Worth reading
40Recurring
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
1369
¥ millionWording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPNet Sales16,123¥ millionYear on year +0.3%
Ordinary income4,440¥ millionYear on year +44.5%Progress 33.9%
Net income attributable to owners of the parent3,551¥ millionYear on year +48.7%Progress 41.8%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share199.31 yen
Financial position at period-end
Total assets3,680,208¥ million
of which net assets 188,727 ¥ millionEquity ratio 5.1%vs. prior year-end +0.2pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueBanking operations ¥15,134 million (YoY +1.1%), Leasing operations ¥1,259 million (YoY -6.9%)
Segment profitBanking operations ¥4,743 million (YoY +40.8%), Leasing operations ¥42 million (YoY -4.5%)
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥13,100 million (YoY +16.4%)
Net income¥8,500 million (YoY +10.5%)
Revision to Earnings ForecastNot disclosed
Annual Dividend Forecast¥175 → ¥200（+14.3%）
Factors Behind Changes in Business Performance
Although gains on sales of stocks and other securities declined, ordinary income increased due to higher investment income, while ordinary expenses declined due to lower losses on sales and redemption of Japanese government bonds and other securities.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 0 / Company name None / Excluded Number of companies 0 / Company name None
Impairment lossAmount No applicable matters / Subject assets No applicable matters
Breakdown of extraordinary income (loss)Extraordinary income No applicable matters / Extraordinary loss Losses on disposal of fixed assets ¥42 million
Depreciation and amortization¥282 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End18,093,643
Treasury Shares at Period-End227,541
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥16,123 million (YoY +0.3%) |
| Ordinary income | ¥4,440 million (YoY +44.5%) |
| Profit attributable to owners of the parent | ¥3,551 million (YoY +48.7%) |
| Net income per share | 199.31 yen |
| Equity ratio | End of the current fiscal period 5.1 / End of previous period 4.9 |
| Total assets | ¥3,680,208 million |
| Net assets | ¥188,727 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥13,100 million (YoY +16.4%) / Net income ¥8,500 million (YoY +10.5%) |
| Revision to Earnings Forecast | Not disclosed |
| Annual Dividend Forecast | ¥175 → ¥200（+14.3%） |
| Segment revenue | Banking operations ¥15,134 million (YoY +1.1%), Leasing operations ¥1,259 million (YoY -6.9%) |
| Segment profit | Banking operations ¥4,743 million (YoY +40.8%), Leasing operations ¥42 million (YoY -4.5%) |
| Depreciation and amortization | ¥282 million |
| Impairment loss | Amount No applicable matters / Subject assets No applicable matters |
| Breakdown of extraordinary income (loss) | Extraordinary income No applicable matters / Extraordinary loss Losses on disposal of fixed assets ¥42 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name None / Excluded Number of companies 0 / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 18,093,643 |
| Treasury Shares at Period-End | 227,541 |
| Factors Behind Changes in Business Performance | Although gains on sales of stocks and other securities declined, ordinary income increased due to higher investment income, while ordinary expenses declined due to lower losses on sales and redemption of Japanese government bonds and other securities. |
Items this document does not state (11)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Although gains on sales of stocks and other securities declined, investment income increased, resulting in higher ordinary income. Ordinary expenses declined due to lower losses on sales and redemption of Japanese government bonds and other securities, resulting in higher ordinary profit.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.