Establishment of “3.0 Securities,” a smartphone-only securities firm
First written in FY2020-Q3. 6 of 12 entries say "Advanced", first in FY2021. Latest entry: 2026-10-30.
No other company in this theme has enough history to compare yet.
- FY2026WorsenedAnnual report
「In light of the outlook for the business, the company reduced the carrying amount to the recoverable amount and recognized the decrease as an impairment loss included in extraordinary losses.」
Regarding the smartphone-only securities business CHEER Securities, an impairment loss of ¥2,001 million was recorded because future cash flows from business software and other assets were deemed unlikely. The description of monetizing the digital financial business came to include the actual impairment loss. - 2026-04-30WorsenedOccurring Fact
「当社連結子会社である CHEER 証券は、事業活動に使用しているソフトウェア等 2,001 百万円に関して、今後の事業見通しに基づく投資回収に時間を要すると判断し、減損処理を行いました。」
CHEER証券について、ソフトウェア等の投資回収に時間を要するとの判断により減損処理が行われ、事業見通しに関する記載が弱まった。 - FY2024-Q3AdvancedAnnual report
「In August, CHEER証券, the Group's smartphone-only securities company, and お金のデザイン, which operates a robo-advisory business, began offering おまかせ運用, a discretionary investment management service that manages customers' assets on their behalf.」
Regarding the smartphone-only securities business CHEER Securities, the company began offering discretionary investment management services through collaboration with Money Design Co., Ltd. - FY2024-Q2AdvancedAnnual report
「In August, CHEER証券, the Group's smartphone-only securities company, began offering おまかせ運用, a discretionary investment management service that manages customers' assets on their behalf, in collaboration with お金のデザイン, which operates a robo-advisory business.」
Regarding the smartphone-only securities business CHEER Securities, the company began offering discretionary investment management services through collaboration with a robo-advisory operator. - FY2023-Q3AdvancedAnnual report
「From November, we began offering a service in collaboration with the points-based shareholder program "Cocokabu"(*), under which points linked to a company's share price are awarded and can be exchanged for actual shares according to the number of points held. CHEER Securities will continue working to provide advanced financial services that meet customer needs arising from the spread of smartphones and the advancement of digitalization.」
Regarding the smartphone-only securities business CHEER Securities, following its services for domestic equities and investment trusts and points-based investment in U.S. equities and ETFs, the company began offering a share-exchange service in collaboration with the points-based shareholder program "Cocokabu." - FY2023-Q2AdvancedAnnual report
「Our subsidiary CHEER Securities Co., Ltd. (hereinafter, "CHEER Securities") began handling domestic equities and investment trusts in September. It also entered into a business partnership with STOCK POINT Co., Ltd. (head office: Minato-ku, Tokyo; Representative Director and President: Tsuchiya Kiyomi (土屋清美)) and began offering the "StockPoint for CHEER Securities" service in October, enabling points to be invested in U.S. equities and ETFs for the first time in Japan. CHEER Securities will continue providing advanced financial services to meet customer needs arising from the spread of smartphones and the advancement of digitalization.」
The smartphone-only securities business progressed from the stage of establishing the preparatory company and announcing a planned launch to the stage of beginning to handle domestic equities and investment trusts as CHEER Securities in September. It also launched a points-based investment service for U.S. equities and ETFs in October through its partnership with STOCK POINT. - FY2022-Q3Change of Corporate Name and Wording of Launch TimingAnnual report
「Our subsidiary TT Digital Platform Co., Ltd. (renamed from Money Compass Japan Co., Ltd. in October 2021; hereinafter, "TTDP") began working with Music Securities Co., Ltd. (hereinafter, "MS") in December to introduce regional ESG funds and other products through the asset management platform "Okane no Compass※1."」
The preparatory company for the smartphone-only securities business changed its corporate name from 3.0 Securities Preparatory Co., Ltd. to CHEER Securities Co., Ltd. Regarding the launch, the description changed from "operations scheduled to begin this autumn" to "operations scheduled to begin shortly," with no specific timing indicated. - FY2022-Q1AdvancedAnnual report
「Together with the asset management app "Okane no Compass," provided by our subsidiary Money Compass Japan Co., Ltd., and centered on a smartphone-only securities business scheduled to begin operations this autumn, we will offer a range of digital services, including security tokens, crypto assets, robo-advisory, round-up investing, and digital and local currencies, to meet the financial needs of regional financial institutions and business corporations.」
Regarding the smartphone-only securities business, the company progressed from establishing the preparatory company and presenting a target launch period to indicating that operations were scheduled to begin this autumn and outlining a business concept combining the asset management app with various digital services. - FY2021AdvancedAnnual report
「The smartphone-only securities business is scheduled to begin operations in summer or autumn 2021. The company is working to differentiate its products and functions and secure a competitive advantage.」
Regarding the smartphone-only securities business, the company moved from the establishment stage of the preparatory company to explicitly stating that operations were scheduled to begin in summer or autumn 2021, together with a policy of differentiating its products and functions. - FY2020-Q3First statedAnnual report
「In response to rapid changes in the business environment, including increasingly diverse and sophisticated customer needs and the spread of digital financial services such as FinTech and AI, we decided to establish a smartphone-only securities business as a securities service for the next generation. In November, we established 3.0 Securities Preparatory Co., Ltd. (hereinafter, "3.0 Securities").」
The company decided to establish a smartphone-only securities business for the next generation and established a preparatory company in November 2019.