Komori
FIDEA Holdings (8713) · RiskMitigated

Risk of Falling Below the Regulatory Minimum for the Capital Adequacy Ratio

First written in FY2016. 9 of 17 entries say "Mitigated", first in FY2019-Q2. Latest entry: 2026-08-07.

17entries
11years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2016 – FY2018MitigatedFY2021-Q2 – FY2021MitigatedFY2025-H1 – 2026-08-072016: 120162017: 220172018: 220182019: 220192020: 220202021: 120212022: 220222023: 120232024: 120242025: 120252026: 22026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 44 companies write about · 37 as a headwind · 13 as a tailwind

The whole theme swung hardest in 2017: 8 of 37 companies on the "Worse" side.

23 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 44 companies compared. The sentences above are computed from all 44.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-07MitigatedEarnings

    「FIDEA Holdings' consolidated capital adequacy ratio rose 0.04 percentage points from the end of the previous fiscal year to 9.89%, due to an increase in capital.」

    The consolidated capital adequacy ratio rose from 9.85% at the end of the previous fiscal year to 9.89%, remaining above the domestic standard of 4%.
  2. FY2026MitigatedAnnual report

    「The consolidated capital adequacy ratio under the domestic standard was 9.85% at the end of fiscal 2025, up 0.36 percentage points from the end of the previous fiscal year owing to an increase in capital and a decrease in risk-weighted assets.」

    The consolidated capital adequacy ratio increased from 9.49% at the end of the previous fiscal year to 9.85%, remaining above the domestic standard of at least 4%.
  3. FY2026-H1MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.07 10.03」

    The consolidated capital adequacy ratio increased from 9.07% in the same period of the previous year to 10.03%, maintaining a level above the domestic standard of at least 4%.
  4. FY2025-H1MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 8.99 9.07」

    The consolidated capital adequacy ratio increased from 8.99% in the same period of the previous year to 9.07%, maintaining a level above the domestic standard of at least 4%.
  5. FY2024-Q2WorsenedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.78 8.99」

    The consolidated capital adequacy ratio decreased from 9.78% in the same period of the previous year to 8.99%. However, it is not stated that the ratio fell below the domestic standard minimum of 4%.
  6. FY2023-Q2MitigatedAnnual report

    「Consolidated capital adequacy ratio (domestic standard) (Unit: ¥ million, %) 30 September 2021 30 September 2022 1. Consolidated capital adequacy ratio (2/3) 9.26 9.78」

    The consolidated capital adequacy ratio increased from 9.26% in the same period of the previous year to 9.78%, maintaining a level above the domestic standard.
  7. FY2022WorsenedAnnual report

    「The consolidated capital adequacy ratio under the domestic standard was 9.52% at the end of fiscal 2021, down 0.09 percentage points from the end of the previous fiscal year, mainly because ¥5,000 million of the ¥10,000 million in public funds was repaid in September 2021, while the Company worked to accumulate retained earnings and control risk-weighted assets.」

    The consolidated capital adequacy ratio decreased from 9.61% to 9.52%, but remained above the domestic standard of at least 4%.
  8. FY2021MitigatedAnnual report

    「The consolidated capital adequacy ratio under the domestic standard was 9.61% at the end of fiscal 2020, up 0.35 percentage points from the end of the previous fiscal year, owing to the accumulation of retained earnings and thorough control of risk-weighted assets, among other factors.」

    The consolidated capital adequacy ratio increased from 9.26% to 9.61%, remaining above the domestic standard of at least 4%.
  9. FY2021-Q2MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.18 9.26」

    The consolidated capital adequacy ratio increased from 9.18% on 30 September 2019 to 9.26% on 30 September 2020, remaining above the domestic standard of at least 4%.
  10. FY2020WorsenedAnnual report

    「Consolidated capital adequacy ratio (domestic standard) 31 March 2019 31 March 2020 1. Consolidated capital adequacy ratio (2/3) 9.50 9.26」

    The consolidated capital adequacy ratio decreased from 9.50% at the end of the previous fiscal year to 9.26%. It nevertheless remained above the domestic standard of at least 4%.
  11. FY2020-Q2WorsenedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.42 9.18」

    The consolidated capital adequacy ratio decreased from 9.42% in the same period of the previous year to 9.18%. It nevertheless remained above the domestic standard minimum of 4%.
  12. FY2019MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.21 9.50」

    The consolidated capital adequacy ratio increased from 9.21% at the end of the previous fiscal year to 9.50%, remaining above the domestic standard of at least 4%.
  13. FY2019-Q2MitigatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.19 9.42」

    The consolidated capital adequacy ratio increased from 9.19% in the same period of the previous year to 9.42%, remaining above the domestic standard of at least 4%.
  14. FY2018RestatedAnnual report

    「We must maintain our consolidated capital adequacy ratio at or above the domestic standard of 4% prescribed by the “criteria based on Article 52-25 of the Banking Act for determining whether the state of capital adequacy is appropriate in light of the assets held by a bank holding company and its subsidiaries” (Financial Services Agency Notification No. 20 of 2006).」

    The regulatory risk of maintaining a consolidated capital adequacy ratio of at least the domestic standard of 4% is reiterated.
  15. FY2018-Q2RestatedAnnual report

    「1. Consolidated capital adequacy ratio (2/3) 9.61 9.19」

    The consolidated capital adequacy ratio was disclosed as 9.19%, continuing the disclosure of the regulatory risk relating to the capital adequacy ratio and the ratio itself.
  16. FY2017RestatedAnnual report

    「We must maintain our consolidated capital adequacy ratio at or above the domestic standard of 4% prescribed by the “criteria based on Article 52-25 of the Banking Act for determining whether the state of capital adequacy is appropriate in light of the assets held by a bank holding company and its subsidiaries.”」

    The regulatory risk of maintaining a consolidated capital adequacy ratio of at least the domestic standard of 4% is reiterated. The full-year consolidated capital adequacy ratio is stated as 9.48%.
  17. FY2016First statedAnnual report

    「We must maintain our consolidated capital adequacy ratio at or above the domestic standard of 4%....」

    The consolidated capital adequacy ratio was 9.52% at the end of the fiscal year, compared with the regulatory minimum of 4%.
Moved together

"Increase in Non-Performing Loans and Credit Costs" moved the same way as this thread, in the same document, in 9 of its 17 moves.

965544★123456
  1. ★This thread
  2. 1Increase in Non-Performing Loans and Credit Costs9×
  3. 2Decline in the Value of Securities Due to Fluctuations in Interest Rates, Stock Prices, Bond Prices and Exchange Rates6×
  4. 3Maintaining and enhancing capital commensurate with the scale of operations and risks5×
  5. 4Building Earning Capacity in Regional Companies through Business Viability Assessments, Business Succession and M&A5×
  6. 5Weakness and deterioration in the Tohoku regional economy4×
  7. 6Strengthening Executive Compensation Governance Through the Introduction of Variable Compensation4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for FIDEA Holdings yet. It last moved in the Earnings of 2026-08-07: "Mitigated".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Risk of Falling Below the Regulatory Minimum for the Capital Adequacy Ratio | FIDEA Holdings Co.Ltd. (8713) | Komori