 on a non-consolidated basis Claims classification 30 September 2021 30 September 2022 Amount (¥ billions) Amount (¥ billions) Claims in bankruptcy, reorganization and similar claims 51 59 Danger claims 137 102 Claims requiring management 2 8」
荘内銀行’s disclosed claims balance declined from ¥19 billion at the end of September 2021 to ¥16.9 billion at the end of September 2022. The disclosure indicates progress toward the Fourth Medium-Term Management Plan’s target of reducing it to approximately ¥10 billion. - FY2022AdvancedAnnual report
「As of the end of the current consolidated fiscal year, the balance of claims disclosed under the Financial Reconstruction Act was ¥12.4 billion for 北都銀行 (at 31 March 2022) and ¥18.8 billion for 荘内銀行 (at 31 March 2022). During the period of the Fourth Medium-Term Management Plan, the company is working to improve clients’ businesses and carry out planned final resolution in order to reduce 荘内銀行’s disclosed claims balance to approximately ¥10 billion.」
荘内銀行’s disclosed claims balance declined from ¥19.6 billion to ¥18.8 billion, but a gap remains between the balance and the target of reducing it to approximately ¥10 billion. - FY2022-Q2Continued slight decline in disclosed claims balance, but reduction target not achievedAnnual report
「Asset assessment amounts for 株式会社荘内銀行 on a non-consolidated basis Claims classification 30 September 2020 30 September 2021 Amount (¥ billions) Amount (¥ billions) Claims in bankruptcy, reorganization and similar claims 69 51 Danger claims 124 137 Claims requiring management 9 2」
荘内銀行’s disclosed claims balance declined slightly from ¥20.2 billion at the end of September 2020 to ¥19 billion at the end of September 2021, but a substantial gap remains between the balance and the Fourth Medium-Term Management Plan’s target of reducing it to approximately ¥10 billion. - FY2021Slight decline in disclosed claims balance, but reduction target not achievedAnnual report
「As of the end of the current consolidated fiscal year, the balance of claims disclosed under the Financial Reconstruction Act was ¥8.8 billion for 北都銀行 and ¥19.6 billion for 荘内銀行. During the period of the Fourth Medium-Term Management Plan, the company is working to improve clients’ businesses and carry out planned final resolution in order to reduce 荘内銀行’s disclosed claims balance to approximately ¥10 billion.」
荘内銀行’s disclosed claims balance declined slightly from ¥19.7 billion in the previous fiscal year to ¥19.6 billion, but a gap remains between the balance and the target of reducing it to approximately ¥10 billion during the plan period. - FY2021-Q2Increase in disclosed claims balanceAnnual report
「Asset assessment amounts for 株式会社荘内銀行 on a non-consolidated basis 30 September 2019 30 September 2020 Claims in bankruptcy, reorganization and similar claims 53 69 Danger claims 117 124 Claims requiring management 27 9」
荘内銀行’s disclosed claims balance, comprising claims in bankruptcy, reorganization and similar claims, danger claims and claims requiring management, increased from ¥19.7 billion to ¥20.2 billion, indicating an increase relative to the Fourth Medium-Term Management Plan’s target of reducing the balance to approximately ¥10 billion. - FY2020First statedAnnual report
「During the period of the Fourth Medium-Term Management Plan, the company is working to improve clients’ businesses and carry out planned final resolution in order to reduce 荘内銀行’s disclosed claims balance to approximately ¥10 billion.」
The company has set a target of reducing 荘内銀行’s ¥19.7 billion balance of claims disclosed under the Financial Reconstruction Act to approximately ¥10 billion during the period of the Fourth Medium-Term Management Plan, using business improvement activities and planned final resolution.