Enhancing Advisory Services for Inheritance and Business Succession and Encouraging All Employees to Obtain Financial Planner Qualifications
First written in FY2017. 9 of 14 entries say "Advanced", first in FY2018. Latest entry: 2026-07-31.
The whole theme swung hardest in 2021: 5 of 25 companies on the "Worse" side.
7 other companies' latest entry also says "Restated".
- 2026-07-31RestatedEarnings
「To enable customers to continue trading with confidence over the long term, we conduct customer-oriented business operations rooted in local communities by providing attentive services required in an aging society, including the Family Support Securities Account.」
The company continues to support older customers and families, including through the Family Support Securities Account, and to conduct customer-oriented business operations. - FY2026AdvancedAnnual report
「Japan's declining birthrate and aging population are increasing the need for intergenerational asset transfers, making the response to asset succession, including inheritance and gifting, an important issue. We provide advice and support in cooperation with external specialists concerning Family Support Securities Accounts and gifting schemes using securities, addressing these issues. As of the end of the fiscal year under review, the qualification rates were 77.5% for financial planning qualifications and 79.0% for inheritance planning qualifications.」
Family Support Securities Accounts, gifting schemes using securities and cooperation with external specialists have been specified as means of supporting asset succession. The qualification rates were 77.5% for financial planning qualifications and 79.0% for inheritance planning qualifications. - FY2026-H1AdvancedAnnual report
「To provide the attentive investor protection required in an aging society and enable customers to continue trading with peace of mind and security over the long term, we have begun handling Family Support Securities Accounts, among other initiatives,」
In addition to advisory services concerning inheritance and business succession and initiatives to support older customers, the company has begun handling Family Support Securities Accounts, specifying concrete means of protecting investors, including support from family members. - FY2024Decline in qualification ratesAnnual report
「As of the end of the fiscal year under review, the qualification rates were 74.1% for financial planning qualifications and 73.4% for inheritance planning qualifications.」
The company continues to encourage all employees to obtain financial planning and inheritance planning qualifications, but the rates declined from 79.0% and 74.8%, respectively, at the end of the previous fiscal year to 74.1% and 73.4%. - FY2023AdvancedAnnual report
「We regard maximizing customer benefits as an important priority and strive to provide appropriate advice and proposals for long-term and medium-term wealth building. Because this requires more specialized skills, we encourage all employees to obtain financial planning and inheritance planning qualifications. As of the end of the fiscal year under review, the qualification rates were 79.0% for financial planning qualifications and 74.8% for inheritance planning qualifications.」
The company continues to encourage all employees to obtain financial planning and inheritance planning qualifications and discloses qualification rates of 79.0% and 74.8%, respectively, as of the end of the fiscal year under review. - FY2023-Q2ReframedAnnual report
「② Priority measures 1) Sophistication of asset management 2) Strengthening support for wealth building 3) Smooth intergenerational transfer of assets 4) Efficient use of proprietary funds」
In the new medium-term management plan, the response to inheritance and business succession is positioned as a key initiative, "smooth intergenerational transfer of assets." - FY2022AdvancedAnnual report
「Japan's trend toward a declining birthrate and an aging population is increasing the need for intergenerational asset transfers, and we will also work to resolve issues such as inheritance, gifting and asset disposition through cooperation with external business partners. We will work to enhance employees' professional capabilities in order to respond to institutional changes, including revisions to pension systems and tax legislation, and provide customers with appropriate advice. This includes encouraging employees to become financial professionals by obtaining financial planning and inheritance planning qualifications.」
For advisory services concerning inheritance and business succession, the company explicitly notes its response to inheritance, gifting and asset disposition through cooperation with external business partners, in addition to dedicated personnel and qualification programs. - FY2021RestatedAnnual report
「・We will establish a Wealth Management Team and a call center to improve customer convenience. We will establish a framework to support customers with inheritance, business succession and related matters and respond to their various inquiries. ・We will work to enhance employees' professional capabilities in order to respond to institutional changes, including revisions to pension systems and tax legislation, and provide customers with appropriate advice. This includes encouraging employees to become financial professionals by obtaining financial planning and inheritance planning qualifications.」
The company continues to provide advisory services through its Wealth Management Team and call center and enhance employees' expertise by encouraging them to obtain financial planning and inheritance planning qualifications. - FY2020AdvancedAnnual report
「・We will establish a Wealth Management Team and a call center to improve customer convenience. We will establish a framework to support customers with inheritance, business succession and related matters and respond to their various inquiries.」
For advisory services concerning inheritance and business succession, the establishment of a Wealth Management Team and a call center in addition to the existing support team is explicitly stated. - FY2019AdvancedAnnual report
「② Establishing a Wealth Management and Senior Support Team to strengthen investment advisory services ・We will establish a framework to support customers with inheritance, business succession and related matters and respond to their various inquiries. ・We will work to enhance employees' professional capabilities in order to respond to institutional changes, including revisions to pension systems and tax legislation, and provide customers with appropriate advice. This includes encouraging employees to become financial professionals by obtaining financial planning and inheritance planning qualifications.」
The previous inheritance support function has been expanded through the establishment of a Wealth Management and Senior Support Team, advice on inheritance and business succession, and the development of financial professionals through financial planning and inheritance planning qualifications. - FY2018AdvancedAnnual report
「We have been working to strengthen our service structure so that we can respond promptly and appropriately to the growing need for advice on inheritance and business succession resulting from the aging of our customers and tax system revisions. Measures include increasing the number of dedicated personnel for inheritance support and partnering with tax accountant firms, and the number of requests for advice has also increased.」
The company has increased dedicated personnel and partnered with tax accountant firms for inheritance and business succession advice, and states that the number of requests for advice has increased. - FY2017First statedAnnual report
「② Enhancing advisory services, including strengthening the Inheritance Support Team ・We will enhance advisory services, including by strengthening the Inheritance Support Team, which supports customers with inheritance, business succession and related matters. ・We will strengthen our organization so that we can provide customers with appropriate advice on wealth building, including by encouraging all employees to obtain financial planning qualifications.」
For the first time, measures are explicitly outlined to strengthen the framework for customer advice and wealth-building support by reinforcing a specialist team for inheritance and business succession and encouraging all employees to obtain financial planning qualifications.