Komori
Credit Saison (8253) · InitiativeAdvanced

Construction and renewal of a joint core system

First written in FY2016. 5 of 11 entries say "Advanced", first in FY2018-Q2. Latest entry: FY2026.

11entries
11years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2018-Q2 – FY20262016: 220162017: 320172018: 220182019: 020192020: 020202021: 020212022: 020222023: 120232024: 120242025: 120252026: 12026
Same theme, other companies
Core System Implementation, Modernization and Cloud MigrationA theme 133 companies write about · 4 as a headwind · 129 as a tailwind

The whole theme swung hardest in 2021: 10 of 55 companies on the "Worse" side.

59 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 133 companies compared. The sentences above are computed from all 133.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「Credit Saison Co., Ltd. / Head office and other locations / Computer systems / ¥18,235 million / Amount already paid: ¥4,721 million / Retained earnings and borrowings / January 2023 / June 2027」

    A computer systems investment plan totaling ¥18.235 billion, of which ¥4.721 billion has already been paid, was disclosed, with completion scheduled for June 2027.
  2. FY2025AdvancedAnnual report

    「Credit Saison Co., Ltd. / Head office and other locations / Computer systems / ¥13,587 million / Amount already paid: ¥1,991 million / Retained earnings and borrowings / January 2023 / March 2027」

    A computer systems investment plan totaling ¥13.587 billion remains in progress following the commencement of operation of the joint core system, with completion scheduled for March 2027.
  3. FY2024AdvancedAnnual report

    「Credit Saison Co., Ltd. / Head office and other locations / Computer systems / ¥16,058 million / Amount already paid: ¥5,330 million / Retained earnings and borrowings / October 2020 / July 2025」

    A new investment plan related to the joint core system was disclosed, totaling ¥16.058 billion, with ¥5.330 billion already paid and completion scheduled for July 2025.
  4. FY2023AdvancedAnnual report

    「Credit Saison Co., Ltd. / Head office and other locations / Computer systems / ¥10,290 million / Amount already paid: ¥1,503 million / Retained earnings and borrowings / September 2020 / October 2024」

    Following the commencement of operation of the joint core system, a computer systems investment plan totaling ¥10.290 billion remains in progress, with completion scheduled for October 2024.
  5. FY2019-Q2AchievedAnnual report

    「Migration of the joint core system, which was still being planned at the end of the previous consolidated fiscal year, was completed on 28 October 2018.」

    The disclosure states that migration of the joint core system, which was being planned at the end of the previous consolidated fiscal year, was completed on 28 October 2018.
  6. FY2018-Q3AchievedAnnual report

    「In addition to commencing operation of the joint core system, which enables online processing 24 hours a day, 365 days a year, the Company worked to build a foundation for sustained growth over the medium to long term. This included eliminating the multiple employee classifications, placing all employees on indefinite-term contracts, and introducing a common personnel system for all employees that unifies all systems, including compensation. Following the migration to the joint core system under construction on 26 November 2017, the Company recognized one-time migration costs as a special loss under “system migration costs” during the nine-month period of the current fiscal year.」

    The joint core system migration was carried out on 26 November 2017, and operation of the new system, which enables online processing 24 hours a day, 365 days a year, commenced.
  7. FY2018-Q2AdvancedAnnual report

    「Migration of the joint core system currently under construction to the new system will take place on 26 November 2017. Total investment is currently expected to be approximately ¥220 billion.」

    The migration date for the joint core system was set for 26 November 2017, and estimated total investment was revised to approximately ¥220 billion.
  8. FY2018-Q1RestatedAnnual report

    「Total assets as of the end of the first quarter of the current fiscal year increased by ¥6.463 billion from the end of the previous consolidated fiscal year to ¥278.468 billion. This was mainly due to a ¥6.035 billion increase in installment accounts receivable resulting from higher shopping transaction volume and other factors, and a ¥794.7 million increase in software under construction due to investment related to the joint core system and other factors.」

    Investment related to the joint core system is continuing, but no significant changes to the plan, such as the migration schedule, are disclosed.
  9. FY2017-Q3RestatedAnnual report

    「For the joint core system currently under construction, the planned migration date has been changed to ensure a safer and more reliable transition to the new system. Completion is now scheduled for the second half of fiscal 2017 or later.」

    The plan to change the migration schedule and target completion for the second half of fiscal 2017 or later remains in place. No further postponement is disclosed.
  10. FY2017-Q2SoftenedAnnual report

    「For the joint core system currently under construction, the planned migration date has been changed to ensure a safer and more reliable transition to the new system. Completion is now scheduled for the second half of fiscal 2017 or later.」

    The planned migration date was changed to ensure a safe and reliable transition, with completion scheduled for the second half of fiscal 2017 or later. The schedule has been pushed back from the previous plan.
  11. FY2016First statedAnnual report

    「Investment related to the joint core system is expected to total approximately ¥200 billion, with completion scheduled for the second half of the fiscal year ending March 2017 or later.」

    Investment related to the joint core system was recorded during the current fiscal year, with the disclosure describing an investment plan of approximately ¥200 billion and completion scheduled for the second half of the fiscal year ending March 2017 or later.
Moved together

"Diversifying revenue sources through leasing, credit guarantees, and loans" moved the same way as this thread, in the same document, in 7 of its 11 moves.

754444★123456
  1. ★This thread
  2. 1Diversifying revenue sources through leasing, credit guarantees, and loans7×
  3. 2Cashless corporate payments and back-office efficiency5×
  4. 3Full-scale entry into the retail finance business in Asia4×
  5. 4Growth investment funded by stable and continuous dividends and retained earnings4×
  6. 5Obtaining a Business License from the Reserve Bank of India and Entering the Digital Lending Business4×
  7. 6Promoting Diversity, Inclusion and Women's Advancement4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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