Revised forecast
Fiscal year ending March 2027 · Full yearPrevious forecast published 15 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
In addition to the expectation that net interest income will exceed the initial assumptions, the Company plans to record gains on the sale of shares, including policy-held shares, in light of market conditions, and improve the soundness of its securities portfolio, mainly by replacing yen-denominated bonds. The revision to the consolidated earnings forecast is primarily due to the revision to the non-consolidated earnings forecast.
| Item | Details |
|---|---|
| Net Sales | Consolidated 117,600 / Individual 98,900 → Consolidated 134,800 / Individual 116,200（Consolidated 14.6 / Individual 17.4） |
| Ordinary income | Consolidated 26,000 / Individual 25,600 → Consolidated 29,600 / Individual 29,200（Consolidated 13.8 / Individual 14） |
| Profit attributable to owners of the parent | ¥17,600 million → ¥20,000 million（+13.6%） |
| Net income per share | 90.54 yen and sen → 102.88 yen and sen |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Full year |
| Publication date of previous forecast | 15 May 2026 |
| Previous-period results | Consolidated: ordinary revenue of ¥95,363 million, ordinary profit of ¥21,825 million, net income attributable to owners of the parent of ¥15,527 million, and net income per share of ¥79.36. Non-consolidated: ordinary revenue of ¥76,492 million, ordinary profit of ¥21,319 million, net income of ¥15,450 million, and net income per share of ¥78.97 (fiscal year ended March 2026). |
| Reason for the revision | In addition to the expectation that net interest income will exceed the initial assumptions, the Company plans to record gains on the sale of shares, including policy-held shares, in light of market conditions, and improve the soundness of its securities portfolio, mainly by replacing yen-denominated bonds. The revision to the consolidated earnings forecast is primarily due to the revision to the non-consolidated earnings forecast. |
| Dividend forecast revision | The year-end dividend forecast for the fiscal year ending March 2027 has been increased by ¥4.00, from ¥18.00 to ¥22.00. On a pre-stock-split basis, the forecast has been increased by ¥20.00, from ¥90.00 to ¥110.00. The interim dividend forecast remains unchanged at ¥100.00. The annual dividend is shown as "—" because it cannot be simply totaled due to the stock split. |
| Consolidated / non-consolidated | Consolidated and non-consolidated (standalone) |
Items this document does not state (2)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Net interest income is expected to exceed the initial assumptions. In addition, based on market conditions, the Company expects to record gains on the sale of shares and improve the soundness of its securities portfolio, mainly by replacing yen-denominated bonds. The revision to the consolidated earnings forecast is primarily due to the revision to the non-consolidated earnings forecast.