A theme centered on the innovation of the value chain and customer network through a common ID, cashless services, insurance products, overseas smartphone-based end-to-end services and advanced credit assessment, based on 8570’s “second founding” initiative set out in its medium-term management plan for fiscal 2021–2025. It also covers the vision for 2030 and the transition to the new medium-term management plan for fiscal 2026–2030.