Integration of Financial Services Through the Acquisition of Seven Card Service
First written in FY2023. 4 of 10 entries say "Advanced", first in FY2024-Q2. Latest entry: 2026-08-07.
No other company in this theme has enough history to compare yet.
- 2026-08-07WorsenedEarnings
「As a result, ordinary revenue in the credit card and electronic money business segment for the cumulative first quarter was ¥6,656 million, while ordinary loss was ¥57 million.」
The credit card and electronic money business continued to record an ordinary loss, while some of the year-on-year figures for credit card members, financial product balances, card shopping transaction volume and electronic money transaction volume were lower. - FY2026WorsenedAnnual report
「The credit card and electronic money business segment recorded ordinary revenue of ¥30,670 million, down 5.7%, and an ordinary loss of ¥592 million, compared with ordinary profit of ¥2,704 million in the same period of the previous year.」
Following the consolidation of セブン・カードサービス, the credit card and electronic money businesses recorded lower revenue and moved from ordinary profit in the previous year to an ordinary loss. In addition, the business recorded an impairment loss of ¥7,996 million. - 2026-05-08OtherEarnings
「As of 31 March 2026, the number of credit card members was 3.08 million, down 2.8% from 31 March 2025, and the balance of financial products was ¥45.1 billion, down 0.6%. Credit card shopping transaction volume for the fiscal year was ¥763.7 billion, down 3.6% from the previous fiscal year.」
Following the integration of Seven Card Service, the number of members, balance of financial products and credit card shopping transaction volume in the credit card business were all below the previous year's levels. - FY2026-H1Decline in card members and transaction volume; increase in nanaco membersAnnual report
「As of the end of September 2025, the number of credit card members was 3.08 million, down 9.4% from the end of September 2024, and the balance of financial products was ¥45.4 billion, up 0.5%. Credit card purchase transaction volume during the interim consolidated accounting period was ¥383.3 billion, down 4.5% from the previous interim consolidated accounting period. As of the end of September 2025, the number of electronic money service "nanaco" members was 84.05 million, up 1.5% from the end of September 2024, and electronic money transaction volume during the interim consolidated accounting period was ¥756.6 billion, down 10.4% from the previous interim consolidated accounting period.」
For the integrated financial services platform following the consolidation of セブン・カードサービス, nanaco membership increased, while credit card membership and card and electronic money transaction volumes fell below the previous-year period. - FY2025-H1AdvancedAnnual report
「As of the end of September 2024, the number of credit card members was 3.40 million and the balance of financial products was ¥45.1 billion. Credit card purchase transaction volume during the interim consolidated accounting period was ¥401.8 billion. As of the end of September 2024, the number of electronic money service "nanaco" members was 82.79 million, and electronic money transaction volume during the interim consolidated accounting period was ¥845.1 billion.」
For the credit card and electronic money businesses after セブン・カードサービス became a consolidated subsidiary, member numbers, balances, and transaction volumes were reported as interim results. - FY2024AdvancedAnnual report
「As of the end of March 2024, the number of credit card members was 3.54 million and the credit card cash advance balance was ¥10.5 billion. Credit card purchase transaction volume during the consolidation period from July 2023 to March 2024 was ¥617.9 billion. As of the end of March 2024, the number of electronic money service "nanaco" members was 82.16 million, and electronic money transaction volume during the consolidation period was ¥1,355.0 billion.」
After セブン・カードサービス became a consolidated subsidiary, member numbers, balances, and transaction volumes for the credit card and electronic money businesses were reported on a full-year basis. - FY2024-Q3AdvancedAnnual report
「The company made セブン・カードサービス, which operates credit card and electronic money businesses, a consolidated subsidiary on 1 July 2023. As of the end of December 2023, the number of credit card members was 3.56 million and the credit card cash advance balance was ¥10.5 billion. Credit card purchase transaction volume during the consolidation period from July to December 2023 was ¥413.3 billion. As of the end of December 2023, the number of electronic money service "nanaco" members was 81.76 million, and electronic money transaction volume during the consolidation period was ¥937.8 billion.」
After セブン・カードサービス became a consolidated subsidiary, member numbers, balances, and transaction volumes for the credit card and electronic money businesses were reported as six months of consolidated results. - FY2024-Q2AdvancedAnnual report
「As of the end of September 2023, the number of credit card members was 3.57 million and the credit card cash advance balance was ¥10.6 billion. Credit card purchase transaction volume during the consolidation period from July to September 2023 was ¥206.0 billion. As of the end of September 2023, the number of electronic money service "nanaco" members was 81.28 million, and electronic money transaction volume during the consolidation period was ¥471.2 billion.」
After セブン・カードサービス became a consolidated subsidiary, the credit card and electronic money businesses were reported as a new segment, providing specific figures for the business base, including member numbers and transaction volume. - FY2024-Q1AchievedAnnual report
「The acquisition of shares in 7CE was completed on 1 July 2023. Number of shares acquired: 870,000; acquisition price: ¥32,000 million; ownership interest after acquisition: 98.86%.」
The acquisition of shares in セブン・カードサービス was completed on 1 July 2023, making it a consolidated subsidiary with a 98.86% ownership interest. The plan to integrate the credit card and electronic money businesses with the ATM and account business moved into the execution phase. - FY2023First statedAnnual report
「At a meeting of the Board of Directors held on 6 April 2023, the company resolved to acquire the 870,000 issued shares of セブン・カードサービス owned by 株式会社セブン・フィナンシャルサービス, representing 98.86% of the voting rights of all shareholders, and make 7CE a consolidated subsidiary. On the same date, it entered into a share transfer agreement with 7FI. Date of business combination: 1 July 2023 (scheduled). Going forward, the two companies will integrate and expand the know-how and expertise they have developed, reorganize their various financial services from the customer’s perspective, and use insights gained through 7iD to develop financial services and provide unique experiences characteristic of a retail and distribution group.」
The company disclosed the acquisition of a 98.86% stake in セブン・カードサービス, its planned conversion into a consolidated subsidiary on 1 July 2023, and its policy of integrating the ATM and account business with the credit card and electronic money businesses.