Launch of “Efuka Room Support”

「In the credit card business, we are working to expand our share of finance revenue and insurance. Performance remained steady amid growing demand for cashless payments.」

「In the credit card business, we are working to strengthen the finance business, expand revenue from outside the Group and promote cashless payments. During the COVID-19 pandemic, behavior aimed at avoiding contact involving cash became more pronounced, and efforts to promote the resulting increase in demand for cashless payments supported steady performance.」

「In addition, to prepare for the coming cashless society and further improve customer convenience, we introduced 8 types of barcode payment in June and experimentally introduced “cashless checkout” at Fuji Grand Koyo in Asakita Ward, Hiroshima, in August, where payment could be made only by electronic money or barcode payment other than cash. As awareness of avoiding contact increased during the COVID-19 pandemic, the cashless usage rate rose 5.3 percentage points year on year. (2019: 43.0% → 2020: 48.3%)」

「In the credit card business, we are working to strengthen the finance business, expand revenue from outside the Group and promote cashless payments under the theme of “building a corporate culture with speed and execution capabilities.” As the spread of COVID-19 increased awareness of avoiding contact, the cashless usage rate rose 4.5 percentage points year on year. (2019: 42.5% → 2020: 47.0%)」

「In the credit card business, we are continuing initiatives to increase membership and usage of the new Mastercard-branded Efu-ca credit card and expand the market share of electronic money.」

「In the credit card business, we are continuing initiatives to increase membership and usage of the new Mastercard-branded Efu-ca credit card and expand the market share of electronic money.」

「In the financial and insurance services business, we began issuing a new Efu-ca credit card bearing the Mastercard brand in October and expanded its functions and services. We have also continued initiatives to expand use of Efu-ca, beginning to offer “Efu-ca Money” at all stores of group company レデイ薬局 in March and at all Wants drugstores operated by 株式会社ツルハグループドラッグ＆ファーマシー西日本 from August.」

「In the financial and insurance services business, we have continued initiatives to expand use of Efu-ca, beginning to offer “Efu-ca Money” at all stores of group company レデイ薬局 in March and at all Wants drugstores operated by 株式会社ツルハグループドラッグ＆ファーマシー西日本 from August.」

「In the financial and insurance services business, we have continued initiatives to expand use of Efu-ca and began offering “Efu-ca Money” at all stores of group company レデイ薬局 in March.」

「In the credit card business, in addition to continuing initiatives to expand use of Efu-ca, we launched the “Efu-ca Room Support” service in the previous fiscal year as a guarantor agency service for real estate lease agreements, and further began providing an electronic money service for external corporate customers, with the aim of expanding the scale of the business.」

「In the credit card business, in addition to continuing initiatives to expand use of Efu-ca, we launched the “Efu-ca Room Support” service in the previous fiscal year as a guarantor agency service for real estate lease agreements, and further began providing an electronic money service for external corporate customers, with the aim of expanding the scale of the business.」

「In the credit card business, in addition to continuing initiatives to expand opportunities to use Efu-ca, we launched the “Efu-ca Room Support” service in December as a guarantor agency service for real estate lease agreements.」

「In the credit card business, we have been conducting sales activities to offer “Efu-ca Room Support” as a guarantor agency service for real estate lease agreements, and launched the service in December.」