Building a Revenue Structure with Non-Interest Revenue in the 20% Range
First written in FY2018. 10 of 22 entries say "Advanced", first in FY2019-Q1. Latest entry: 2026-11-10.
1 other company's latest entry also says "Advanced".
- FY2026Declines in net fees and commissions and solution revenueAnnual report
「Due to lower fees and commissions revenue resulting from a decline in corporate solution revenue, as well as higher fees and commissions expenses, the figure decreased by ¥606 million year on year to ¥6,752 million.」
While seeking to expand non-interest income, net fees and commissions income declined due to lower corporate solution revenue and higher fees and commissions expenses. - FY2026-H1Continued decline in net fees and commissions income due to lower solution revenue and other factorsAnnual report
「Net fees and commissions income for the six-month period decreased by ¥912 million year on year to ¥3,140 million, owing to lower fees and commissions revenue resulting from declines in individual and corporate solution revenue, as well as an increase in fees and commissions expenses.」
Net fees and commissions income decreased by ¥912 million year on year due to lower individual and corporate solution revenue and higher fees and commissions expenses. - FY2024-Q3Continued decline in net fees and commissionsAnnual report
「Net fees and commissions income 7,915 7,888 △27」
Net fees and commissions income decreased by ¥27 million, from ¥7,915 million in the same period of the previous year to ¥7,888 million. The decline in non-interest income-related profit noted through the previous quarter continued. - FY2024-Q2Continued decline in net fees and commissionsAnnual report
「Net fees and commissions 5,245 5,166 △78」
Net fees and commissions income decreased by ¥78 million year on year to ¥5,166 million. As in the previous quarter, a decline in non-interest income-related profit was noted. - FY2024-Q1Net fees and commissions declinedAnnual report
「Net fees and commissions 2,562 2,430 △131」
Net fees and commissions related to non-interest income decreased by ¥131 million year on year to ¥2,430 million. - FY2023-Q2RestatedAnnual report
「Total net fees and commissions increased by ¥478 million from the cumulative second-quarter period of the previous consolidated fiscal year to ¥5,245 million, mainly due to an increase in home loan-related fees in the domestic operations segment.」
Net fees and commissions increased by ¥478 million year on year to ¥5,245 million, continuing the upward trend reported in the previous quarter. - FY2023-Q1Net fees and commissions turned to an increaseAnnual report
「Total net fees and commissions for the cumulative first-quarter period of the current consolidated fiscal year increased by ¥266 million from the same period of the previous fiscal year to ¥2,562 million.」
Net fees and commissions increased by ¥266 million year on year to ¥2,562 million. Fee and commission income increased by ¥389 million, while fee and commission expenses increased by ¥123 million. - FY2022-Q3Fee and commission income increased while net fees and commissions continued to declineAnnual report
「Fee and commission income for the cumulative third-quarter period of the current consolidated fiscal year increased by ¥217 million year on year in the domestic operations segment and by ¥5 million in the international operations segment, resulting in a total increase of ¥222 million to ¥16,403 million. Meanwhile, total fee and commission expenses increased by ¥355 million year on year to ¥9,142 million, reflecting an increase of ¥355 million in the domestic operations segment and a broadly flat result in the international operations segment.」
Fee and commission income increased by ¥222 million year on year, while fee and commission expenses increased by ¥355 million, resulting in a ¥132 million decline in net fees and commissions to ¥7,261 million. - FY2022-Q2Fee and commission income increased while net fees and commissions declinedAnnual report
「Fee and commission income for the cumulative second-quarter period of the current consolidated fiscal year increased by ¥174 million year on year in the domestic operations segment and by ¥5 million in the international operations segment, resulting in a total increase of ¥180 million to ¥10,924 million.」
Fee and commission income increased by ¥180 million year on year, while fee and commission expenses increased by ¥281 million, resulting in a ¥101 million decline in net fees and commissions. - FY2021DroppedAnnual report
「In looking toward its 10-year goal, the Group has set the following interim targets for 5 years from now: “turning customer service income and expenses profitable,” “OHR below 70%,” “ROA of at least 0.25%,” and “1,000 employees holding qualifications related to creating vitality.”」
The previous target of a “non-interest income ratio in the 20% range” is not stated in this filing and has been replaced by new interim targets relating to customer service income and expenses, OHR, ROA and employee qualifications. - FY2021-Q3AdvancedAnnual report
「Fee and commission income for the cumulative third-quarter period of the current consolidated fiscal year increased by ¥1,162 million year on year in the domestic operations segment and decreased by ¥13 million in the international operations segment, resulting in a total increase of ¥1,149 million to ¥16,158 million.」
Fee and commission income related to non-interest income increased by ¥1,149 million year on year to ¥16,158 million. - FY2021-Q2AdvancedAnnual report
「Fee and commission income for the cumulative second-quarter period of the current consolidated fiscal year increased by ¥883 million year on year in the domestic operations segment and decreased by ¥9 million in the international operations segment, resulting in a total increase of ¥873 million to ¥10,730 million.」
Fee and commission income related to non-interest income increased by ¥873 million year on year to ¥10,730 million. Net fees and commissions also increased by ¥142 million. - FY2021-Q1AdvancedAnnual report
「Fee and commission income for the cumulative first-quarter period of the current consolidated fiscal year increased by ¥375 million year on year in the domestic operations segment and decreased by ¥11 million in the international operations segment, resulting in a total increase of ¥364 million to ¥5,033 million.」
Fee and commission income related to non-interest income increased by ¥364 million year on year to ¥5,033 million. Fee and commission expenses also increased, resulting in a ¥48 million decline in net fees and commissions. - FY2020-Q3AdvancedAnnual report
「Fee and commission income for the cumulative third-quarter period of the current consolidated fiscal year increased by ¥698 million year on year in the domestic operations segment and by ¥7 million in the international operations segment, resulting in a total increase of ¥705 million to ¥15,009 million.」
Fee and commission income related to non-interest income increased by ¥705 million year on year to ¥15,009 million. This filing does not indicate whether the target of a non-interest income ratio in the 20% range was achieved. - FY2020-Q2AdvancedAnnual report
「Fee and commission income for the cumulative second-quarter period of the current consolidated fiscal year increased by ¥284 million year on year in the domestic operations segment and by ¥5 million in the international operations segment, resulting in a total increase of ¥289 million to ¥9,856 million.」
Fee and commission income related to non-interest income increased by ¥289 million year on year to ¥9,856 million. The filing does not state whether the target of a non-interest income ratio in the 20% range was achieved. - FY2020-Q1AdvancedAnnual report
「Fee and commission income for the cumulative first-quarter period of the current consolidated fiscal year increased by ¥37 million year on year in the domestic operations segment and by ¥6 million in the international operations segment, resulting in a total increase of ¥43 million to ¥4,669 million.」
Fee and commission income related to non-interest income increased by ¥43 million year on year to ¥4,669 million. The filing does not state whether the target of a non-interest income ratio in the 20% range was achieved. - FY2019-Q3AdvancedAnnual report
「Fee and commission income for the cumulative third-quarter period of the current consolidated fiscal year increased by ¥1,505 million year on year in the domestic operations segment and by ¥8 million in the international operations segment, resulting in a total increase of ¥1,513 million to ¥14,303 million.」
Fee and commission income related to non-interest income increased by ¥1,513 million year on year to ¥14,303 million. This filing does not indicate whether the target of a non-interest income ratio in the 20% range was achieved. - FY2019-Q2AdvancedAnnual report
「Fee and commission income for the cumulative second-quarter period of the current consolidated fiscal year increased by ¥1,267 million year on year in the domestic operations segment and by ¥2 million in the international operations segment, resulting in a total increase of ¥1,269 million to ¥9,566 million.」
Fee and commission income related to non-interest income increased by ¥1,269 million year on year to ¥9,566 million. This filing does not indicate whether the target of a non-interest income ratio in the 20% range was achieved. - FY2019-Q1AdvancedAnnual report
「Fee and commission income for the cumulative first-quarter period of the current consolidated fiscal year increased by ¥576 million year on year in the domestic operations segment and was flat in the international operations segment, resulting in a total increase of ¥576 million to ¥4,625 million.」
Fee and commission income related to non-interest income increased by ¥576 million year on year to ¥4,625 million. This filing does not indicate whether the target of a non-interest income ratio in the 20% range was achieved. - FY2018First statedAnnual report
「Non-interest income ratio in the 20% range, 10.8% in fiscal 2017. Non-interest income ratio: building an earnings structure that is not affected by the interest rate environment」
For fiscal 2019, the medium-term management plan stated for the first time a target non-interest income ratio in the 20% range, with the objective of building an earnings structure that is not affected by the interest rate environment.