Worth reading
37Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
5310
million yenWording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPOrdinary income16,556million yenYear on year +47.2%Progress 44.7%
Net income attributable to owners of the parent11,629million yenYear on year +53.4%Progress 46.5%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥74.04
Financial position at period-end
Total assets6,823,587million yen
of which net assets 292,641 million yenEquity ratio 4.2%vs. prior year-end -0.2pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueBanking Operations 61,731 million yen (YoY +27.5%), Leasing operations 5,954 million yen (YoY -1.7%)
Segment profitBanking Operations 15,997 million yen (YoY +45.2%), Leasing operations 146 million yen (YoY +711.1%)
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income37,000 million yen (YoY +49.0%)
Net income25,000 million yen (YoY +46.5%)
Revision to Earnings ForecastNot disclosed → Ordinary income 37,000 / Profit attributable to owners of the parent 25,000
Annual Dividend Forecast¥56 per share (annual) → ¥64 per share (annual)（+14.3%）
Factors Behind Changes in Business Performance
Ordinary revenue increased due to higher fund management revenue from increased interest on loans and interest and dividend income on securities, as well as increases in fees and commissions and foreign exchange trading gains. Ordinary expenses increased due to higher interest on deposits, losses on sales of bonds including government bonds, and operating expenses.
Disclosure regarding the going concern assumption
Not applicable
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name None
Material subsequent eventsNone
Impairment lossAmount None / Subject assets None
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of non-current assets 7 million yen / Extraordinary loss Losses on Disposal of Fixed Assets 44 million yen
Depreciation and amortization2,662 million yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable Yes / Subject person Institutional investors and analysts
Issued Shares at Period-End165,128,280
Treasury Shares at Period-End8,060,432
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | 16,556 million yen (YoY +47.2%) |
| Profit attributable to owners of the parent | 11,629 million yen (YoY +53.4%) |
| Net income per share | ¥74.04 |
| Equity ratio | End of the current fiscal period 4.2 / End of previous period 4.4 |
| Total assets | 6,823,587 million yen |
| Net assets | 292,641 million yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 37,000 million yen (YoY +49.0%) / Net income 25,000 million yen (YoY +46.5%) |
| Revision to Earnings Forecast | Not disclosed → Ordinary income 37,000 / Profit attributable to owners of the parent 25,000 |
| Annual Dividend Forecast | ¥56 per share (annual) → ¥64 per share (annual)（+14.3%） |
| Segment revenue | Banking Operations 61,731 million yen (YoY +27.5%), Leasing operations 5,954 million yen (YoY -1.7%) |
| Segment profit | Banking Operations 15,997 million yen (YoY +45.2%), Leasing operations 146 million yen (YoY +711.1%) |
| Depreciation and amortization | 2,662 million yen |
| Impairment loss | Amount None / Subject assets None |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of non-current assets 7 million yen / Extraordinary loss Losses on Disposal of Fixed Assets 44 million yen |
| Disclosure regarding the going concern assumption | Not applicable |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Material subsequent events | None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Institutional investors and analysts |
| Issued Shares at Period-End | 165,128,280 |
| Treasury Shares at Period-End | 8,060,432 |
| Factors Behind Changes in Business Performance | Ordinary revenue increased due to higher fund management revenue from increased interest on loans and interest and dividend income on securities, as well as increases in fees and commissions and foreign exchange trading gains. Ordinary expenses increased due to higher interest on deposits, losses on sales of bonds including government bonds, and operating expenses. |
Items this document does not state (11)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicyRegional salesOrders received and order backlog
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Fund management revenue increased due to higher interest on loans and interest and dividend income on securities, while fees and commissions and foreign exchange trading gains also increased. On the other hand, interest on deposits, losses on sales of bonds including government bonds, and operating expenses also increased.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.