Decline in Revenue and Profit in Credit Card Operations and Other Businesses
First written in FY2021-Q3. 8 of 18 entries say "Worsened", first in FY2023-Q2. Latest entry: 2026-07-30.
The Akita Bank moved to the "Worse" side of this theme in 2026, 1 year after the typical company in this theme (2025).
The whole theme swung hardest in 2021: 3 of 17 companies on the "Worse" side.
2 other companies' latest entry also says "Worsened".
- 2026-07-30WorsenedEarnings
「Segment profit from other operations decreased from ¥192 million in the same period of the previous fiscal year to ¥112 million.」
その他の業務のセグメント利益が前年同期比で減少した。 - FY2026WorsenedAnnual report
「Segment profit 296 186」
Segment profit from other operations decreased from ¥296 million in the previous fiscal year to ¥186 million. - FY2026-H1WorsenedAnnual report
「Segment profit 192 112」
Segment profit from other operations decreased from ¥192 million in the same period of the previous fiscal year to ¥112 million. - FY2025AdvancedAnnual report
「Segment profit 296 309」
Segment profit from other operations increased from ¥296 million to ¥309 million. - FY2025-H1AdvancedAnnual report
「Segment profit 81 192」
Segment profit from other operations increased from ¥81 million in the same period of the previous fiscal year to ¥192 million. - FY2024WorsenedAnnual report
「Segment profit 364 296」
Segment profit from other operations decreased from ¥364 million in the previous fiscal year to ¥296 million. - FY2024-Q2WorsenedAnnual report
「Segment profit 260 189」
Segment profit from other operations decreased from ¥260 million in the same period of the previous fiscal year to ¥189 million. - FY2024-Q1WorsenedAnnual report
「Segment profit 121 39」
Segment profit from other operations decreased from ¥121 million in the same period of the previous fiscal year to ¥39 million. - FY2023ReframedAnnual report
「Segment profit 293 364」
Segment profit from other operations increased from ¥293 million in the previous fiscal year to ¥364 million, changing from a declining trend at the quarterly stage to an increase for the full fiscal year. - FY2023-Q3WorsenedAnnual report
「Segment profit 307 280」
Segment profit from other operations decreased from ¥307 million in the same period of the previous fiscal year to ¥280 million. - FY2023-Q2WorsenedAnnual report
「Segment profit 260 189」
Segment profit from other operations decreased from ¥260 million in the same period of the previous fiscal year to ¥189 million. - FY2023-Q1RestatedAnnual report
「Segment profit 91 121」
Profit in the reportable segment "Other" increased from ¥91 million in the same period of the previous fiscal year to ¥121 million in the current first quarter. - FY2022RestatedAnnual report
「In other operations, comprising consulting, regional trading company, guarantee and credit card operations, segment profit increased by ¥6 million, mainly due to lower provisions for allowance for loan losses in guarantee operations.」
Segment profit from other operations increased, mainly due to lower provisions for allowance for loan losses in guarantee operations. - FY2022-Q3RestatedAnnual report
「For credit card operations and other operations, ordinary revenue increased by ¥41 million to ¥959 million, while ordinary profit increased by ¥105 million to ¥307 million.」
Both ordinary revenue and ordinary profit from other operations increased year on year, continuing the trend from the previous period. - FY2022-Q2ReframedAnnual report
「For credit card operations and other operations, ordinary revenue increased by ¥65 million to ¥687 million, while ordinary profit increased by ¥148 million to ¥260 million.」
The trend of lower revenue and profit from other operations through the previous quarter reversed, with both ordinary revenue and ordinary profit increasing year on year in the current interim period. - FY2022-Q1ReframedAnnual report
「For credit card operations and other operations, ordinary revenue decreased by ¥1 million from the same period of the previous fiscal year to ¥307 million, while ordinary profit increased by ¥43 million to ¥91 million.」
Ordinary revenue from other operations decreased, while ordinary profit increased by ¥43 million year on year. - FY2021RestatedAnnual report
「In other operations, comprising consulting, guarantee and credit card operations, segment profit decreased by ¥221 million, mainly due to lower guarantee fees received from guarantee operations.」
Segment profit from other operations decreased from ¥508 million to ¥287 million, mainly due to lower guarantee fees. - FY2021-Q3First statedAnnual report
「For credit card operations and other operations, ordinary revenue decreased by ¥116 million from the same period of the previous fiscal year to ¥918 million, while ordinary profit decreased by ¥145 million to ¥202 million.」
During the cumulative third quarter, both ordinary revenue and ordinary profit from credit card operations and other operations decreased year on year.