Komori
The Bank of Nagoya (8522) · TargetRaised

Transforming into a Bank with High Customer Satisfaction through the 19th Management Plan

First written in FY2016. 22 of 33 entries say "Restated". Latest entry: FY2026.

33entries
11years
3from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2018-Q1 – FY2021-Q32016: 120162017: 320172018: 320182019: 420192020: 320202021: 420212022: 420222023: 420232024: 220242025: 120252026: 42026
Same theme, other companies
Transforming into a Bank with High Customer Satisfaction through the 19th Management PlanA theme 2 companies write about · 0 as a headwind · 2 as a tailwind

0 other companies' latest entry also says "Raised".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026RaisedAnnual report

    「Although the “financial” interim targets were revised in May 2025, the operating environment changed significantly following the shift in monetary policy and other developments, and the revised consolidated net income and consolidated ROE targets were both achieved ahead of schedule in FY2025.」

    The revised targets of ¥20.0 billion in consolidated net income and ROE of more than 6% were achieved ahead of schedule in FY2025, and the FY2027 targets were raised to ¥28.0 billion in consolidated net income and ROE of more than 8%. The core OHR target in the 50% range and the total deposits and loans target of ¥10 trillion were unchanged.
  2. FY2025SoftenedAnnual report

    「Because the achievement of the initially established “financial” interim targets had become foreseeable, the targets were revised in May 2025. FY2024 actual FY2027 target After revision FY2027 target Net income (consolidated) ¥14.7 billion ¥15.0 billion ¥20.0 billion ROE (consolidated) 5.08% More than 5% More than 6% Core OHR 57.2% 50% range (Unchanged) Total deposits and loans ¥9.0 trillion ¥10 trillion (Unchanged)」

    The FY2027 consolidated net income target was revised from ¥20.0 billion to ¥15.0 billion and the consolidated ROE target from more than 6% to more than 5%. The core OHR and total deposits and loans targets were unchanged.
  3. FY2024AdvancedAnnual report

    「“Financial” interim targets (FY2027) FY2023 actual FY2027 target Net business profit (non-consolidated) ¥7.0 billion Net income (consolidated) ¥5.0 billion Annual targets: FY2020–FY2022 Corporate solutions initiatives 3,000 or more Individual solutions initiatives 13,000 or more」

    For FY2027, the 22nd Management Plan specifies interim targets of ¥15.0 billion in consolidated net income, consolidated ROE of more than 5%, core OHR in the 50% range and total deposits and loans of ¥10 trillion, together with FY2023 actual results.
  4. FY2024-Q3RestatedAnnual report

    「During the third quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  5. FY2024-Q2RestatedAnnual report

    「During the second quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  6. FY2024-Q1RestatedAnnual report

    「During the first quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  7. FY2023ReframedAnnual report

    「We formulated the eight-year 22nd Management Plan, “Demonstrating the True Value of a Business that Creates the Future,” beginning in April 2023, and will implement priority initiatives to realize the newly defined 2030 Vision. 2030 Vision The No. 1 regional financial group growing together with its customers Priority initiatives Sustainability Human capital strategy DX strategy」

    The bank moved from the 21st Medium-Term Management Plan to the eight-year 22nd Management Plan beginning in April 2023. It newly defined its 2030 Vision and restructured the plan around sustainability, human capital strategy and DX strategy.
  8. FY2023-Q3RestatedAnnual report

    「During the third quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  9. FY2023-Q2RestatedAnnual report

    「During the second quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  10. FY2023-Q1RestatedAnnual report

    「During the first quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  11. FY2022AdvancedAnnual report

    「<Period targets (FY2022)> Core operating profit (non-consolidated): ¥7 billion Net income (consolidated): ¥5 billion <Annual targets: FY2020–FY2022> Number of corporate solutions initiatives: 3,000 or more Number of individual solutions initiatives 13,000 or more」

    For FY2022, the final year of the 21st Medium-Term Management Plan, the Bank specified period targets of ¥7 billion in core operating profit and ¥5 billion in consolidated net income.
  12. FY2022-Q3RestatedAnnual report

    「During the third quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  13. FY2022-Q2RestatedAnnual report

    「During the second quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  14. FY2022-Q1RestatedAnnual report

    「During the first quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  15. FY2021ReframedAnnual report

    「We formulated the three-year 21st Medium-Term Management Plan, “Evolving into a Business that Creates the Future,” covering the period beginning in April 2020, and will implement key strategies aimed at achieving the following vision.」

    The bank moved from the 20th Management Plan to the 21st Medium-Term Management Plan, restructuring its strategy around the vision of evolving from banking into “a business that creates the future,” human capital development, a customer-oriented sales structure, technology utilization and management.
  16. FY2021-Q3RestatedAnnual report

    「During the third quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  17. FY2021-Q2RestatedAnnual report

    「During the second quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  18. FY2021-Q1RestatedAnnual report

    「During the first quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  19. FY2020-Q3RestatedAnnual report

    「During the third quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  20. FY2020-Q2RestatedAnnual report

    「During the second quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  21. FY2020-Q1RestatedAnnual report

    「During the first quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  22. FY2019RestatedAnnual report

    「Under the three-year 20th Management Plan, "Stronger, Longer, Deeper — Deepening Our Bonds with the Community," starting in April 2017, we will implement initiatives based on the following five basic policies so that, through the provision of highly satisfying services, we can build strong, lasting and deep relationships with stakeholders including the local community, local customers and employees, and remain a financial institution that is increasingly needed by the local community.」

    The 20th Management Plan continues to emphasize deeper ties with the local community, customers and employees and initiatives based on five basic policies.
  23. FY2019-Q3RestatedAnnual report

    「During the third quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  24. FY2019-Q2RestatedAnnual report

    「During the second quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  25. FY2019-Q1RestatedAnnual report

    「During the first quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  26. FY2018-Q3RestatedAnnual report

    「During the third quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure continues to state that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  27. FY2018-Q2RestatedAnnual report

    「During the second quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by the bank. There were also no material changes to the objective indicators and other measures used to assess progress toward management objectives.」

    The disclosure reconfirms that there were no material changes to the management policies, management strategies or indicators used to assess progress toward management objectives.
  28. FY2018-Q1RestatedAnnual report

    「During the first quarter of the current consolidated cumulative period, there were no material changes to the management policies, management strategies or other matters established by our group, comprising the bank and its consolidated subsidiaries.」

    The disclosure states that there were no material changes to the management policies, management strategies or other matters, indicating that existing policies, including the 20th Management Plan, remain in place.
  29. FY2017ReframedAnnual report

    「Under the three-year 20th Management Plan, "Stronger, Longer, Deeper — Deepening Our Bonds with the Community," starting in April 2017, we will implement initiatives based on the following five basic policies so that, through the provision of highly satisfying services, we can build strong, lasting and deep relationships with stakeholders including the local community, local customers and employees, and remain a financial institution that is increasingly needed by the local community.」

    The bank moved from the 19th Management Plan to the three-year 20th Management Plan starting in April 2017, restructuring the plan around deepening ties with the local community, customers and employees.
  30. FY2016First statedAnnual report

    「Under the three-year 19th Management Plan, "Change! Transform! Be Reborn! — Toward a Bank Overflowing with Satisfaction —," starting in April 2014, we established the following as our shared vision: "Become a bank that treats customers more kindly than anyone else, thinks about customers more seriously than anyone else, and is appreciated by everyone. By bringing together the full strength of all officers and employees, we will serve the prosperity of the local community."」

    The three-year plan period, shared vision and key initiatives are clearly specified.
Moved together

"Risk of valuation losses due to declines in stock and bond prices" moved the same way as this thread, in the same document, in 6 of its 33 moves.

664444★123456
  1. ★This thread
  2. 1Risk of valuation losses due to declines in stock and bond prices6×
  3. 2Risk of Maintaining Capital Ratios under International Standards6×
  4. 3Expanding the loan book by strengthening mortgage lending4×
  5. 4Building an All-Employee Sales Model through BPR4×
  6. 5Recognition of impairment losses on two operating stores4×
  7. 6Disclosure of the Leverage Ratio under Internationally Harmonized Standards4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Bank of Nagoya yet. It last moved in the General Meetings of Shareholders of 2026-05-22: "Raised".
News
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