Medium-Term Management Plan (FY2021–FY2025): “A Second Founding: Innovation in the Value Chain and Creation of a Network”

「Based on these policies, the Group formulated a Medium-Term Management Plan covering the 5 years from fiscal 2026 through fiscal 2030, with the aim of achieving its desired state in 2030.」

「Under the basic policy of "Second Founding: Innovation in the Value Chain and Creation of a Network" in this transformational phase of the Medium-Term Management Plan, we are reallocating management resources to strengthen our core payments infrastructure and build new digital businesses leveraging digital technologies in the rapidly growing countries of Asia, in order to provide innovative financial services to customers in the countries where we operate.」

「Under the basic policy of "Second Founding: Innovation in the Value Chain and Creation of a Network" in this transformational phase of the Medium-Term Management Plan, we are reallocating management resources to strengthen our core payments infrastructure and build new digital businesses in the rapidly growing countries of Asia, in pursuit of the happiness of customers in the countries where we operate through innovative financial services.」

「Under Our Purpose of the Group, we have established the basic policy of the Medium-Term Management Plan, "Second Founding: Innovation in the Value Chain and Creation of a Network," and will pursue the provision of more innovative financial services to customers across Asia through the initiatives described below.」

「We are advancing reforms to drive Group growth under the basic policy of our Medium-Term Management Plan for fiscal 2021 through fiscal 2025, "Second Founding: Innovation in the Value Chain and Creation of a Network."」

「On 1 June 2023, we integrated our management with AEON Credit Service Co., Ltd., formerly our consolidated subsidiary, and launched a new management structure. We established "Second Founding: Innovation in the Value Chain and Creation of a Network" as the basic policy of our Medium-Term Management Plan for fiscal 2021 through fiscal 2025 and are advancing reforms to drive Group growth.」

「We established "Second Founding: Innovation in the Value Chain and Creation of a Network" as the basic policy of our Medium-Term Management Plan for fiscal 2021 through fiscal 2025 and are advancing reforms to drive Group growth.」

「We established "Second Founding: Innovation in the Value Chain and Creation of a Network" as the basic policy of our Medium-Term Management Plan for fiscal 2021 through fiscal 2025 and are advancing reforms to drive Group growth.」

「The Company has established the basic policy of its Medium-Term Management Plan for fiscal 2021 through fiscal 2025 as “A Second Founding: Innovation of the Value Chain and Creation of Networks,” and is pursuing reforms to support the Group's growth.」

「The Company has established the basic policy of its Medium-Term Management Plan for fiscal 2021 through fiscal 2025 as “A Second Founding: Innovation of the Value Chain and Creation of Networks,” and is pursuing reforms to support the Group's growth. In Japan, it is investing in and developing infrastructure to establish a common AEON Group ID, promoting cashless payments, and introducing new services such as insurance products. Overseas, it is pursuing digital financial inclusion by developing applications that allow customers to complete the process from applying for various products through to using them on a smartphone, and by upgrading credit assessment and receivables management.」

「In fiscal 2021, the first year of the plan, we invested in and developed the infrastructure needed to unify IDs across the AEON Group in Japan, promoted cashless payments, and introduced new services such as insurance products. Overseas, we worked to advance digital financial inclusion through app development that enables customers to complete the process from applying for various products through to using them on their smartphones, as well as through more sophisticated credit assessment and receivables management.」

「We established "Second Founding: Innovation in the Value Chain and Creation of a Network" as the basic policy of our Medium-Term Management Plan for fiscal 2021 through fiscal 2025 and are advancing reforms to drive Group growth. In fiscal 2021, the first year of the plan, we invested in and developed the infrastructure needed to establish a common AEON Group ID in Japan, while promoting cashless payments and introducing new services such as insurance products. Overseas, we are pursuing digital financial inclusion through application development that enables customers to complete the process from applying for various products through use on a smartphone, as well as through more sophisticated credit assessment and receivables management.」