Improvement in the Equity Ratio
First written in FY2016. 19 of 37 entries say "Worsened", first in FY2017-Q2. Latest entry: 2026-08-19.
The Akita Bank moved to the "Worse" side of this theme in 2016, 9 years before the typical company in this theme (2025).
The whole theme swung hardest in 2025: 4 of 17 companies on the "Worse" side.
2 other companies' latest entry also says "Mitigated".
- 2026-08-19MitigatedFinancial results briefing materials
「自 己 資 本 比 率 (A)=(B)/(C) 11.51％ 0.25％ 11.26％」
連結自己資本比率は2026年3月末の11.26％から2026年6月末の11.51％へ上昇し、前年度末までの低下後に改善を示した。 - FY2026WorsenedAnnual report
「Equity ratio 11.97 11.26」
The consolidated capital adequacy ratio declined from 11.97% in the previous fiscal year to 11.26%. - 2026-05-14ReframedRevision of earnings forecasts
「Fiscal year ended March 2026 3,576,817 179,304 4.9 10,032.17 Fiscal year ended March 2025 3,460,341 157,094 4.5 8,828.16」
会計上の自己資本比率は4.5％から4.9％へ上昇した一方、国内基準の連結自己資本比率は低下し、指標ごとに方向が分かれた。 - FY2026-H1ReframedAnnual report
「Equity ratio % 4.8 4.5 / 1. Consolidated capital adequacy ratio (2/3) 11.56」
The equity ratio as a key management indicator increased from 4.5% to 4.8%, while the regulatory consolidated capital adequacy ratio declined from 11.97% to 11.56%, moving in opposite directions depending on the indicator. - FY2025WorsenedAnnual report
「Equity ratio % 4.8 4.5」
The equity ratio as a key management indicator declined from 4.8% to 4.5%. Meanwhile, the regulatory consolidated capital adequacy ratio increased from 11.48% to 11.97%. - FY2025-H1ReframedAnnual report
「Equity ratio % 4.2 4.7 4.8」
The equity ratio as a key management indicator increased from 4.2% in the same period of the previous year to 4.7%, while remaining below 4.8% in the previous fiscal year. - FY2024WorsenedAnnual report
「Equity ratio 11.57 11.48」
The consolidated capital adequacy ratio declined from 11.57% to 11.48%. - FY2024-Q2WorsenedAnnual report
「Equity ratio % 4.9 4.1 4.2」
The equity ratio as a key management indicator was 4.1%, below 4.9% in the same period of the previous year and 4.2% in the previous fiscal year. - FY2024-Q1MitigatedAnnual report
「Equity ratio % 4.1 4.3 4.2」
The equity ratio as a key management indicator increased to 4.3% from 4.1% in the same period of the previous year and 4.2% in the previous fiscal year. - FY2023WorsenedAnnual report
「Equity ratio % 4.5 4.2」
The equity ratio as a key management indicator declined from 4.5% in the previous fiscal year to 4.2%. - FY2023-Q3WorsenedAnnual report
「Capital adequacy ratio % 4.8 4.0 4.5」
The equity ratio as a key management indicator was 4.0%, below the level in the third quarter of the previous year and the previous fiscal year. - FY2023-Q2WorsenedAnnual report
「Equity ratio % 5.2 4.9 4.2」
The equity ratio as a key management indicator declined to 4.2% from 4.9% in the same period of the previous year. - FY2023-Q1WorsenedAnnual report
「Equity ratio % 4.8 4.1 4.5」
The equity ratio as a key management indicator declined to 4.1% from 4.8% in the same period of the previous year and 4.5% in the previous fiscal year. - FY2022WorsenedAnnual report
「Equity ratio 12.10 11.83」
The consolidated capital adequacy ratio declined from 12.10% to 11.83%. Equity capital increased, but risk-weighted assets also increased along with growth in securities holdings. - FY2022-Q3WorsenedAnnual report
「Equity ratio % 5.0 4.8 5.0」
The equity ratio as a key management indicator declined to 4.8% from 5.0% in both the same period of the previous year and the previous fiscal year. This is a different ratio from the regulatory capital adequacy ratio under the domestic standard. - FY2022-Q2WorsenedAnnual report
「Equity ratio % 5.8 5.2 4.9」
The equity ratio, one of the key management indicators, was 4.9%, below 5.2% in the same period of the previous year and 5.0% in the previous fiscal year. The regulatory capital adequacy ratio under the domestic standard increased separately. - FY2022-Q1WorsenedAnnual report
「Equity ratio % 5.2 4.8 5.0」
The equity ratio, one of the key management indicators, declined to 4.8% from 5.2% in the same period of the previous year and 5.0% in the previous fiscal year. - FY2021AdvancedAnnual report
「Risk-weighted assets decreased by ¥5.7 billion from the end of the previous consolidated fiscal year, while equity capital increased by ¥1.8 billion due to the accumulation of profits. As a result, the equity ratio increased 0.21 percentage points to 12.10%.」
The consolidated capital adequacy ratio increased from 11.89% to 12.10% due to the accumulation of profits and a decrease in risk-weighted assets. - FY2021-Q3WorsenedAnnual report
「Equity ratio % 5.8 5.0 5.4」
The equity ratio, one of the key management indicators, declined to 5.0% from 5.8% in the same period of the previous year and 5.4% in the previous fiscal year. - FY2021-Q2AdvancedAnnual report
「30 September 2020 1. Consolidated capital adequacy ratio (2/3) 11.94 / 1. Capital adequacy ratio (2/3) 11.46」
The regulatory capital adequacy ratio under the domestic standard was 11.94% on a consolidated basis and 11.46% on a standalone basis. Both increased from 11.89% and 11.41%, respectively, at the end of the previous fiscal year. - FY2021-Q1WorsenedAnnual report
「Equity ratio % 5.8 5.2 5.4」
The equity ratio, one of the key management indicators, declined to 5.2% from 5.8% in the same period of the previous year and 5.4% in the previous fiscal year. - FY2020AdvancedAnnual report
「Equity ratio 11.49 11.89」
The consolidated capital adequacy ratio increased from 11.49% to 11.89%, mainly due to the accumulation of profits and a decrease in risk-weighted assets. - FY2020-Q3RestatedAnnual report
「Equity ratio % 5.6 5.8 5.8」
The equity ratio, one of the key management indicators, was 5.8%, up from 5.6% in the same period of the previous year and at the same level as the 5.8% recorded in the previous fiscal year. - FY2020-Q2RestatedAnnual report
「Equity ratio % 5.7 5.9 5.8」
The equity ratio, one of the key management indicators, was 5.8%, down from 5.9% in the same period of the previous year, but at the same level as the 5.8% recorded in the previous fiscal year. - FY2020-Q1RestatedAnnual report
「Equity ratio % 5.8 5.8 5.8」
The equity ratio, one of the key management indicators, was 5.8%, the same as in the same period of the previous year and the previous fiscal year. - FY2019AdvancedAnnual report
「Risk-weighted assets decreased by ¥1,935.9 million from the end of the previous consolidated fiscal year, mainly due to a decline in securities, while equity capital increased by ¥903 million from the same date due to the accumulation of profits. As a result, the consolidated capital adequacy ratio increased 0.25 percentage points from the previous consolidated fiscal year to 11.49%. Similarly, the standalone capital adequacy ratio increased 0.26 percentage points from the end of the previous fiscal year to 11.01%.」
The equity ratio improved to 11.49% on a consolidated basis and 11.01% on a standalone basis due to a decrease in risk-weighted assets and an increase in equity capital. - FY2019-Q3WorsenedAnnual report
「Equity ratio % 5.7 5.6 5.6」
The equity ratio, one of the key management indicators, declined from 5.7% in the same period of the previous year to 5.6%, the same level as in the previous fiscal year. - FY2019-Q2AdvancedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 11.32 / 2. Consolidated equity capital 1,410 / 3. Risk-weighted assets 12,457 / Standalone capital adequacy ratio (domestic standard) 10.85」
The capital adequacy ratio under the domestic standard increased from 11.24% on a consolidated basis and 10.75% on a standalone basis at the end of the previous fiscal year to 11.32% and 10.85%, respectively. - FY2019-Q1AdvancedAnnual report
「Equity ratio % 5.6 5.8 5.6」
The equity ratio, one of the key management indicators, increased to 5.8% from 5.6% in both the same period of the previous year and the previous fiscal year. - FY2018WorsenedAnnual report
「The consolidated capital adequacy ratio was 11.24%, down 0.31 percentage points from the previous consolidated fiscal year. Similarly, the standalone capital adequacy ratio declined 0.27 percentage points from the end of the previous fiscal year to 10.75%.」
The capital adequacy ratio declined from 11.55% on a consolidated basis and 11.02% on a standalone basis to 11.24% and 10.75%, respectively. - FY2018-Q3AdvancedAnnual report
「Equity ratio % 5.3 5.7 5.6」
The equity ratio, one of the key management indicators, increased from 5.3% in the same period of the previous year to 5.7%. - FY2018-Q2AdvancedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 30 September 2017 11.59 / Standalone capital adequacy ratio (domestic standard) 30 September 2017 11.05」
The capital adequacy ratio under the domestic standard increased from 11.55% on a consolidated basis and 11.02% on a standalone basis at the end of the previous fiscal year to 11.59% and 11.05%, respectively. - FY2018-Q1RestatedAnnual report
「Equity ratio % 5.6 5.6 5.6」
The equity ratio, one of the key management indicators, was 5.6%, at the same level as in the same period of the previous year and the previous fiscal year. - FY2017WorsenedAnnual report
「The consolidated capital adequacy ratio was 11.55%, down 0.49 percentage points from the previous consolidated fiscal year. Similarly, the standalone capital adequacy ratio declined 0.46 percentage points from the end of the previous fiscal year to 11.02%.」
The equity ratio declined on both a consolidated and standalone basis, primarily due to an increase in risk-weighted assets accompanying growth in loans. - FY2017-Q3WorsenedAnnual report
「Equity ratio % 5.6 5.3 5.7」
The equity ratio, one of the key management indicators, declined from 5.6% in the same period of the previous year to 5.3%. This ratio is calculated by dividing net assets and other items by total assets, and is calculated differently from the regulatory capital adequacy ratio under the domestic standard presented in the previous quarterly report. - FY2017-Q2WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 30 September 2016 11.83 / Standalone capital adequacy ratio (domestic standard) 30 September 2016 11.28」
The capital adequacy ratio declined from 12.04% on a consolidated basis and 11.48% on a standalone basis at the end of the previous fiscal year to 11.83% and 11.28%, respectively. - FY2016First statedAnnual report
「The consolidated capital adequacy ratio improved by 0.08 percentage points from the previous consolidated fiscal year, to 12.04%, due to an increase in equity capital resulting from profit recognition. Similarly, the non-consolidated capital adequacy ratio improved by 0.10 percentage points from the end of the previous fiscal year, to 11.48%.」
The capital adequacy ratios were explained in relation to the increase in equity capital resulting from profit recognition.