Credit risk related to financial institutions, securities and loans
First written in FY2017. 5 of 9 entries say "Worsened", first in FY2024-Q3. Latest entry: FY2026.
Seven Bank moved to the "Worse" side of this theme in 2025.
0 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Bankrupt and quasi-bankrupt claims: ¥724 million; loans past due 3 months or more: ¥44 million; restructured loans: ¥397 million; total: ¥1,167 million」
The total amount of claims under the Banking Act and other applicable laws increased from ¥1,163 million in the previous fiscal year to ¥1,167 million, resulting in a slight increase in credit exposure. - 2026-05-08WorsenedPresentation materials on financial results
「Subtotal 1,163 1,167 3 Normal claims 184,409 198,588 14,179 Total 185,573 199,755 14,182」
Consolidated risk management claims increased from ¥1,163 million to ¥1,167 million, while total claims increased from ¥185,573 million to ¥199,755 million. The figures include an increase in normal claims. - FY2026-H1WorsenedAnnual report
「Bankrupt and quasi-bankrupt claims: ¥712 million; loans past due 3 months or more: ¥45 million; restructured loans: ¥426 million; total: ¥1,184 million」
The total amount of claims under the Banking Act and other applicable laws increased from ¥1,163 million at the end of March 2025 to ¥1,184 million. - FY2025-H1MitigatedAnnual report
「Bankrupt and quasi-bankrupt claims: ¥658 million; loans past due 3 months or more: ¥43 million; restructured loans: ¥490 million; total: ¥1,192 million」
The total amount of claims under the Banking Act and other applicable laws decreased from ¥1,216 million at the end of the previous fiscal year to ¥1,192 million. Credit exposure declined slightly on a numerical basis. - FY2024WorsenedAnnual report
「Bankrupt and quasi-bankrupt claims: ¥651 million; loans past due 3 months or more: ¥68 million; restructured loans: ¥496 million; total: ¥1,216 million」
The total amount of claims under the Banking Act and other applicable laws increased from ¥106 million in the previous fiscal year to ¥1,216 million, resulting in higher credit exposure. - FY2024-Q3WorsenedAnnual report
「Bankrupt and quasi-bankrupt claims: ¥716 million; doubtful claims: — million; loans past due 3 months or more: ¥58 million; restructured loans: ¥492 million; total: ¥1,267 million」
The total amount of claims under the Banking Act and other applicable laws increased from ¥106 million at the end of the previous fiscal year to ¥1,267 million, indicating a numerical increase in credit exposure related to loans. - FY2022RestatedAnnual report
「Credit risk is currently limited to deposits, funds placed, advances and similar items involving highly creditworthy financial institutions and other counterparties in connection with ATM settlement operations and ALM activities, and the company operates with credit risk under control.」
The company continues to limit credit risk related to deposits, funds placed, advances and similar items to highly creditworthy financial institutions and other counterparties. - FY2018RestatedAnnual report
「Credit risk is currently limited to deposits, funds placed, advances and similar items involving highly creditworthy financial institutions and other counterparties in connection with ATM settlement operations and ALM activities, and the company operates with credit risk under control.」
The company continues to manage credit risk related to deposits, funds placed, advances, securities and other items by limiting counterparties to highly creditworthy financial institutions and others. - FY2017First statedAnnual report
「Excess funds are placed in call loans, exposing the company to the credit risk of counterparties. Securities consist mainly of highly creditworthy and liquid bonds and equities, which are held for other purposes. These securities are exposed to the credit risk of the respective counterparties or issuers, interest rate and foreign exchange risk, and market price fluctuation risk.」
The company disclosed credit risks related to call loans, securities and loans, and indicated a policy of controlling these risks by limiting investments to highly creditworthy financial institutions and other counterparties.