Komori
Orient (8585) · InitiativeStagnation in the auto leasing market

Expanding Auto Leasing through Product Enhancements that Address Customer Needs

First written in FY2017-Q3. 9 of 28 entries say "Advanced", first in FY2019-Q1. Latest entry: FY2026.

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ProgressHeldSoftenedWorseRestatedFY2017-Q3 – FY2018-Q3OtherFY2024-Q32017: 420172018: 320182019: 420192020: 420202021: 420212022: 320222023: 320232024: 120242025: 120252026: 12026
Same theme, other companies
Expansion of the auto leasing business for individualsA theme 3 companies write about · 0 as a headwind · 3 as a tailwind

0 other companies' latest entry also says "Other".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026Stagnation in the auto leasing marketAnnual report

    「Personal auto leasing also fell short of plan, as the overall market growth rate was significantly below expectations.」

    The disclosure states that, while the policy of expanding auto leasing continued, performance fell short of plan as the overall market growth rate was below expectations.
  2. FY2026-H1AdvancedAnnual report

    「In the individual installment credit business, auto loan transaction volume increased year on year, mainly due to growth in transaction volume at 株式会社オリコプロダクトファイナンス.」

    Auto loan transaction volume increased year on year, mainly driven by growth in transaction volume at 株式会社オリコプロダクトファイナンス.
  3. FY2024-Q3Decrease in auto loan transaction volume; subsidiary earnings recognizedAnnual report

    「In the individual installment credit business, auto loan transaction volume decreased year on year due in part to a decline in transaction volume for imported cars.」

    Auto loan transaction volume decreased year on year due in part to lower transaction volume for imported cars. Meanwhile, earnings from making 株式会社オリコオートリース a consolidated subsidiary have been recognized since the third quarter of the current consolidated fiscal year.
  4. FY2024-Q2AdvancedAnnual report

    「Going forward, by taking the initiative, the Company will further strengthen collaboration with itself and its Group and provide high-value-added products, services, and solutions beyond its existing areas.」

    The Company progressed to the stage of taking the initiative in the auto leasing and small-ticket leasing businesses and strengthening the provision of products, services, and solutions in the leasing field.
  5. FY2024-Q1RaisedAnnual report

    「At a meeting of its Board of Directors held on 28 July 2023, the Company resolved to enter into a basic agreement with Tokyo Century Corporation concerning the consolidation of 株式会社オリコオートリース and 株式会社オリコビジネスリース, both consolidated subsidiaries of Tokyo Century Corporation, as consolidated subsidiaries of the Company. The business combination date is scheduled for 29 September 2023, and the post-acquisition voting rights ratios are expected to be 66% for 株式会社オリコオートリース and 80% for 株式会社オリコビジネスリース.」

    The Company outlined plans to broaden the scope of its efforts to strengthen the leasing business by making an auto leasing company and a small-ticket leasing company consolidated subsidiaries, in addition to expanding auto loans and auto leasing.
  6. FY2023-Q3MitigatedAnnual report

    「Auto loan transaction volume was affected by supply constraints caused by the semiconductor shortage in the new-car segment and other factors, but remained at the same level as the previous year due to an increase in used-car transaction volume.」

    Although supply constraints caused by the semiconductor shortage continued, higher used-car transaction volume brought auto loan transaction volume back to the same level as the previous year.
  7. FY2023-Q2WorsenedAnnual report

    「Auto loan transaction volume decreased year on year due to supply constraints caused by the semiconductor shortage in the new-car segment and other factors.」

    Supply constraints in the new-car segment caused by the semiconductor shortage continued, and auto loan transaction volume fell below the same period of the previous year.
  8. FY2023-Q1WorsenedAnnual report

    「Auto loan transaction volume decreased year on year due in part to the impact of weak new-car sales caused by the semiconductor shortage in the new-car segment spreading to distribution markets.」

    Auto loan transaction volume, which had been recovering following the introduction of new online products and other factors, decreased year on year as weak new-car sales caused by the semiconductor shortage spread to distribution markets.
  9. FY2022-Q3MitigatedAnnual report

    「In the individual installment credit business, auto loan transaction volume remained flat year on year despite the impact on distribution markets from the semiconductor shortage in the new-car segment and other factors.」

    Although the impact of the semiconductor shortage continued, auto loan transaction volume recovered from a year-on-year decline to a flat level.
  10. FY2022-Q2WorsenedAnnual report

    「In the individual installment credit business, recovery in auto loan transaction volume slowed due to the impact on distribution markets from the semiconductor shortage and other factors.」

    Recovery in auto loan transaction volume, which had been progressing due to the introduction of new online products and other factors, slowed because of the impact on distribution markets from the semiconductor shortage and other factors.
  11. FY2022-Q1AdvancedAnnual report

    「In the individual installment credit business, auto loan transaction volume continued to recover from June 2020 due in part to the effects of introducing new online products, and exceeded the same period of the previous year.」

    Auto loan transaction volume, which had been recovering due in part to the introduction of new online products, progressed to the point of exceeding the same period of the previous year.
  12. FY2021Recovery trend continues after declineAnnual report

    「In the individual-installment finance business, auto-loan transaction volume declined year on year due to the impact of dealers voluntarily suspending operations and other factors, but has continued to recover since June 2020, supported by the introduction of new Web-based products.」

    Auto loan transaction volume decreased year on year, but has continued to recover since June 2020 due to the introduction of new online products and other factors.
  13. FY2021-Q3RestatedAnnual report

    「In the individual-installment finance business, auto-loan transaction volume declined year on year due to the impact of dealers voluntarily suspending operations and other factors, but has continued to recover since June, supported by the introduction of new Web-based products.」

    Although auto loan transaction volume decreased year on year, the recovery trend since June has continued, supported by the introduction of new online products and other factors.
  14. FY2021-Q2RestatedAnnual report

    「In the individual installment credit business, auto loan transaction volume has been recovering since June due to a recovery in consumption following the easing of restrictions on business activities and the introduction of new online products, but fell below the same period of the previous year because of factors including front-loaded demand before the consumption tax increase in the previous year.」

    Although auto loan transaction volume fell below the same period of the previous year, it has been recovering since June due to the introduction of new online products and the easing of restrictions on business activities, among other factors.
  15. FY2021-Q1Recovery in June after a decline in transaction volumeAnnual report

    「Auto loan transaction volume fell below the same period of the previous year due to the downturn in the automotive market. In June, however, transaction volume recovered to nearly the same level as in the same month of the previous year, supported by a recovery in consumption and the introduction of new products.」

    Auto loan transaction volume fell below the same period of the previous year due to the downturn in the automotive market, but recovered to nearly the same level as the same month of the previous year in June following the introduction of new products and other factors.
  16. FY2020AdvancedAnnual report

    「In auto loans, transaction volume at used-car specialty dealers increased, while auto leasing performed well due to product expansion to meet customer needs and overseas auto loans expanded steadily, including through the opening of new sales offices, resulting in transaction volume exceeding the previous year.」

    Used-car specialty dealers, product expansion, and the opening of new overseas sales offices contributed to auto loan transaction volume exceeding the previous year. In the fourth quarter, it fell below the same quarter of the previous year due to the impact of infectious diseases.
  17. FY2020-Q3RestatedAnnual report

    「In auto loans, transaction volume at used-car specialty dealers increased, while auto leasing performed well due to product expansion to meet customer needs and overseas auto loans also performed well, resulting in transaction volume exceeding the previous year.」

    The trend of auto loan transaction volume exceeding the previous year has continued, supported by higher transaction volume at used-car specialty dealers, product expansion to meet customer needs, and strong overseas auto loan performance.
  18. FY2020-Q2AdvancedAnnual report

    「In auto loans, transaction volume at used-car specialty dealers increased, while auto leasing performed well due to product expansion to meet customer needs and overseas auto loans also performed well, resulting in transaction volume exceeding the previous year.」

    Higher transaction volume at used-car specialty dealers, product expansion to meet customer needs, and strong overseas auto loan performance drove auto loan transaction volume above the previous year.
  19. FY2020-Q1AdvancedAnnual report

    「In auto loans, transaction volume at used-car specialty dealers increased, while auto leasing performed well due to product expansion to meet customer needs and overseas auto loans also performed well, resulting in transaction volume exceeding the previous year.」

    Higher transaction volume at used-car specialty dealers, product expansion to meet customer needs, and strong overseas auto loan performance drove auto loan transaction volume above the previous year.
  20. FY2019AdvancedAnnual report

    「In auto loans, transaction volume at used-car specialty dealers increased, while auto leasing performed well due to product expansion to meet customer needs and overseas auto loans expanded steadily, including through the opening of new sales offices, resulting in transaction volume exceeding the previous year.」

    Higher transaction volume at used-car specialty dealers, product expansion, and the opening of new overseas sales offices contributed to auto loan transaction volume exceeding the previous year.
  21. FY2019-Q3AdvancedAnnual report

    「In auto loans, transaction volume at used-car specialty dealers increased, while auto leasing performed well due to product expansion to meet customer needs and overseas auto loans also performed well, resulting in transaction volume exceeding the previous year.」

    Higher transaction volume at used-car specialty dealers, strong auto leasing performance driven by product expansion to meet customer needs, and strong overseas auto loan performance drove auto loan transaction volume above the previous year.
  22. FY2019-Q2RestatedAnnual report

    「In auto loans, although transaction volume at domestic-car dealers decreased, auto leasing performed well due to product expansion to meet customer needs, and overseas auto loans also performed well, with transaction volume remaining roughly at the previous year's level.」

    The disclosure continues to describe strong auto leasing performance driven by product expansion to meet customer needs and strong overseas auto loan performance.
  23. FY2019-Q1AdvancedAnnual report

    「In auto loans, although transaction volume at domestic-car dealers decreased, auto leasing performed well due to product expansion to meet customer needs, and overseas auto loans also performed well, resulting in higher revenue.」

    Auto leasing performed well through product expansion to meet customer needs, while overseas auto loans also performed well, resulting in higher revenue.
  24. FY2018-Q3RestatedAnnual report

    「In auto loans, despite the severe competitive environment, business with used-car specialty dealers and auto leasing remained strong, and transaction volume was maintained at the previous year's level.」

    The disclosure states that auto leasing performed well, while auto loan transaction volume held roughly at the previous year's level amid a highly competitive environment.
  25. FY2018-Q2RestatedAnnual report

    「In auto loans, despite the severe competitive environment, business with used-car specialty dealers and auto leasing remained strong, resulting in a slight increase in transaction volume.」

    The disclosure states that auto leasing performed well, while overall auto loan transaction volume posted only a slight increase.
  26. FY2018-Q1RestatedAnnual report

    「In auto loans, auto leasing performed well, but total auto loan transaction volume decreased due in part to a decline in transaction volume at domestic-car dealers.」

    The disclosure describes strong auto leasing performance driven by product expansion to meet customer needs, along with a decline in total auto loan transaction volume due to lower transaction volume at domestic-car dealers.
  27. FY2017RestatedAnnual report

    「In auto loans, auto leasing performed well due to product expansion to meet customer needs and other factors, but revenue declined due in part to a decrease in transaction volume at new-car dealers.」

    Auto leasing performed well through product expansion to meet customer needs, while revenue declined due to a decrease in transaction volume at new-car dealers.
  28. FY2017-Q3First statedAnnual report

    「In auto loans, auto leasing performed well due to product expansion to meet customer needs and other factors, but revenue declined as transaction volume at new-car dealers decreased.」

    The disclosure describes measures to expand auto leasing through product expansion to meet customer needs, while also noting a decrease in transaction volume at new-car dealers.
Moved together

"Target of growing the payments and guarantee business into the fourth business" moved the same way as this thread, in the same document, in 12 of its 28 moves.

121210998★123456
  1. ★This thread
  2. 1Target of growing the payments and guarantee business into the fourth business12×
  3. 2Expansion of Credit Card Membership and Card Shopping Transaction Volume12×
  4. 3Expansion of Partnerships for Rent Payment Guarantees and Small-Lot Lease Guarantees10×
  5. 4Interest Refund Losses Associated with Refunds of Overpayments9×
  6. 5Decline in Home Renovation Transaction Volume Due to Weak Solar Power Market9×
  7. 6Undrawn lending limits for cards and similar products8×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Orient's next results are scheduled for 2026-10-30. Read the earnings preview
News
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