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The Nanto Bank (8367) · FactIncrease in total loans alongside a decrease in lending to local governmentsLatest Results (2026-11-10): "Advanced"

Increase in loans, centered on residential mortgages and lending to local governments

First written in FY2017-Q2. 25 of 33 entries say "Advanced", first in FY2017. Latest entry: 2026-11-10.

33entries
11years
3from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2018-Q2 – FY2020-Q1AdvancedFY2021-Q1 – FY2025-H12016: 12017: 420172018: 420182019: 320192020: 320202021: 420212022: 420222023: 320232024: 220242025: 120252026: 42026
Same theme, other companies
Changes in the composition of loans by customer segmentA theme 3 companies write about · 0 as a headwind · 3 as a tailwind

1 other company's latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026Increase in total loans alongside a decrease in lending to local governmentsAnnual report

    「Loans to individuals, primarily housing loans, and corporate loans increased by ¥136,139 million during the fiscal year to ¥4,601,265 million.」

    The loan balance increased, but on a non-consolidated basis, loans to individuals increased by ¥33,004 million and loans to small and medium-sized enterprises by ¥27,484 million, while loans to local governments and other entities decreased by ¥35,111 million.
  2. 2026-06-01Cited as achievedGeneral Meeting of Shareholders

    「貸出金 3,966,689 4,194,485 4,493,217 4,632,202 個人向け 1,131,766 1,165,474 1,187,576 1,220,580 中小企業向け 1,473,864 1,550,726 1,613,169 1,640,653」

    2025年度末の貸出金残高と、個人向け・中小企業向け貸出の増加を実績として記載している。
  3. FY2026-H1Loan growth continued, while the portfolio shifted toward lending mainly to large enterprisesAnnual report

    「Loans increased by ¥17,676 million from the end of the previous consolidated fiscal year, mainly due to increases in corporate lending and housing loans, bringing the balance at the end of the interim period of the current consolidated fiscal year to ¥4,482,802 million.」

    The loan balance increased, but by category, lending to large enterprises increased by ¥60,746 million and lending to individuals by ¥7,916 million, while lending to small and medium-sized enterprises decreased by ¥20,415 million and lending to local governments by ¥30,570 million.
  4. FY2025-H1AdvancedAnnual report

    「Loans increased by ¥155,546 million from the end of the previous consolidated fiscal year, mainly due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the interim period of the current consolidated fiscal year to ¥4,326,101 million.」

    Due to increases in lending to small and medium-sized enterprises and housing loans, the loan balance increased by ¥155,546 million from the end of the fiscal year to ¥4,326,101 million. Lending to large enterprises also increased by ¥177,155 million, while lending to local governments decreased by ¥40,412 million.
  5. FY2024-Q3AdvancedAnnual report

    「Loans increased by ¥115,969 million from the end of the previous consolidated fiscal year due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the third quarter of the current consolidated fiscal year to ¥4,060,357 million.」

    Due to increases in lending to small and medium-sized enterprises and housing loans, the loan balance increased by ¥115,969 million from the end of the fiscal year to ¥4,060,357 million.
  6. FY2024-Q2AdvancedAnnual report

    「Loans increased by ¥77,012 million from the end of the previous consolidated fiscal year, mainly due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the second quarter of the current consolidated fiscal year to ¥4,021,400 million.」

    Due to increases in lending to small and medium-sized enterprises and housing loans, the loan balance increased by ¥77,012 million from the end of the fiscal year to ¥4,021,400 million.
  7. FY2024-Q1AdvancedAnnual report

    「Loans to individuals, primarily housing loans, and loans to small and medium-sized enterprises increased by ¥38,116 million during the fiscal year to ¥3,982,503 million.」

    Due to increases in loans to individuals, including housing loans, and loans to small and medium-sized enterprises, the loan balance increased by ¥38,116 million from the end of the fiscal year to ¥3,982,503 million.
  8. FY2023-Q3AdvancedAnnual report

    「Loans increased by ¥75,635 million from the end of the previous consolidated fiscal year due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the third quarter of the current consolidated fiscal year to ¥3,946,409 million.」

    Due to increases in lending to small and medium-sized enterprises and housing loans, the loan balance increased by ¥75,635 million from the end of the previous fiscal year to ¥3,946,409 million.
  9. FY2023-Q2AdvancedAnnual report

    「In addition, loans increased by ¥26,702 million from the end of the previous consolidated fiscal year, mainly due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the second quarter of the current consolidated fiscal year to ¥3,897,477 million.」

    Due to increases in lending to small and medium-sized enterprises and housing loans, the loan balance increased by ¥26,702 million from the end of the previous fiscal year.
  10. FY2023-Q1AdvancedAnnual report

    「Loans increased by ¥13,399 million from the end of the previous consolidated fiscal year, mainly due to increases in housing loans and lending to small and medium-sized enterprises, bringing the balance at the end of the first quarter of the current consolidated fiscal year to ¥3,884,174 million.」

    Due to increases in housing loans and lending to small and medium-sized enterprises, the loan balance increased by ¥13,399 million from the end of the previous fiscal year to ¥3,884,174 million.
  11. FY2022AdvancedAnnual report

    「Loans increased by ¥83,896 million during the fiscal year, mainly due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the consolidated fiscal year to ¥3,870,774 million.」

    Against a backdrop of increased lending to small and medium-sized enterprises and growth in housing loans, the loan balance increased by ¥83,896 million during the fiscal year.
  12. FY2022-Q3AdvancedAnnual report

    「Loans increased by ¥89,847 million from the end of the previous consolidated fiscal year due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the third quarter of the current consolidated fiscal year to ¥3,876,725 million.」

    Due to increases in lending to small and medium-sized enterprises and housing loans, the loan balance increased by ¥89,847 million from the end of the previous fiscal year to ¥3,876,725 million.
  13. FY2022-Q2AdvancedAnnual report

    「Loans increased by ¥37,964 million from the end of the previous consolidated fiscal year, mainly due to increases in lending to small and medium-sized enterprises and housing loans, bringing the balance at the end of the second quarter of the current consolidated fiscal year to ¥3,824,842 million.」

    Due to increases in lending to small and medium-sized enterprises and housing loans, the loan balance increased by ¥37,964 million from the end of the previous fiscal year to ¥3,824,842 million.
  14. FY2022-Q1AdvancedAnnual report

    「Loans increased by ¥35,835 million from the end of the previous consolidated fiscal year, mainly due to increases in housing loans and loans to local governments, bringing the balance at the end of the first quarter of the current consolidated fiscal year to ¥3,822,713 million.」

    Due to increases in housing loans and lending to local governments, the loan balance increased by ¥35,835 million from the end of the previous fiscal year to ¥3,822,713 million.
  15. FY2021AdvancedAnnual report

    「Loans increased by ¥329,601 million during the fiscal year, mainly due to increases in loans to small and medium-sized enterprises and housing loans, bringing the balance at the end of the consolidated fiscal year to ¥3,786,878 million.」

    Against a backdrop of increased lending to small and medium-sized enterprises and growth in housing loans, the loan balance increased by ¥329,601 million during the fiscal year.
  16. FY2021-Q3AdvancedAnnual report

    「Total loans increased by ¥309,033 million from the end of the previous consolidated fiscal year due to increases in lending to small and medium-sized enterprises and housing loans, and the balance at the end of the third quarter of the current fiscal year was ¥3,766,310 million.」

    The balance of total loans increased by ¥309,033 million from the end of the previous fiscal year to ¥3,766,310 million due to increases in lending to small and medium-sized enterprises and housing loans.
  17. FY2021-Q2AdvancedAnnual report

    「Total loans increased by ¥277,559 million from the end of the previous consolidated fiscal year due to increases in lending to small and medium-sized enterprises and housing loans, and the balance at the end of the second quarter of the current fiscal year was ¥3,734,836 million.」

    The balance of total loans increased by ¥277,559 million from the end of the previous fiscal year to ¥3,734,836 million due to increases in lending to small and medium-sized enterprises and housing loans.
  18. FY2021-Q1AdvancedAnnual report

    「Total loans increased by ¥190,847 million from the end of the previous consolidated fiscal year due mainly to an increase in lending to small and medium-sized enterprises, and the balance at the end of the first quarter of the current fiscal year was ¥3,648,124 million.」

    The balance of total loans increased by ¥190,847 million from the end of the previous fiscal year to ¥3,648,124 million, mainly due to an increase in lending to small and medium-sized enterprises.
  19. FY2020-Q3Reversed from a decrease to an increase from the fiscal year-endAnnual report

    「Total loans increased by ¥33,037 million from the end of the previous consolidated fiscal year due to increases in lending to small and medium-sized enterprises and housing loans, and the balance at the end of the third quarter of the current fiscal year was ¥3,425,359 million.」

    The balance of total loans increased by ¥33,037 million from the end of the previous fiscal year to ¥3,425,359 million due to increases in lending to small and medium-sized enterprises and housing loans. It reversed from the decrease from the fiscal year-end recorded in the previous quarter to an increase.
  20. FY2020-Q2Decrease from the fiscal year-endAnnual report

    「Total loans decreased by ¥3,614 million from the end of the previous consolidated fiscal year due to a decrease in lending to small and medium-sized enterprises, and the balance at the end of the second quarter of the current fiscal year was ¥3,388,707 million.」

    The balance of total loans decreased by ¥3,614 million from the end of the previous consolidated fiscal year due mainly to a decrease in lending to small and medium-sized enterprises. After the previous growth trend, it declined from the fiscal year-end during the interim period.
  21. FY2020-Q1AdvancedAnnual report

    「Total loans increased by ¥133 million from the end of the previous consolidated fiscal year, and the balance at the end of the first quarter of the current fiscal year was ¥3,392,455 million.」

    The balance of total loans increased by ¥133 million from the end of the previous consolidated fiscal year to ¥3,392,455 million. It also exceeded the balance of ¥3,356,154 million at the end of the same period of the previous year.
  22. FY2019-Q3AdvancedAnnual report

    「Total loans increased by ¥54,023 million from the end of the previous consolidated fiscal year, mainly due to increases in lending to small and medium-sized enterprises and housing loans, and the balance at the end of the third quarter of the current fiscal year was ¥3,384,537 million.」

    The balance of total loans increased by ¥54,023 million from the end of the previous fiscal year to ¥3,384,537 million, mainly due to lending to small and medium-sized enterprises and housing loans.
  23. FY2019-Q2AdvancedAnnual report

    「Total loans increased by ¥25,034 million from the end of the previous consolidated fiscal year, mainly due to increases in lending to small and medium-sized enterprises and housing loans, and the balance at the end of the second quarter of the current fiscal year was ¥3,355,548 million.」

    The balance of total loans increased by ¥25,034 million from the end of the previous fiscal year to ¥3,355,548 million, mainly due to lending to small and medium-sized enterprises and housing loans.
  24. FY2019-Q1AdvancedAnnual report

    「Total loans increased by ¥25,640 million from the end of the previous consolidated fiscal year because lending to both individuals and corporations increased, and the balance at the end of the first quarter of the current fiscal year was ¥3,356,154 million.」

    Lending to both individuals and corporations increased, and the balance of total loans increased by ¥25,640 million from the end of the previous fiscal year to ¥3,356,154 million.
  25. FY2018AdvancedAnnual report

    「Under the current medium-term management plan, we are working to strengthen retail lending, and both loans to individuals and loans to small and medium-sized enterprises have increased.」

    As part of the medium-term management plan's efforts to strengthen retail lending, loans to individuals increased by ¥39,677 million and loans to small and medium-sized enterprises increased by ¥55,830 million. The balance of total loans also increased by ¥78,295 million during the fiscal year to ¥3,330,514 million.
  26. FY2018-Q3AdvancedAnnual report

    「Total loans increased by ¥51,789 million from the end of the same quarter of the previous year due to increases in lending to small and medium-sized enterprises, lending to local governments and housing loans, and the balance at the end of the third quarter of the current fiscal year was ¥3,309,862 million.」

    The balance of total loans increased by ¥51,789 million from the end of the same period of the previous year to ¥3,309,862 million, mainly due to lending to small and medium-sized enterprises, local governments and housing borrowers.
  27. FY2018-Q2AdvancedAnnual report

    「Total loans increased by ¥54,761 million from the end of the same quarter of the previous year, mainly due to increases in lending to small and medium-sized enterprises, lending to local governments and housing loans, and the balance at the end of the second quarter of the current fiscal year was ¥3,285,752 million.」

    The balance of total loans increased by ¥54,761 million from the end of the same period of the previous year to ¥3,285,752 million, mainly due to lending to small and medium-sized enterprises, local governments and housing borrowers.
  28. FY2018-Q1RestatedAnnual report

    「Total loans increased by ¥21,516 million from the end of the same quarter of the previous year due to increases in lending to small and medium-sized enterprises, lending to local governments and housing loans, and the balance at the end of the first quarter of the current fiscal year was ¥3,241,106 million.」

    Against a backdrop of increased lending to small and medium-sized enterprises, local governments and housing borrowers, the balance of total loans increased by ¥21,516 million from the end of the same period of the previous year. The existing loan composition and growth trend continued.
  29. FY2017AdvancedAnnual report

    「Total loans increased by ¥63,877 million during the fiscal year due to increases in lending to small and medium-sized enterprises, lending to local governments and housing loans, and the balance at the end of the fiscal year was ¥3,252,218 million.」

    The balance of total loans increased by ¥63,877 million during the fiscal year, mainly due to lending to small and medium-sized enterprises, local governments and housing loans.
  30. FY2017-Q3RestatedAnnual report

    「Total loans increased by ¥109,802 million from the end of the same quarter of the previous year, mainly due to increases in lending to local governments and housing loans, and the balance at the end of the third quarter of the current fiscal year was ¥3,258,073 million.」

    The increase in total loans, mainly lending to local governments and housing loans, is reiterated. The increase from the end of the same quarter of the previous year was ¥109,802 million, and the balance was ¥3,258,073 million.
  31. FY2017-Q2First statedAnnual report

    「Total loans increased by ¥120,822 million from the end of the same quarter of the previous year, mainly due to increases in housing loans and lending to local governments, and the balance at the end of the second quarter of the current fiscal year was ¥3,230,990 million.」

    The disclosure states that the balance of total loans increased by ¥120,822 million from the end of the same quarter of the previous year, mainly due to housing loans and lending to local governments.
Moved together

"Interim Dividend for the 129th Fiscal Year" moved the same way as this thread, in the same document, in 23 of its 33 moves.

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  1. ★This thread
  2. 1Interim Dividend for the 129th Fiscal Year23×
  3. 2Decline in Deposit Balance Due to Decreases in Public-Sector Deposits and General Corporate Deposits, among Others22×
  4. 3Improving Management Efficiency16×
  5. 4Decline in the Risk-Monitored Loan Ratio14×
  6. 5Decline in Securities Balance Due to Reduction in Government Bond Holdings13×
  7. 6Increase in Ordinary Income and Quarterly Net Income Attributable to Owners of the Parent13×

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The Nanto Bank's next results are scheduled for 2026-11-10. Read the earnings preview It last moved in the Results of 2026-11-10: "Advanced".
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