Management targets for the fiscal year ending March 2028 under Growing beyond 130th
First written in FY2024. 5 of 8 entries say "Raised", first in FY2026-H1. Latest entry: 2026-09-25.
The whole theme swung hardest in 2023: 2 of 7 companies on the "Worse" side.
3 other companies' latest entry also says "Advanced".
- 2026-09-25Advancedwww.topics.or.jp
「阿波銀行は25日、2027年3月期連結決算の業績予想を上方修正し、純利益を5月に公表した176億円から200億円に引き上げた。」
2027年3月期の連結純利益予想が176億円から200億円へ上方修正され、計画最終目標の水準に達する見通しとなった。 - 2026-09-25AdvancedRevision of earnings forecasts
「As consolidated net income attributable to owners of the parent for the fiscal year ending March 2027 is expected to exceed the previously announced forecast,」
The Bank raised its forecast for consolidated net income attributable to owners of the parent for the fiscal year ending March 2027 from ¥17.6 billion to ¥20.0 billion. The forecast level for the preceding year was presented toward the target of net income of at least ¥20.0 billion for the fiscal year ending March 2028, but this does not mean that the final target has been achieved. - FY2026RaisedAnnual report
「Fiscal year ending March 2026 actual | Fiscal year ending March 2028 plan | Before revision (November 2025 plan) | After revision (May 2026 plan) Revised OHR | 56.11% | Below 57% | Below 55% Core net business income ROA | 0.57% | 0.55% or higher | 0.60% or higher Net income | ¥15.4 billion | ¥18.0 billion or higher | ¥20.0 billion or higher Net income ROE | 4.33% | 5.00% or higher | 5.00% or higher Shareholder return ratio (consolidated) | 40.37% | Shareholder return ratio (consolidated): 40% or higher | Payout ratio (consolidated): 40% or higher ESG investment and financing balance | ¥179.7 billion | ¥300.0 billion | ¥300.0 billion Percentage of women in management positions | 30.6% | 30% or higher | 30% or higher」
The final targets for the fiscal year ending March 2028 were reviewed again, raising the targets for revised OHR, core net business income ROA, and net income to below 55%, 0.60% or higher, and ¥20.0 billion or higher. The targets for ROE, ESG investment and financing balance, and percentage of women in management positions remain unchanged, while the shareholder return metric changed to a consolidated payout ratio of 40% or higher. - FY2026-H1RaisedAnnual report
「Metric (non-consolidated) Final-year target | Before revision | After revision Revised OHR | Below 60% | Below 57% Core net business income ROA | 0.48% or higher | 0.55% or higher Net income | ¥12.0 billion or higher | ¥18.0 billion or higher Net income ROE | 4.20% or higher | 5.00% or higher Shareholder return ratio (consolidated) | 40% or higher | 40% or higher ESG investment and financing balance | ¥300.0 billion or higher | ¥300.0 billion or higher Percentage of women in management positions | 30% or higher | 30% or higher」
The targets for the final year of the plan were revised, raising the targets for revised OHR, core net business income ROA, net income, and net income ROE to below 57%, 0.55% or higher, ¥18.0 billion or higher, and 5.00% or higher, respectively. The targets for the shareholder return ratio, ESG investment and financing balance, and percentage of women in management positions remain unchanged. - FY2024First statedAnnual report
「Fiscal year ending March 2024 actual | Fiscal year ending March 2028 target Revised OHR: 64.60% | Below 60% Core net business income ROA: 0.40% | 0.48% or higher Net income: ¥11.2 billion | ¥12.0 billion or higher Net income ROE: 3.78% | 4.20% or higher Shareholder return ratio (consolidated): 40.38% | 40% or higher ESG investment and financing balance: ¥103.4 billion | ¥300.0 billion Percentage of women in management positions: 26.8% | 30% or higher」
The new plan established seven quantitative targets for the fiscal year ending March 2028 covering efficiency, profitability, shareholder returns, ESG investment and financing, and the advancement of women.